Hainan Danzhou House Purchase Policy 2022 Latest

First, Hainan House Purchase Policy 2022 Latest

Hainan's local housing purchase policy in 2022 is as follows:

1. If you meet the talent requirements and don't settle down, you can buy a house by paying 12 months of social security or individual tax;

2. Talents can settle down to buy a house, without social security and tax;

3, ordinary settlement, pay 24 months of social security or individual tax, you can buy a house;

4, no talent conditions, do not settle down, Haikou Sanya Qionghai, pay 60 months of social security or individual tax, you can buy a house, and the rest cities pay 24 months;

5. Qiongzhong, Baisha, Baoting and Wuzhishan cannot buy a house.

(1) The local purchase process in Hainan in 2022 is as follows:

1. The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including the house ownership certificate, identity certificate and other documents;

2. If the house provided by the seller is legal and can be listed and traded, the buyer can pay the house purchase deposit and sign the house sales contract;

3. Both the buyer and the seller apply to the real estate transaction management department at the same time;

4. Contract. The real estate transaction management department shall, according to the property right status and the purchase object of the transaction house, report to the transaction department for approval step by step according to the approval authority set in advance, and both parties to the transaction may go through the formalities of signing the deed;

5. Pay taxes and fees. The composition of taxes and fees is more complicated, depending on the nature of the transaction house;

6. Go through the formalities of property right transfer and transfer. After the real estate transaction management department completes the registration of property right change, both parties to the transaction will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate;

7. For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. The bank will issue a one-time loan within three working days after the two parties complete the registration change of property rights.

8. After the seller delivers the house and settles all the property fees, the house purchase and sale transactions of both parties are completed.

2. The materials required for local house purchase in Hainan in 2022 are as follows:

1. Documents required for buying a house in full: married, marriage certificate, ID card and household registration book of both husband and wife are required. Single, ID card, household registration book, single certificate;

2. Documents required for buying a house by loan: marriage certificate, household registration book, income certificate, copy of business license stamped by the company, running salary card, ID card, spouse ID card, spouse household registration book and spouse marriage certificate.

In short, Hainan's local housing purchase policy in 2022 is as follows: those who meet the talent requirements and have not settled down can buy a house by paying 12 months social security or individual tax; Talents can settle down to buy a house, without social security and taxes; Ordinary settlement, paying 24 months of social security or individual tax, can buy a house; Without talent conditions, if you don't settle in Qionghai, Sanya and Haikou, you can buy a house by paying 60 months of social security or individual tax, and the rest cities pay 24 months; Qiongzhong, Baisha, Baoting and Wuzhishan cannot buy a house.

"Notice of Hainan Province on Further Stabilizing the Real Estate Market" implements global purchase restriction;

Houses built in Wuzhishan, Baoting, Qiongzhong and Baisha four central ecological core areas can only be sold to families in this city and county. In Haikou, Sanya and Qionghai, where the purchase restriction has been implemented, families who are not registered in this province are required to provide proof that at least one family member has paid personal income tax or social insurance in our province for 60 months or more. Outside the above-mentioned areas, if a non-registered household purchases a house, it is required to provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in our province.