Is there a difference between a single apartment with 70-year property rights and ordinary housing?

The difference between 70-year-old apartments and ordinary houses;

1, the deed tax is different, the apartment does not enjoy the deed tax concession, and the minimum down payment for bank loans is 25% for the residence and 50% for the apartment; The interest rate room is now 20% off, and the benchmark interest rate of apartments and even floating houses can be registered, but not apartments.

2.70 years later, the apartment has nothing to do with you. Even if the house can still live, it is the apartment legal person who pays to renew the lease and then sells it to others. Ordinary housing is said to be a 70-year property right, and then there will be a policy.

The difference between a 70-year-old serviced apartment and an ordinary house is as follows:

1. There are many types of apartments with different years.

Many people are worried about the length of property rights. In fact, apartments and houses are of the same nature in terms of property rights. A 70-year-old apartment and a 70-year-old house have a service life of 70 years and will not shrink because of different types. The number of years of living in an apartment is not as general as the inherent concept of ordinary citizens, only less than 50 years. The national purchase restriction order also allows citizens to make simple judgments through the land use years of apartments. For example, the land use period is 70 years. Generally speaking, apartments are residential apartments.

2. The living expenses are different.

When the apartment is delivered for fine decoration, the property standard will be higher than that of the residence, so the property fee will be higher than that of the ordinary residence. Take Suzhou as an example. For many ordinary houses with good properties, the property fee standard will not be higher than 5 yuan/m2/month, but the property fee standard for apartments is higher than 10 yuan/m2/month.

In addition, the occupancy rate of apartments is often low because there is no balcony and no gift space in the building area. Besides, the owner has no place to hang clothes. If it is a business apartment and there is no gas pipeline, the cost of living will further increase, and three meals a day can only be solved outside.

3. Differences in settlement, transaction and water and electricity standards.

When buying an apartment, there are several key differences between a commercial apartment and a residence. At this time, it is necessary to distinguish clearly. The first is the service life, and the contract will state 40 or 70 years. Residential apartments are built on land with a service life of 70 years. If they do not have the characteristics of commercial apartments, they can be identified as residential apartments. The service life of residential apartments is equivalent to the service life of the land.

The real estate license should also reflect the type and service life of the property; Secondly, the categories on the real estate license are different; Residential apartments will write "complete houses" on the real estate license, which is no different from ordinary houses. Can be used for settlement, enjoy the same proportion as the house in deed tax payment. When an apartment transaction occurs, it is also exempt from business tax; In the payment of water and electricity, mainly according to the land and building purposes, do not look at the real estate license, if it is not a business apartment, enjoy the standard of civil water and electricity.

Residential refers to houses specially used for living, including villas, apartments or dormitories. There are two kinds of apartments in the traditional sense: business apartments and public welfare apartments. Office buildings and serviced apartments that are normally seen in the market belong to operating apartments.

The common concept of apartment is deeply rooted in people's hearts, and the first reaction of citizens is short-lived property. In fact, business apartments include business apartments and residential apartments.

Apartments on residential land generally refer to residential buildings whose sunshine standards and building spacing do not meet the requirements of relevant national codes. In order to distinguish it from ordinary houses, such apartments are clearly defined as "residential apartments".

There is a fundamental gap between sunshine standards and building spacing. Indeed, ordinary houses are not only large in area, but also have fewer households on each floor. However, there are usually a large number of apartments on each floor, and there are houses facing north, and apartments with transparent north and south are almost invisible. In other words, the essential difference between the two families lies in "birth". If this 70-year-old house can't meet the national housing requirements, then this house can only be called "residential apartment".

As far as residential apartments are concerned, compared with ordinary houses, their area will be relatively small and the suitable groups will be different. Because the total house payment will be relatively low, the audience will be biased towards newly employed college students or residential transition people. There are obvious differences between apartment units and ordinary houses. Ordinary huxing is difficult to achieve north-south permeability, often without balconies, or even closed curtain walls and openable windows.

The maximum period of assignment of land use rights is determined according to the following purposes:

(a) residential land for seventy years;

(two) fifty years of industrial land;

(three) fifty years of land for education, science and technology, culture, health and sports;

(four) forty years of commercial, tourism and entertainment land;

(five) comprehensive or other land for fifty years.

The transfer of land use rights can take the following ways:

(1) protocol;

(2) bidding;

(3) auction.

References:

Provisional Regulations of the People's Republic of China on Assignment and Transfer of the Right to Use Urban State-owned Land