Where can I apply for business change?

Applying for industrial and commercial change is generally to apply to the local housing management department. In every place and region, the policies and procedures for the alteration of commercial housing are different. Need to bring relevant land information to the local housing management department for consultation.

What is the difference between residential land and commercial land?

1. Different property rights: Housing property rights include two concepts: housing ownership and land ownership. The house is always owned by the owner, but the land has a fixed term. According to the regulations, the service life of residential land is 70 years, that of commercial land is 40 years, and that of comprehensive land is 50 years.

2. The cost of daily life is different: the water and electricity charges for civil houses, commercial houses and industrial houses are different. The residence belongs to the civil residence, and the water and electricity charges are charged according to the civil water and electricity standards; The utilities of commercial buildings are charged according to the standard of commercial water and electricity consumption. In the long run, the water and electricity expenditure of residential buildings will be reduced by half compared with that of commercial buildings. If it is a comprehensive land, it may be a combination of living and housing, and water and electricity charges may be charged according to residential standards. However, it is best for buyers to confirm with the developer and explain it in the contract, so that in the event of a dispute, they can know who has breached the contract.

3. The hukou regulations are different: the projects built on commercial land are commercial houses, which are of a commercial nature and cannot solve the hukou problem. If it is residential, according to the different requirements of different regions, as long as certain conditions are met, buyers can solve the hukou problem. Nowadays, many people buy houses in order to move their registered permanent residence or send their children to school, so it is very necessary to know this knowledge.

4. Different living comfort: there are generally two stairs, three or four, with few people, which will not bring trouble to travel and have better privacy; Commercial buildings are usually two stairs and ten households, or even more, and the staff are not only numerous but also chaotic, so the safety and privacy cannot be well guaranteed.

5. The down payment and loan interest rate are different: for commercial land and industrial land loans, the down payment ratio is generally not less than 50%, the loan term is only 10 years at most, and the loan interest rate is relatively high. The down payment ratio of residential loans is usually not less than 30%, and the loan can reach 70% (the down payment ratio will be different according to different standards in different regions, subject to local purchase standards), and the loan period can be up to 30 years.

6. Different design standards: most commercial houses are not very good in lighting and permeability. Some business rooms have no windows in the bathroom and kitchen, and the balcony is also an inner balcony, so the lighting conditions are naturally not very good.

Changsha apartment can apply for "commercial residence" and use other people's water and electricity.

Recently, Hunan Provincial Department of Housing and Construction, Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Department of Natural Resources and other six departments jointly issued "Several Opinions on Promoting the Inventory of Non-residential Commercial Housing" to fully resolve the non-residential inventory of apartments, office buildings and shops!

Commercial properties in Changsha property market are in a state of high inventory all the year round, and there is a large amount of commercial land to be developed. This year, a number of apartment projects have been greatly reduced in price promotion. At this time, the introduction of the New Deal is not only conducive to the destocking of commercial products, but also conducive to revitalizing commercial assets.

This policy is mainly divided into four main points:

First, strictly control the increment of non-residential commercial housing land and strictly control the increment of commercial land from the source. In fact, although the supply of pure commercial land has decreased this year, the commercial proportion of residential buildings is still high. Under the New Deal, Changsha may reduce the ratio of business to office, and even give priority to pure residential land.

The second is to allow businesses to change their residences, but there are certain thresholds. Later, Changsha may introduce detailed regulations. This can play a certain optimization role for commercial properties with large inventory;

Third, encourage business to be "self-sustaining", which has been reflected in the previous government's "self-sustaining" competition for land supply, which can solve the problem of difficulty in renting houses for migrants and digest part of the inventory;

Fourth, the apartment can be changed to water and electricity, which can increase the attractiveness of property buyers, which is the most direct benefit for the commercial market and enhance the transaction volume of the apartment.