What conditions do you need to buy shops and houses in Huizhou Dongjiang Pearl Garden with provident fund loans, and how to calculate the tax on new house transactions?

Hello, I'm glad to answer your question about Dongjiang Pearl Garden Shop Community.

The conditions for purchasing the house of Dongjiang Mingzhu Garden Store with provident fund loans include: 1. The borrower must have an account in the city where Dongjiang Mingzhu Garden Store is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3, there is a legal contract or agreement to buy Dongjiang Pearl Garden shops from housing, and a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Dongjiang Pearl Garden shops; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Dongjiang Pearl Garden shops new house transaction taxes include deed tax, maintenance fund and property management fee. Deed tax for shops in Dongjiang Pearl Garden: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Dongjiang Pearl Garden Store Maintenance Fund: charged according to the construction area multiplied by a certain amount. Property management fee for shops in Dongjiang Pearl Garden: paid after the house is delivered, and the specific grade rate shall be implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!