I live in Yangquan city. Is there a demonstration loan for the purchase contract in Yangquan City?

I. Model Contract for House Purchase with Bank Loan Party A (Seller): IDNo.: Party B (Buyer): IDNo.: According to the Contract Law of People's Republic of China (PRC), the Law of People's Republic of China (PRC) on Urban Real Estate Management and other relevant laws and regulations, Party A and Party B purchase private houses from Party A on the basis of equality, voluntariness and consensus. The following agreement is reached: Note: Party A purchased a commercial house from Heilongjiang Development Group Co., Ltd. by mortgage on June 65438+February 2, 2009, with a total amount of 488 104.00 Yuan (in words: four hundred and eighty-eight thousand one hundred and four Yuan only). Party A has paid the down payment of 196, 104.00 Yuan (in words: one hundred and ninety-six thousand one hundred and four Yuan). The remaining 292,000.00 yuan (in words: two hundred and ninety-two thousand yuan) was purchased by mortgage from China Construction Bank Co., Ltd., and the loan term was 180 months, that is, from June 5438+2 1 to June 5438+265438+February 0, 2024. As of the signing date of this contract, Party A has paid the loan principal of RMB 69,465,438+08.27, paid interest of RMB 565,438+0329.77, and still owes the bank RMB 222,586,5438+0.73. After full consultation between Party A and Party B, Party A voluntarily resells the mortgaged house to Party B. Party A and Party B now sign the following agreement on the purchase and sale of mortgaged house: 1. The house sold by Party A is located in a residential building with a construction area of 13 1.92 m2. 2. The property registration number of the house sold by Party A is quotNo.. Quot, The number of the commercial housing sales contract signed with the developer is:, and the number of the mortgage loan contract signed with China Construction Bank is: .3. Now Party A resells the mortgaged house to Party B, and the total transfer price agreed by both parties is RMB 500,000.00 Yuan (in words: RMB 500,000 Yuan). 4. Before signing this contract, Party B has paid Party A the purchase price of 255,000.00 yuan. From the date of signing this agreement, Party B will repay the bank mortgage arrears of 222,5865438 yuan +0.73 yuan. Party B shall also pay Party A the purchase price of RMB 22,465,438+07.27 on the day of signing this Contract. In addition, through negotiation between both parties, Party B agrees to pay 30,000 yuan to Party A as compensation for Party A's early repayment of bank interest. 5. The land use right of the mortgaged house is obtained by transfer. Once this contract is signed, the land use right within the occupied area of the mortgaged house shall be transferred together with the mortgaged house. 6. On the date of signing this agreement, Party A will hand over all documents related to the mortgaged house (original purchase contract, tax bill, payment voucher, etc.). ) and the key of the house to Party B, and Party B begins to occupy and use the house, and the ownership belongs to Party B. The house has been decorated and used by Party A, and the related expenses of water, electricity, property and heating have been settled by both parties. 7. From the date of signing this contract, Party B shall start from next month according to the Individual Housing Loan Contract (ContractNo.:). Party A shall provide the bank card and password for the monthly loan of the house, and Party B shall transfer the money to the designated account at the time specified by the bank every month. (Bank of account: China Construction Bank branch card number:). Without the authorization of Party B, Party A shall not change the card or report the loss, and has no right to dispose of the funds in the card. Party B shall pay the monthly payment to the bank as agreed, otherwise it shall be deemed as a breach of contract by Party B, and Party B shall pay a penalty of RMB 6,543,800+to Party A.. 8. When can the house go through the formalities of property transfer (subject to the notice of the developer, etc.)? ), Party B may choose to repay the bank mortgage loan and interest of the house in advance and go through the mortgage formalities. Party A shall actively handle the title certificate and handle the transfer formalities for Party B within ten days after Party A completes the title certificate. When the house can be transferred, Party B can also choose to temporarily transfer the house to its own name, and then transfer the house to its own name after the bank loan is paid off. No matter when Party B chooses to handle the property transfer registration, Party A must actively cooperate with Party B, otherwise it will be regarded as a breach of contract by Party A, and Party A shall pay Party B a penalty of 6,543,800 yuan. 9. Party A shall truthfully inform Party B of the environment, use, internal structure, state, facilities, quality and other present conditions of the house, and shall not conceal anything. 10. Party A guarantees that the above-mentioned property rights are clear and uncontroversial, and there is no guarantee mortgage or real estate defect except bank mortgage. In case of any property right dispute or creditor's rights and debts related to Party A, Party A shall be responsible for clearing it up, and bear the civil litigation responsibility, and compensate Party B for the economic losses caused thereby. 1 1. This contract is legally binding on both parties after signing. Before Party B handles the transfer, Party A shall not claim the ownership of the house from Party B, nor publicize the ownership of the house to a third party, nor sell the house again. 12. During the period when Party B pays off the balance, the benefits arising from natural appreciation and depreciation shall be enjoyed by Party B, and the risks shall be borne by Party B, and Party A shall not interfere. 13. Party A shall bear the expenses required for handling the above-mentioned property transfer procedures, and Party A shall unconditionally assist Party B in handling the transfer-related procedures. 14. This contract shall come into effect as of the date of signature by both parties, and both parties shall abide by it. Matters not covered in this contract can be negotiated separately, and its supplementary agreement has the same effect as this contract after being signed by both parties. 15. This contract is made in duplicate, with each party holding one copy. Party A (signature): Address: Tel: Party B (signature): Address: Tel: YY.