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Is there anyone around you who obviously has a low income but lives like a rich man?
The reason why I don't want to lend them money is mainly because my cousin, who "didn't live with the rich second generation, but got the rich second generation disease", had to eat well, dress well and make good use of it since childhood, and was born as a "princess's life". Unfortunately, it is now a well-known "female show" (describing the owner who spends money on food and clothing).
When my cousin graduated from college, her job was very tiring, her salary was very low, and she even had a bad reputation when she changed jobs. My uncle came to see me several times and asked me to help my cousin find a labor-saving and decent job. It happened that my classmate was the leader of a large town and institution, and their unit needed to recruit a temporary worker, so I asked him to recruit my cousin.
Cousin entered this unit, although she is a temporary worker, but she feels worth a hundred times. Temporary workers with low monthly salary, mixed with a group of women engaged in business, all kinds of eating, drinking and having fun. There are two Starbucks not far from work. This group of people will order a cup of coffee every day after lunch to kill time until they go to work in the afternoon. Unfortunately, the wages of temporary workers, a cup of Starbucks every day consumes half of the wages, what can the rest of the money do? It happened that she didn't miss the party between colleagues. How can her salary be enough? Finally, my uncle and aunt had to give her some to live. Speaking of her, she said she would take the opportunity to find a rich man!
After working for half a year, she offered to buy a car. Originally, her home was not far from her work unit, and the battery car could arrive in 20 minutes. She said that all colleagues in the unit have cars, and she also wants them. It is not convenient to have a boyfriend without a car. My uncle and aunt couldn't beat her, so they took out100000 savings and bought her a small Polo. She doesn't want it. She thinks that the price reduction must be an Audi A4. After repeated work, she was restored to an Audi A3. Because her aunt and uncle were short of money, she lent it 50 thousand yuan to meet her cousin's requirements.
After that, Uncle menstruation was under great pressure. In addition to the original living expenses for my cousin, I still have to pay for gas, auto insurance and maintenance. The old couple usually scrimped and saved, and all the subsidies were given to the "Golden Princess".
After buying a car, her boyfriend still hasn't settled down-no one will take a fancy to her as a temporary worker-after all, the story of Cinderella is just a fairy tale. However, she didn't realize this, and she didn't listen to her relatives. Later, a talkative woman among her colleagues told her that a girl must have a house in the city if she wants to find a rich husband. So there was a scene at the end of the year before last. To tell the truth, there was a suite in the city at that time, at least more than two million. Don't say whether 20% down payment can be paid, that is, 80% loan, even if it is approved. After all, according to her income, no bank will lend her so much money, and even if she does, she can't afford it.
I finally refused my uncle and aunt's request to borrow money, and told them that my cousin's current situation was entirely caused by them. Maybe it's because I refused to lend them money, or maybe my words hurt them. Since then, my uncle's family hasn't said a word to me for more than two years, and they just ignored my parents, wife and children.
My hometown neighbor Xiaobo is such a person. Xiaobo is one year younger than me, and she is also in her early forties. The couple have worked in Shanghai for many years. Xiaobo has a minivan and used to sell fruit on the roadside. In recent years, business has been bad, and he has switched to helping others deliver goods to aquatic products stores, which costs about 6 thousand yuan a month. Xiaobo's wife, Swallow, works in a small factory nearby. Without insurance, you don't have to punch in at work. It's not formal at all. But the swallow is very satisfied. In her words, you can do it if you want. If you don't want to do it, it's entirely your mood. Picture is a kind of freedom! Only four thousand dollars a month!
Xiaobo can be careless about anything except eating and drinking! Being a real foodie, what I think most is what to eat today and where to eat. Chatting with others is also a matter of eating and drinking. However, if it is related to food, no matter how much it costs, Xiaobo won't feel bad! As long as he hears of something delicious, he will rush to buy it, and he will happily take the swallow with him. It will never be too troublesome or too far away!
For these actions of Xiaobo, the swallow never stopped her. As long as she likes something, she will not hesitate to buy it! Thousands of dollars for cosmetics, hundreds of dollars for a hair, and she didn't even blink! Clothes are bought frequently, as long as the season changes, you have to change them all! The couple's philosophy is: no matter how much money he has, as long as he has enough money and can afford it, he will buy it!
Last year, Xiaobo's son was admitted to high school, and others advised him: It is not easy to make money, save some flowers and save some for future children's college education. In the future, when the children are older, there will be more places to use money! Xiaobo: What's the use of going to college now? Isn't it the same to go out to work after graduation? After entering the society, you have to spend money to earn it yourself. Who can support him for life?
Xiaobo has been married for almost 20 years and still lives in the old house in his hometown many years ago. Almost all the villagers bought houses in the county town or the big cities outside, but nothing happened in their home! I also advised Xiaobo to buy a house before, but he retorted with a smile: the interest on the loan to buy a house has exceeded the principal, and the property fee has to be paid after buying a house. He became a house slave and worked for the bank all his life. Is it stupid? Now he doesn't even consider buying a house. The reason is that many places are building new countryside and will live together soon. Who will be short of houses in the future?
However, when it comes to eating and drinking, Xiaobo is really willing to spend money: he can spend four or five hundred yuan to eat crayfish, or he can take a taxi to dozens of kilometers away just to eat a bowl of delicious wonton! The people with the most friends are either eating or playing. Living is really chic! Milk never drinks less than five yuan a box, but you can buy fruits such as jackfruit, durian and cherry if you want, and throw them away if you think they are not delicious. Many years ago, I smoked more than 20 packs of cigarettes. Playing cards, big or small, invites me to come. He is not vague about winning or losing thousands!
My wife sometimes feels in front of me: I haven't lived a day like a swallow since I married you in my life! Every day, I am picky and hard-working. I can't bear to part with this and that, and I haven't seen much money!
Sometimes think about it, Xiaobo and his wife are worth their lives. They should eat, drink and be carefree! I really want to live like them, but I can't live another day! I don't have any savings in my hand, I don't have a plan for my life, and I don't even have a basic insurance. Should there be an accident or an emergency tomorrow, wouldn't I be blind in both hands? There will only be crying! So envy is envy, I still live my life honestly, at least in this way, my heart is solid!
My aunt's niece, a family of three, has a son in his thirties and has never been married. It seems that he is not going to get married. Mothers and sons are not shy in life. My sister sometimes visits her home. In summer, their mother and son lie on a kang and live in peace.
Although my aunt's niece lives in the countryside, she has the idea of a city dweller, lives the life of a city dweller, earns a penny and never surpasses herself.
When others in the village make great efforts, my niece's family will plant seeds and grow with the fate, as long as they are long enough to eat. Fortunately, her husband used to be an electrician and was paid. In addition, her son usually goes out to work for a few months, and when he earns money, he goes home, and the family of three lives a hot and spicy life.
My niece's house is called chic, which is better than a fairy. I will rush to every party, buy back a lot of delicious food, drink beer and smoke a small cigarette. A family of three is salty!
People who have nothing to do at night go door to door to play poker and mahjong. It's midnight. At first, I thought their family was rich. Later, I heard from my aunt that his family is the kind that drinks today and drinks tomorrow, and I don't know if I'm hungry when I'm full. I never save money at home, and I don't know how to find a partner for my son in a hurry!
Everyone has their own way of life, which is understandable. We have no right to tell them what to do. But sometimes I really admire such people, and it is easy to satisfy them at first sight. You can call me lazy, lazy, or I don't follow the normal path, but I only live for myself, no matter what others say.
How many people can be so free and easy? If it were us, many people would have been anxious: money is not enough, the house is not big enough, life is not as good as others, and so on. We are overwhelmed by a series of problems!
Therefore, it is not a bad thing to be able to live as freely as my aunt and niece for a lifetime!
One of my classmates is like this. Everyone who knows her talks about her behind her back, but people don't care and go their own way.
She used to work in a hospital. After giving birth to the child, she resigned and went home to take care of the child full-time. For more than 20 years, the husband has earned money to support his family. Her husband works in water and electricity, and his income in a small county like the 18th Line is really not high.
But her consumption is full of "I have money" momentum. Everything she eats at home can only be high-end, and she travels at least three times a year.
The child has been living in her sister's house since she was a teenager. At that time, her husband and brother bought the infrastructure house in partnership, and the furniture used for decoration was high-grade goods. As a result, after living in a new house, several of our classmates went to her house to play, and she took out her account book and counted hundreds of thousands of debts.
But this does not affect her consumption concept at all. Once she traveled to Yunnan with some friends and saw that others were buying things like jade. Obviously, she doesn't have that much money, but she borrowed money from her peers to buy more than 10 thousand bracelets! During the trip, her husband happened to help people install water and electricity near my home. I invited him home for dinner and listened to her husband.
On another occasion, several female students with good conditions made an appointment to go to Wuhan for a physical examination, and she followed. It cost more than 7,000 yuan to have a physical examination, and then it cost more than 4,000 yuan to come back and take a driver's license test with a classmate. This study is to buy a car. As a result, her new car turned into an old one, and her driver's license had to lie at home and sleep.
I have to say that her husband is really nice. He goes out early every morning and comes home in a gray suit at night to help her wash the dishes. She is playing mahjong outside and wants to pick her up by bike.
The son is also a typical black sheep. When she graduated from high school, she was riding a motorcycle in the street and seriously hit someone, losing more than 200 thousand. She didn't graduate from college and lost more than 300,000 in online gambling. According to her own statement, she is in debt of at least one million yuan! Her husband is getting older every year, but she never thought about how to help share one or two things. At a class reunion, two quick-talking male students said her in front of everyone!
A said, "Look how fat you are every day. Your husband is as old and thin as a slave. When your son is older, you should play less and find something to do casually. "
B said, "You are a good cook. You can rent a storefront on the street and sell Regan Noodles. At least help your husband share a little. Look at your husband's pathetic appearance. How can you bear to loaf around every day? "
The average person's self-esteem can't stand it, but she said with a smile that her husband won't let her do anything, as long as she serves him well every day.
Her greatest advantage is that she loves cleanliness, and her home is really spotless. She has lived in her sister's house for nearly ten years. After she moved away, even the kitchen looked like a new one. There are no stains inside and outside, there are no dead ends in her house, and there is no dust even under the bed. This is what everyone has to admit.
About three years ago, my husband fell from the upstairs at work and was hospitalized with intracranial hemorrhage in the central hospital. We all went to the hospital to visit, and she was anxious to see several of our classmates crying! Later, the doctor told her to rest for at least half a year, but her husband returned to work less than three months after he was discharged from the hospital, and she was still the same. She still wants to play mahjong. She still wants to travel. Just last month, she took her suitcase to my friend's shop to buy clothes and shoes, saying that she was going to travel to Hainan. I really admire her heart when my friend tells me that she is really speechless! This is also a man in his forties (her husband is several years older than her, she is in her early fifties, she got married before she was 20, and her son is 27). She is heavily in debt and her daughter-in-law is not married. How can she be so cold? I definitely can't!
Sister Liu of our unit is divorced and lives with her daughter in her twenties. It stands to reason that she is not young, and she should not get drunk like a young man today.
But she lived a rich life since childhood. I can't cook or make a fire. When I was a child, I went to my parents' house for dinner. The unit has a canteen, and the children order takeout.
Living on salary like the wife of a big family, her ex-husband always said that she didn't pay her family because of poor management, and her salary and children were spent. In the past, the unit always issued shopping tickets and seafood tickets, and the bonus subsidies were more. She spends money without touching it.
Now the unit pays wages normally, and there are bonuses, but it will be delayed for a long time, and other shopping tickets and subsidies are gone.
This is painful for Liu Jie who is used to spending money. Regardless of the ex-husband, the children have long formed the habit of spending money. They are still very extravagant and often make ends meet.
Credit cards are often not returned, and credit information is not good. The bank always calls her. I sold an apartment, a mansion and a credit card, and the rest was soon spent.
After the death of her parents, several sisters shared her inheritance,100000 was given to her, and the unit shared more than 20000.
The cost of living in the old community with children every day is extremely low. A woman in her fifties in a public institution can live well in a small county with a monthly salary.
However, the apartment money, inheritance money and bonus money were all spent in just half a year. We didn't buy anything in kind. My daughter doesn't work or go out. She lies flat every day. The two of them have booked meals and often go shopping in other places by car.
Her attitude towards life is very rich to outsiders. Only the people in our unit know that she often borrows money from her colleagues for consumption, and let her borrow it all over more or less. Everyone is disgusted and doesn't care about her. Such superficial wealth is not worth mentioning.
There is a family of three in my hometown, but I often eat big fish and meat with the minimum living allowance (not because of my birth, but because of my poverty). Other families usually buy a catty or two of meat, and their family fans half a time. As a result, their son's girlfriend wants to buy a house, even if she borrows money, she dare not buy it, because once she buys a house, the minimum living allowance of 20 thousand to 30 thousand a year will be gone.
The female superior owes me 25 thousand. She uses skii and doesn't like me using Dabao. She also said: when I am old, I will be able to maintain it.
This girl is three years younger than me and is 29 years old this year. Although she is the superior of the business department of the group company, because she has no position, her salary is not high, about 6000 a month.
We have a lot of docking at work. At that time, I had no children and often asked to play together.
Since I met her, she has been very generous. When she goes out to eat, she always tries to give money, wears two thousand clothes and carries a good bag, so I always think her family conditions are good.
At the end of 20 15, I was going to buy a house, and the girl wanted to buy a house, so I told her to buy a community with me, and she readily agreed.
Later, we went to see the house together. I looked at the large apartment of 140 square meters, and she looked at the small apartment of 98 square meters. The seller said they could get a discount if they bought together.
After discussing with my husband, I felt that the location of the community was good and the apartment was square, so I paid a deposit. The girl also said that she went back to ask her parents for money to pay the down payment.
As soon as I calculate, if we get a discount, we can spend 20,000 yuan less, and we are all happy. Unexpectedly, a week later, the seller called me and said that the girl had never paid the deposit, so we probably couldn't enjoy the discount.
I quickly called the girl, and the girl faltered and said that her parents felt that the location was not good and would not let her buy it. The girl blamed herself and kept apologizing to me.
I quickly comforted her, don't buy it, don't blame yourself. In fact, we have already paid the deposit, which means that because she went back on her word, we have to spend 20 thousand yuan more.
I asked her how much she borrowed, and she said, lend me as much as you have!
I had some money at that time, so I transferred 30 thousand to her. She accepted it gratefully and promised again to wait until her mother reimbursed me.
After her mother left the hospital, she never mentioned paying back the money. I'm too shy to ask her for it. Later, our home was going to be renovated, so I had to speak politely.
As a result, she said that my family recently bought a house and my mother didn't give me any money. Let me pay you back 5000 yuan first! I had to give up because of the kindness of my colleagues. I also understand her in my heart. My mother just got out of the hospital and bought a house at home. I can understand without money
At the end of 20 17, I went on a business trip with her and they lived in a standard room. She took out a cosmetic bag from her suitcase, which was full of first-line brands.
When I was washing, she looked at my skin care products and said, why do you still use Dabao? You are 32 years old and need maintenance!
I smiled and didn't know what to say, because my husband and I are both rural and the economic conditions are not good. I have developed the habit of saving since I was a child, so I really can't bear to buy 2000 yuan a bottle of cosmetics.
When the girl sees that I don't talk, she may remember that she still owes me money, and she will say that this expensive skin care product can actually be used for a long time. Look at me, I use this, 2500 yuan a bottle, but it can last for one year.
I nodded, feeling a little dissatisfied, and said, why don't you pay me back first? I'm really poor recently.
The girl immediately lowered her face and said, I will pay you back if I have money. Do you think I look like a deadbeat?
I stopped talking because I knew my money would never come back.
The girl turned on the TV without looking at me. My heart is like swallowing a fly, and I feel very isolated. Later, our relationship became an ordinary colleague. I asked her to pay back the money three times, and every time she said, I'll pay you back if I have money.
Why do some people have low incomes, but still live like rich people? From the girl, I summed up several characteristics of this kind of person:
The girl has four or five friends around her, and her family conditions are good and she spends a lot of money. Together, they just compare each other to see whose bag is expensive and whose clothes look good.
In this environment, girls can easily become vain people and be tied up for consumption. Therefore, making friends is still very important.
As the saying goes, "from frugality to luxury, it is difficult to return to frugality." Once a person is used to high consumption, she can't help living a hard life. Just like a girl, her parents made a lot of money in those years, and she became a habit of being extravagant. If she is allowed to live frugally, I'm afraid she can't accept it herself.
Many girls think that carrying a brand-name bag can make them different and others can respect themselves. Actually, it's not. If you go to the bus with a bag of 10000 yuan, people will only think that you are carrying a fake bag.
In my opinion, people still have to live within their means, and they need as much money as they want, and they can't be swollen and fat.
If you already have this tendency, how should you eliminate it? We can start from the following aspects:
Many people's questions are idle. Sign up for a dance class, a painting class or a semester class. If you really have no money, go running in the park and fill up your spare time, so you have no time to spend.
Have you ever tried to make money? It is actually very happy to watch the number in the bank card increase every day. When you turn your interest into making money, you will naturally know.
The difference between people is that after 8 hours, you can naturally find your own value by cultivating your hobbies and working hard in a certain aspect.
My husband's mother should be such a person. People who have little contact with her often think that she is a person with good family conditions. She thinks she is very stylish from food, clothing, housing and transportation. I can't see that she has been in debt for several years or more and still lives in adobe houses and wooden houses. Her husband, my father-in-law, is a very diligent person. He has to take care of things at home and abroad, so hard that he will doze off after sitting for a few minutes every day.
My mother-in-law gave birth to two sons in her life. My husband is the boss, probably because she is the only woman in the family. Men spoil her and women love beauty. But it is rare for her to borrow money to buy new clothes like my mother-in-law. I want to buy expensive clothes as long as she likes to borrow money. Anyway, it's a price that even I can't bear to buy.
Today's food didn't agree with me, so I took the money and went downstairs to buy it. I asked her where she bought it in her hometown and countryside. She said that she would buy snacks and fruits at home and eat fruit snacks if she didn't want to eat them. I said it's a good thing that your son didn't learn from you and can eat well. She said that all the fruits and snacks belonged to her alone, not even her son, let alone her husband. Well, I said you have a lady!
When we go out shopping, we think it is convenient and fast to take the bus, and it also saves money. She had no choice but to take a taxi and walk directly to the door. I choose to ignore it directly, scold us all the way and call names. When buying clothes, choose the most expensive, flowery and bright ones. In her words, he is suitable for red and pink, and he likes to spend clothes since childhood. Your quality will be durable. I said your wardrobe is bigger than mine and that of your son and grandson. When will you finish wearing that complete wardrobe? She said, I don't like wearing those old clothes. Well, people should wear new clothes and follow the fashion. Then my husband and I should continue to wear the old models! Save some money to buy two sets of clothes for your son! After buying clothes for grandma, it's over budget Today I come to buy clothes for my grandson. Children grow up quickly. Last year's clothes were all small!
After taking a bath in winter, she has a fever. She wouldn't listen and didn't wear thick clothes. She wandered around the house in long autumn clothes and trousers. In the south, we have no heating, but we only turn on a heater. We take a bath once a week and catch a cold. We are all used to it. The doctor who went to the hospital was tired of her. Oh, it would be nice to take some medicine if she caught a cold, but here comes the one who wants to hang the bottle again. But I have to go to work. I can't always ask for leave to hang water with her. Then it costs money to hang water for three days every other week. Can her son and I not go to work? She said that taking medicine is too slow and intravenous drip is too fast. I said that intravenous drip is not good for your health, and it is ok to eat occasionally. She also said that you must ask the doctor to prescribe the most expensive and best medicine for her. I said yes, get dressed after taking a shower, and don't catch a cold. Just take the money from the hospital and buy you beautiful clothes.
Most people in our village. It is necessary to eat a hot pot with some vegetables and meatballs, smoke a Chinese cigarette and chat for days. There are three best people in the village: a naval officer, a Beijing businessman and a university professor. We knew me well when we were three children. Without my family, without him, our ears would be covered with cocoons.
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