Under the heavy policy pressure, the small-sized housing in Guiyang has become a beacon.

Since the end of 20 1 1, property taxes have been introduced in Chongqing, Shanghai and other cities. Take the Interim Measures of Shanghai Property Tax as an example. If the per capita is more than 60 square meters, the property tax will be calculated and levied according to the regulations that the newly purchased houses exceed the area. Affected by the substantial increase in the down payment ratio of the second suite, Guiyang small-sized housing became a hot commodity in 20 12.

Small huxing market is "more frustrated and more brave"

Recently, Xinglong Feng Dan Egret (Community Network Forum) launched a hummingbird group, with the group of just-needed property buyers as its main "target customers". The group mainly takes 37-78 square meters of one-bedroom and two-bedroom apartment as the concept. On the afternoon of April 18, the reporter saw in the real estate sales center that two groups of buyers were consulting small-sized houses with more than 30 square meters and more than 60 square meters respectively. Lili, a buyer who is looking at the huxing renderings through the computer, told reporters that she had been renting a house before because of her short working hours. At present, she rents a small apartment with one bedroom and one living room in the urban area. The monthly rent needs 750 yuan, so she plans to buy a small apartment this year. Lili analysis, now some small huxing houses on the market, after removing the down payment of tens of thousands of yuan, the actual rent paid last month is not much different from their current burden. The key is that the house you pay is your own asset, which is much better than renting from this perspective. The property consultant told reporters that the 30-square-meter one-bedroom apartment consulted by Li Li has a down payment of more than 30,000 yuan, such as a loan for 30 years, and the monthly payment is in 600 yuan, which is not heavy for the buyers.

It is understood that the mainstream group that favors small-sized houses at present is still a group that just needs to buy a house between the ages of 25 and 35, such as Li Li. Small-sized houses with moderate total price, convenient transportation and comfortable living environment have become their bag.

In addition to just-needed families like Li Li, affected by the substantial increase in the down payment ratio of the second suite, some improved property buyers have also begun to look to some small-sized residential quarters with better environment and perfect supporting services. In the sales center of Xinglong Yufeng, Mr. and Mrs. Wang, who came to consult, told reporters that a house under their name was going to be used for their son's marriage. Because the previous house was purchased by loan in 2003, now this suite is a second purchase, and the down payment ratio needs 60%. In addition, interest rates have been raised many times now. After discussion, the old couple decided to choose a small two-bedroom apartment of 70 to 80 square meters to avoid the impact of excessive mortgage pressure on the quality of life. "For the community, having an environment and a convenient life is the most important thing. Two people living in two rooms is enough. " Mr. Wang said.

For the projects for sale or approval, such as Flower Orchard, Evergrande Oasis (Weibo), Vanke Jinyu Huafu (Community Network Forum), City Rubik's Cube, Xinglong City Garden, etc. Sales staff all said that in recent days, the number of customers looking at small huxing and the number of telephone inquiries are not weak. Some customers even went to the sales department to directly ask what the minimum huxing is and whether there is room for gifts.

Many reasons to help small units.

According to the analysis of the interviewed industry, after several rounds of real estate regulation and control policies, the rationality of buyers' home ownership has been continuously improved. The low total price, low monthly payment, easy house change and property tax expectation of small-sized houses are all factors that affect buyers' preference for small-sized houses.

First of all, the advantages of small huxing with low total price and less monthly supply are outstanding. It is understood that in recent years, with the continuous innovation of real estate huxing in various places, the concept of small huxing is no longer a simple two-bedroom apartment of 80-90 square meters in the past market, and a one-bedroom apartment of more than 30 square meters also has a functional room; 60 square meters, 70 square meters of two bedrooms, fully functional. If you add gift space, you can completely meet the housing needs of most just-needed buyers. At the same time, the advantages of low total price and low monthly supply of small-sized houses cannot be ignored. Take the 70 square meter apartment of City Rubik's Cube as an example, the total price is about 230,000, the down payment is about 70,000, and the monthly loan period is about 1.200 yuan. The loan term is 30 years, and the monthly payment is about 1000 yuan. In addition, small huxing also has the advantages of low taxes and fees, low property fees and so on. This is undoubtedly the case for buyers who urgently need to buy a house but have limited down payment funds.

Secondly, the psychological impact of property tax expectations. Since the end of 20 1 1, property taxes have been introduced in Chongqing, Shanghai and other cities. Take the Interim Measures of Shanghai Property Tax as an example. If the per capita is more than 60 square meters, the property tax will be calculated and levied according to the regulations that the newly purchased houses exceed the area. In other words, the superposition of the two suites will affect whether the family will become the object of property tax collection in the future. Many buyers believe that the popularization of property tax is the general trend at present, so both buyers and second-time buyers have to be more forward-looking when considering the area.

In addition, the advantage of renting and selling houses in the later period is also an important reason why many buyers choose small apartments. "I learned in the intermediary market that at present, about 50 square meters of housing is the most sought after, especially rental housing, and there is no need to rent it at all. At present, under the premise of limited down payment funds, it is difficult for simple bank deposits to resist inflation risks. It is better to buy a small apartment and live first. If it appreciates, it will reduce the burden of secondary home ownership in the future. " In the city Rubik's cube sales center, Mr. Fang's words represent the aspirations of many people who just need buyers to buy small apartments. Wang Yi, a property consultant, said that as property buyers become more and more rational, even if they buy a house to live in, they will have a certain investment mentality, and the convenience of changing houses in the future will also encourage many property buyers to prefer small apartments.

Small huxing ushered in concentrated volume.

Recently, affected by the real estate policy, the transaction volume of small-sized houses in the fortified property market has also ushered in spring.

It is understood that at present, both large-scale residential quarters with high-end positioning and small-and-medium-sized real estate projects with fortified markets cover many small-sized units with product positioning, and many large-scale composite quarters such as Huaguoyuan, Xinglong City Garden, Xinglong Feng Dan Egret and Century City also take small-sized units as the main promotion units.

Experts believe that in the past few years, most properties have regarded small huxing as a "side dish". However, with the increasing pressure on developers' funds in the past two years, it is necessary to speed up the withdrawal of funds by accelerating the push, and the small-sized apartment with high market acceptance has undoubtedly become the focus of many developers' adjustment of the push strategy. Among the small-sized projects entering the market in the future, the buildings with differentiated advantages in product positioning, community environment, living facilities and transportation facilities may become the winners in the real estate competition era under the background of the New Deal.

(The above answer was published on 2013-10-1,please refer to the actual situation for the relevant housing purchase policy at present).

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