Beijing's commercial purchase restriction policy

The "Announcement" pointed out that commercial and office projects (hereinafter referred to as commercial projects) should be developed, constructed, sold and used in strict accordance with the planned purposes, and may not be changed to residential purposes without approval; The minimum division unit of a commercial project shall not be less than 500 square meters. Do not meet the requirements, the planning department shall not approve.

The "Announcement" requires that enterprises, institutions and social organizations that purchase commercial projects shall not use houses as residences. When it is sold again, it shall be sold to enterprises, institutions and social organizations. Commercial banks suspend personal housing loans for individuals to purchase commercial projects.

The "Announcement" also stipulates that if a commercial project that has been sold is listed and sold to an individual again, the individual should meet the requirement that there is no record of housing and commercial real estate in Beijing, and pay social security or taxes for five consecutive years.

Commercial housing refers to a project that transforms commercial and office land into residential form. This kind of housing can not be registered, can not use residential facilities such as school districts, and only has property rights for forty or fifty years.

Zhang Xwei, chief analyst of * * Real Estate, said that Beijing has given commercial housing market space since the implementation of the purchase restriction policy on 20 1 1. Due to the price advantage, the investment attribute of commercial housing has become very strong.

Yin Fei, a professor at the Law School of the Central University of Finance and Economics, pointed out that due to the strict housing purchase restriction policy and high housing prices, many people will buy small-area commercial office projects as investment or transitional residence. In order to maximize profits, developers design, develop and build commercial office projects into residential sales.

Li * Jie, president of Beijing Real Estate Agency Association, believes that the introduction of the new policy of commercial housing reform will comprehensively curb the unhealthy trend in the commercial office market, and the commercial housing reform will bid farewell to the Beijing market and become history.

Yan Xjin, research director of the think tank center of Yiju Research Institute, believes that after the purchase restriction, the liquidity of commercial housing will be very poor, and it will turn from "fragrant" to a hot potato, which will also make it difficult to trade such properties or the price will drop sharply.

Announcement on further strengthening the management of commercial office projects

Jing Jian Fa [20 18]No. 1 12

In order to further standardize the management of commercial and office projects in this Municipality and promote the stable and healthy development of the real estate market, the announcement is as follows:

I. Commercial and office projects (hereinafter referred to as commercial projects) shall be developed, constructed, sold and used in strict accordance with the planned purposes, and shall not be changed to residential purposes without approval.

Two, the development of new commercial projects, the minimum division unit shall not be less than 500 square meters; Does not meet the requirements, the planning department shall not approve.

Three, the development of new business projects, should be in accordance with the approved planned use of construction, sales, in violation of the provisions, by the planning of land, housing and construction departments in accordance with the law.

Four, the development of enterprises under construction (including sales) business projects, sales targets should be legally registered enterprises and institutions, social organizations. Enterprises, institutions and social organizations that purchase commercial projects shall not use houses as residences. When it is sold again, it should be sold to enterprises, institutions and social organizations.

Five, before the implementation of this announcement, the commercial projects that have been sold can be sold to enterprises, institutions, social organizations and individuals when they are listed for trading again. Individual purchase shall meet the following conditions:

1. There is no record of housing and commercial real estate in Beijing.

2. Pay social insurance or personal income tax in Beijing for five consecutive years from the date of applying for buying a house.

Six, for the planned use of commercial housing, intermediary agencies shall not in any way promote the housing can be used for living. Intermediaries that illegally sell houses or falsely publicize the residential use of commercial houses shall be cancelled for the record according to law until their business licenses are revoked.

Seven, commercial banks to suspend the issuance of personal loans to individuals to buy commercial projects.

Eight, since the date of this announcement, the development enterprises will illegally change the newly opened industrial and commercial projects into residential purposes. Once verified, the planning and land department will recover the land according to law, and the commercial bank will suspend the credit for all projects of the enterprise in this city.

Nine, the development of enterprises, intermediaries in violation of this announcement by the punishment information into the city's enterprise credit information system.

This announcement shall come into force as of the date of promulgation. In case of any inconsistency with this announcement, this announcement shall prevail.

Beijing Municipal Commission of Housing and Urban-Rural Development Beijing Municipal Commission of Planning and Land Resources Management

Beijing Administration for Industry and Commerce People's Bank Business Management Department Banking Regulatory Commission Beijing Supervision Bureau

2065438+March 26th, 2007