What are the conditions for Shenzhen provident fund loan to buy Peng Jinglou, and how to calculate the tax on new house transactions?

Hello, it's my pleasure to answer your question about the architectural community in Peng Jing.

The conditions for purchasing Peng Jing Building with provident fund loans include: 1. The borrower must have an account in the city where Peng Jing Building is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Peng Jing Building, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Peng Jing construction loans; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction tax on new houses in Peng Jing includes deed tax, maintenance fund and property management fee. Deed tax of Pengjinglou: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Peng Jing Construction Maintenance Fund: It is charged by multiplying the construction area by a certain amount. Property management fee of Peng Jing Building: paid after delivery, and the specific rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. I hope I can help you!