I bought a second-hand house and need to change the user name of water and electricity. Where to go and what procedures are needed?

When buying a second-hand house for property delivery, you need to change the name of the water and electricity account. The change method is as follows:

(1) Water: generally collected by the property. Just change your name directly at the property office.

(2) Electricity: If it is electricity, it is an electric card. When you change your name to Shuishui, by the way, where is the electricity card in this community handled, and then bring a copy of the property right certificate and ID card to the Power Bureau to change it.

(3) Anger: If you are angry, you have names and accounts, so you don't need to change your account. If you are people's names, just go to the gas company with a copy of your ID card and property certificate.

There are also some precautions:

(1) Is the house complete?

The real estate license is the only proof that the owner owns the house. There is a great risk for the buyer not to get the house if he conducts the house transaction without the real estate license. The owner can mortgage or resell the real estate license, even if it is not obtained in the future, the owner can mortgage and resell it. Therefore, it is best to choose a house with real estate license for trading.

(2) Whether the property right of the house is clear.

Some houses have multiple owners, such as heirs, families and couples. To this end, the buyer should sign a house sales contract with all owners. If only some * * * people dispose of the property owned by * * without authorization, the sales contract signed by the buyer with other * * * people is generally invalid.

(3) Whether the transaction house is being rented.

Some second-hand houses have a material burden when they are transferred, that is, they are also rented by others. If buyers only look at the property ownership certificate and pay attention to the transfer procedures, but not whether there is a lease, then it is very likely that buyers will get a property that cannot be moved in or used in time.

Because China, including most countries, recognizes that "buying and selling does not break the lease", that is to say, the housing sales contract cannot compete with the previously established lease contract. This point is ignored by many buyers and intermediary companies in practice, and is also used by many sellers, which leads to more disputes.

(4) Whether the property management fee is in arrears.

Some owners have long been in arrears in property management fees, electricity fees and gas (natural gas, heating and gas) fees when they transfer their ownership, and have already owed a lot of fees. The buyer bought the house without knowing it, and the buyer may have to bear all the expenses.

(5) Is the contract clear?

Although the second-hand housing sales contract does not need to be as comprehensive as the commercial housing sales contract, it should also clearly stipulate some details, such as contract subject, rights protection, housing price, transaction mode, liability for breach of contract, dispute settlement, signing date and so on.

Extended data:

There are many and complicated tax regulations for the sale of second-hand houses, and the accumulated amount of tax is relatively large, so it is very necessary to estimate the tax burden. According to national regulations, the buyer should bear deed tax and stamp duty, and the seller should bear business tax, urban construction tax, education surcharge and personal income tax under certain conditions.

According to the nature of buying and selling houses and the actual situation in various places, land value-added tax, property tax, handling fee, transaction management fee and other taxes may also occur. In addition, factors such as the nature, size, use and registration time of property rights may also change the tax rate of deed tax. According to the actual situation of the house to be traded, the buyer and the seller can specifically understand the tax items and tax rates from professionals or relevant departments.

In the process of second-hand housing transaction, buyers and sellers need to bear different taxes and fees. The original intention of levying transaction tax on second-hand housing transactions is to restrict buying and selling transactions and curb overheating of the real estate industry. As a result, the country's tax revenue has increased, and the burden of buying a house has also increased.

Various taxes and fees collected by tax authorities from buyers and sellers, including: value-added tax (original business tax), personal income tax, land value-added tax, stamp duty, urban maintenance and construction tax, deed tax, education surcharge, etc. Transfer of ordinary housing to individual residents, temporarily exempt from land value-added tax; Stamp duty is 0.05% of the transaction price of the house (temporarily exempted from 2009); The tax basis of personal income tax is the taxable income after deducting the original value of the property and reasonable expenses from the income from property transfer, and the tax rate is 20%; Deed tax for ordinary houses 1%, deed tax for high-grade commercial houses 4%.

References:

Second-hand housing transaction tax-Baidu Encyclopedia

Beijing: Tax authorities respond to the increase in tax burden of second-hand housing transactions-People's Video