Beware of non-retained deposits in the delivery of second-hand housing property.

Second-hand houses have always been favored by many buyers, but unlike the new housing market, the distribution of second-hand houses is relatively scattered and there are more hidden dangers. Whether looking at a house or trading, buyers who own a house will encounter such problems more or less.

Deposit for delivery of unreserved houses.

Ms. Ding bought a three-bedroom apartment in full. Because the owner was in the process of immigration, the timeliness of the whole transaction process was very high, so the whole transaction process was in a hurry. From signing the contract to completing the transfer, it went smoothly, and Ms. Ding moved in quickly. Before signing the contract, Ms. Ding knew that the owner had reserved a property delivery deposit of 20,000 yuan. Since 20,000 yuan is not a small amount, Ms. Ding did not care too much about this link. However, after the transfer, the owner informed the broker and the customer in advance that they had something urgent to go abroad, and after giving the key to Ms. Ding, it disappeared. When Ms. Ding went to deliver the house, she found that the former owner owed 35,000 property fees.

Because the second-hand house is a built property, there will be expenses including property fees and heating fees before the transfer, and the delivery of the house is generally after the transfer. At this time, it is easy for the buyer to ignore the risks such as late payment, and it is not uncommon for the buyer to leave behind problems and even economic losses due to careless delivery. Therefore, before the transfer, the new owner needs to pay attention to three points.

First, before the transfer, you should see the settlement bill of the original owner's property, heating and other expenses, and check the payment period on the spot; If the original bill has been lost, you can go to the property or heating unit to check the payment record to determine whether there is any unpaid payment.

Second, both the buyer and the seller should handle the house delivery formalities at the same time, and all kinds of fees, utilities and other usage forms should be recorded in detail, and all parties to the transaction should sign the delivery form for confirmation.

Third, according to the trading practice, the buyer and the seller should keep a part of the final payment as the down payment of the real estate, and then transfer it to the original owner after the original owner settles the arrears. This money can be supervised by the fund. On the one hand, it can ensure the original owner to settle accounts truthfully. If he refuses to settle, he can settle with the deposit first. On the other hand, taking the form of fund supervision can also prevent buyers from delaying payment.

(The above answers were published on 20 15-07-20. Please refer to the actual situation for the current purchase policy. )

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