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Model personal loan contract
Unless otherwise stipulated by law, a legal act must have a contract between both parties. I would like to share some samples of personal loan contracts with you here, hoping to help you.
Model personal loan contract 1 Borrower (hereinafter referred to as Party A) _ _ _ _ _ _
Entrusted Lender (hereinafter referred to as Party B) _ _ _ _ _ _
Party A can't repay the loan under theNo. entrusted loan contract. Due to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ After customer review, Party A agrees to extend the repayment period. Now, according to the _ _ _ _ document issued by the entrusting party, Party A and Party B sign the following agreement:
1. Party A borrows RMB _ _ _ _ _ _ from Party B under this Contract. _ _ shall expire on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Two. The loan interest rate is adjusted to _ _ _ _ according to the regulations of the entrusting party.
Three. After the loan extension, Party A adjusts the repayment plan as follows:
RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Four. After the extension, the relevant rights and obligations of Party A and Party B shall still be implemented as agreed in ContractNo..
Verb (abbreviation of verb) Other matters agreed by both parties:
This agreement shall come into effect from the date when the legal representatives of Party A and Party B or their authorized agents sign and affix the official seal of the unit, and shall become invalid after the loan principal and interest under this agreement are fully paid off.
Seven. This agreement is made in two originals, one for each party and one for each copy.
Party A: Official Seal
Party B: Official Seal
date month year
Model Personal Loan Contract 2 Party A (Lender) _ _ _ _ _ Address: _ _ _ _ _ _
Address of Party B (Borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Based on the principles of equality, voluntariness, honesty and credibility, Party A and Party B reach this contract through consultation and guarantee to abide by it together.
I. Loan amount:
Party B borrows RMB (in words) _ _ _ (in figures: _ _ ten thousand yuan) from Party A.
Second, the purpose of the loan
Buy raw materials.
Third, the loan interest:
The loan interest rate is% monthly interest, which is collected monthly and paid off with the principal.
IV. Term of the loan:
The loan term is _ _ _ months. Since _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Party B shall issue a receipt after receiving the loan. The receipt issued by Party B is an annex to this contract and has the same legal effect as this contract.
Verb (abbreviation of verb) Party A transfers the loan to Party B's account.
Borrower's user name: _ _ _ _ _ _ _ _ _ _ _ _ Account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Warranty clause of intransitive verb:
The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes or engage in illegal activities. Otherwise, Party A has the right to require Party B to repay the loan principal and interest immediately, and the legal consequences arising therefrom shall be borne by Party B. ..
Seven. responsibility for breach of contract
1. If Party B fails to repay the loan according to the provisions of this contract, Party B shall bear the liquidated damages, attorney fees, legal fees, travel expenses and other expenses arising from litigation.
2. If Party B fails to use the loan according to the purpose stipulated in this contract, Party A has the right to recover the loan at any time and require Party B to bear the liability for breach of contract of 1% of the total loan amount.
3. When Party A thinks that the repayment ability of the borrower has been or may be affected, it has the right to recover the loan in advance, and the borrower shall return it in time. The borrower and the guarantor shall not defend for any reason.
VIII. Settlement of Contract Disputes:
Disputes arising from the performance of this contract shall be settled by both parties through friendly negotiation or mediated by a third party. If negotiation or mediation fails, a lawsuit may be brought to the people's court where Party A is located according to law.
Nine. This contract shall come into effect as of the date of signature by all parties. This contract is made in duplicate, each party holds one copy, and the contract text has the same legal effect.
Party A (seal)
Party B (seal)
Date of Signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Personal loan contract mode 3 Party A:
Party B:
In order to safeguard the rights and interests of Party A and Party B, through consultation, * * * agrees to abide by the following terms:
1. Party A shall remit (deposit) the money into Party B's account by online banking, transfer, telegraphic transfer or cash on the loan start date according to the loan time agreed in this contract, and bear interest; Party B shall repay the loan on time on the promised repayment date and stop the interest calculation.
2. The settlement of interest and service fees shall be calculated according to the above provisions, and the interest shall be settled with the principal. When Party B repays the loan, it shall take the initiative to pay it to Party A..
3. Overdue: If Party B fails to repay the loan on schedule, the liquidated damages shall be calculated at 5% of the daily loan balance.
Four. Guarantee: If Party B fails to perform the terms of the contract, its guarantor shall bear joint and several guarantee responsibilities (including principal, interest, service fee, liquidated damages, damages, expenses for realizing creditor's rights, etc. ), and the guarantee period is two years.
Verb (abbreviation of verb) Contract comes into effect: This contract comes into effect as of the date of signature or seal by both parties, and becomes an iou after signature, and both parties will not sign any other loan and repayment documents;
Termination of the intransitive verb contract: when Party B runs out of funds, it will be remitted or deposited into Party A's account through online banking, transfer, wire transfer or cash, and the remittance or transfer deposit voucher will be the repayment voucher; After receiving the money returned by Party B, Party A will automatically terminate this contract after checking that the principal, interest and service fee are correct.
7. This contract is made in duplicate, one for each party, with the same legal effect.
Eight. The signing address of this contract is Foshan. In case of any dispute, it can be settled through consultation, or a lawsuit can be brought to Foshan People's Court.
Nine. Additional agreement: during the performance of the contract, if the loan cannot be repaid on time due to uncontrollable factors or human reasons, Party A has the right to dispose of the property under the name of Party B and the guarantor (including selling or secondary mortgage to Party A). The property under the guarantor's name is:
1. is located at plot 3-80D, Furniture Material City, Longshan Community Neighborhood Committee, District _ _ _ _ _ _.
2. Located in Building 76, Area 2, No.88 Wenhua Middle Road, Chancheng District, _ _ _ _ _.
Party A (Lender):
Party B (Borrower):
Chapter IV of Model Personal Loan Contract Signing Place: _ _ _ _ Province _ _
Borrower: _ _ _ (hereinafter referred to as Party A)
Lender: _ _ _ (hereinafter referred to as Party B)
Whereas: Party A cannot repay the loan under the loan contract of RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Party A and Party B have reached the following supplementary agreement through consultation:
1. The RMB loan (in words: RMB only) issued by Party A to Party B under the original contract expires on _ _ _ _ _ _ _ _. As of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Second, the loan interest rate and interest
After the extension, the loan interest rate and interest are still executed according to the original contract.
1. From the date of extension, it is determined by the bank's loan interest rate rising by AA% in the same period (that is, the corresponding interest rate of China People's Bank is 215; ), the annual interest rate is _ _%.
2. Interest shall be calculated from the date of extension and settled monthly.
3. When the deferred repayment expires, the current interest and principal will be paid off together.
Three. After the extension, other rights and obligations of both parties and related matters shall still be implemented according to the terms agreed in the original contract.
4. This agreement shall come into effect as of the date when the legal representatives or entrusted agents of both parties sign and seal it, and shall automatically become invalid when the principal and interest of the loan under this agreement are fully paid off.
Verb (abbreviation of verb) This agreement is made in duplicate, with each party holding one copy.
Party A (seal):
Party B (seal):
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Model V of Personal Loan Contract Party A (Lender):
ID number:
Party B (Borrower):
ID number:
I. Loan amount (in words):
Second, the purpose of the loan: the borrower is in urgent need of a sum of money because of needs.
3. Monthly interest rate of the loan: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Four. Loan Term: The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Verb (abbreviation of verb) repayment date and method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Liability for breach of contract with intransitive verbs: If Party B fails to repay the principal and interest of the loan as agreed in this Contract, it shall pay Party A a penalty of 0.5 ‰ of the total principal payable on a daily basis; The penalty interest shall be doubled according to the interest standard agreed in this contract (calculated according to the days of unpaid interest). At the same time, Party A has the right to demand the termination of the contract, recover the principal, and require Party B to bear the interest, penalty interest and liquidated damages during the overdue period, which will still be calculated until the date when all debts are paid off.
Seven. Dispute resolution: settle disputes through negotiation. If negotiation fails, a lawsuit may be brought to the people's court where Party A is located.
Eight. Others:
1. Appendix to the contract: IOUs and receipts.
2. This contract shall come into effect after being signed by all parties, and shall automatically become invalid after the loan principal and interest are fully paid off.
3. Party A has the right to terminate the loan due to Party B's reasons (such as twice overdue interest, abnormal operation, illegal operation, gambling and other undesirable phenomena). The original of this contract is in duplicate, one for the borrower and one for the lender. The contract text has the same legal effect.
Party A (Borrower):
Party B (Lender):
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
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