Housing purchase policy documents during the epidemic period

On April 1 day, according to Hunan Daily, Yueyang Housing and Construction Bureau, Development and Reform Commission and other eight departments issued "Ten Measures for Yueyang City to Effectively Respond to the COVID-19 Epidemic and Promote the Stable and Healthy Development of the Central City's Real Estate Market", which is the fifth city in Hunan Province to introduce measures to stabilize the property market in the past two months after Hengyang City, Xiangtan City, Huaihua City and Yiyang City.

The ten measures introduced by Yueyang this time mainly support the stable and healthy development of the property market from the aspects of financial support, taxation, payment of land transfer fees and construction application fees, pre-sale permits and pre-sale funds. The Measures shall be implemented from now until February 65438+3 1 2020.

Hunan Daily pointed out that in response to the impact of the COVID-19 epidemic, Hengyang, Xiangtan, Huaihua, Yiyang and other places have successively introduced policies and measures to stabilize the property market, including deed tax subsidies for house purchase, increasing bank credit support, delaying tax payment, reducing and delaying the payment of social security fees of enterprises in stages, reducing the use cost of land funds, and reducing the proportion of migrant workers' wage deposits.

According to the "Circular on the Real Estate Market Situation in Hunan Province in 20 19" issued by the Housing and Construction Department of Hunan Province and the Provincial Statistics Bureau at the end of March this year, it is predicted that the sales area of commercial housing will continue to decline, the growth rate of real estate development investment will slow down, and the overall price of commercial housing will decrease steadily. Among them, Changsha benefited from good economic development and net population inflow, and the market and housing prices were generally stable; However, in the third-and fourth-tier cities in the province, especially the cities with net outflow of population, the real estate market is facing a test due to the epidemic. In addition, affected by factors such as the scale of shed reform, the decline of monetized resettlement scale and the slow growth of urban population, housing demand is weak and the market will decline.

Specifically, the "Measures" promulgated by Yueyang City clearly stipulates that for real estate development enterprises that are seriously affected by the COVID-19 epidemic and have difficulties in repayment due, all banking financial institutions are encouraged to issue or renew loans, strengthen and optimize financial services, and must not blindly lend, break loans, and pressure loans; ; For those who are hospitalized or isolated due to infection in COVID-19, those who need isolated observation due to epidemic prevention and control, those who participate in epidemic prevention and control, and those who temporarily lose their source of livelihood due to the epidemic, financial institutions should appropriately tilt their credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postpone the repayment period.

The "Measures" also pointed out that for buildings where real estate development enterprises have registered real estate for land use and obtained planning permits and construction permits for construction projects, the funds invested in development and construction have reached more than 25% of the total investment in engineering construction, and the progress of multi-storey building projects has reached more than one third of the progress of design image, and the progress of high-rise building projects has reached one quarter or more of the progress of design image, you can apply for the "Pre-sale Permit for Commercial Housing" (the requirements for the progress of assembled building image remain unchanged). Except those listed in the list of untrustworthy enterprises.

At the same time, if the land transfer of real estate projects involves a number of independent index plots and only one "State-owned Construction Land Use Right Transfer Contract" is signed, real estate development enterprises can pay the land price by stages according to the planned plots and handle the corresponding real estate registration procedures;

Pay 50% of the total land transfer price within one month after signing the Contract for Transferring the Right to Use State-owned Construction Land, and the balance shall be paid before handling the registration of the last plot of real estate, which shall not exceed the final payment date agreed in the Contract for Transferring the Right to Use State-owned Construction Land.

The Measures point out that after the real estate development enterprise pays 50% of the total land transfer price, the relevant functional departments can handle administrative examination and approval procedures such as construction land planning permit, planning and design scheme review, construction project planning permit and construction permit.