What circumstances require proof of income?

Question 1: under what circumstances do I need to issue a salary income certificate? The general income certificate is mainly used for bank loans, such as buying a car or a house. Of course, there are also special circumstances that require proof of personal income, such as an accident that requires the other party to compensate for wages. In any case, employees have the right to ask the unit to issue an income certificate to individuals, and the unit has the responsibility to issue it to employees, but it should be based on actual income to prevent unnecessary labor disputes in the future.

Question 2: Under what circumstances do I need proof of income? Five points. There is no other way except the above two excuses. Sorry, I can't help you.

Question 3: What can proof of income be used for? Proof of income has many uses:

1) can handle some bank credit cards;

2) You can apply for a mortgage bank loan to buy a house;

3) You can apply for bank or partial installment payment;

4) You can apply for a visa to go abroad;

......

Question 4: What income does the work income certificate include? Hello, this colleague:

There is no need to dwell on this problem. In June, I also applied for the certificate of newly opened affordable housing. The income ceiling varies from city to city, counting from the date you issue the certificate. One is monthly income, annual income, and the other is annual disposable income. Remember, this is very important. Disposable income and income are generally different, except for general social security and provident fund.

In fact, there is a big gap between reality and reality. In fact, a person in a second-tier city spends 10,000 yuan a month, and it is difficult to buy a house for a lifetime with personal ability, let alone 2,200 yuan. This is a truth that everyone knows. So more income is not the key to applying for this.

You know the rules here, so let's get down to business. As for the proof of income, you can directly explain the situation to the relevant departments of the company (in charge of administration or social security, just ask clearly), let him grasp the boundaries, and remember to explain to him the difference between disposable income and income. Don't worry about the rest, they fill it out, sign it, stamp the company seal, and it's OK.

One more thing, when we apply for affordable housing here (Xi), in addition to the income certificate, we also need to issue the housing certificate, which is also issued by the company. Prove that you have no room in the company. In addition, there is proof of existing housing. Note that there is one more "now, if you rent a house, this is opened by the neighborhood Committee where you live now."

That's it. Should be very detailed. Please adopt it.

Question 5: What is the use of proof of salary and income? Judging from the content of the wage income certificate, it is divided into two parts: personal basic information and the statement of the unit. Some information reflected by personal basic situation constitutes the fundamentals of customers in a certain sense, and can be used for fundamental analysis of customers. Form of employment, post and political outlook-these three reflect: what kind of unit you work in, what kind of industry and occupation you are engaged in, what kind of work you are engaged in and what kind of party you belong to, which are the most basic conditions. There is an obvious income gap among people engaged in different industries in China, and different industries have different prospects for prosperity and development. The post can reflect the adaptability of the individual's working ability and level, and the political outlook reflects whether the individual is at least a person who wants to make progress and is interested in transforming society; Education, position and professional title-these three are the core points of customer fundamental analysis. Education is an important indicator to judge a person's professional ability and income level. Job description shows the growth and achievement of personal work, and indirectly reflects the stability of the industry. Technical titles reflect personal work experience and business level; Unit working years and average income level in recent three years-the length of working hours in these two items reflects the stability of work and the degree of dependence on industries and enterprises, and also shows the continuity of operation of units or enterprises. The income level reflects the individual's work performance, remuneration, treatment and value wealth; Other-other supplements or explanations related to the income certificate. Judging from the relevance of various pieces of information in personal basic situation, employment form, job position and education level are related, and the political outlook, education level, technical title and working years of the unit are related to the post. The employment form, post, political outlook, education level, position, technical title and working years of the unit all match the average income level in the past three months. However, we should also pay attention to geographical location, changes of the times and other factors, such as the wage gap between developed areas, coastal areas, underdeveloped areas and inland areas; Income level is generally positively related to position and working years, and closely related to employment form, job position and education level. Therefore, it is necessary to comprehensively analyze and judge the basic situation of individuals in the Certificate of Wage Income. If the information indicated in the application part of the employer is not filled in, the employer shall bear legal responsibility and use it only for approving personal loans, so as to clearly inform that the filling requirements are true and reliable, restrict the use of certificates, and prohibit it from being inconsistent with the reality and being used for other purposes. It is also required to indicate the address of the unit, the contact telephone number of the unit and the signature and seal of the person in charge of the unit, so as to require the unit to seriously confirm its authenticity, which is convenient for the bank to check accordingly, thus further ensuring the authenticity and reliability of its certificate. Of course, it is obviously not enough to make a loan and credit decision based on a "salary income certificate". In the case that the provided proof of salary and income is not credible, the borrower still needs to provide other proof materials of repayment ability as evidence, mainly including: payroll, salary card or passbook for at least three months, housing provident fund payment list, etc. At the same time, we should seriously learn the profound lessons of the subprime mortgage crisis in the United States caused by low credit requirements, effectively develop the mortgage market, and actively balance risks and benefits. It is suggested that under the premise that the repayment ability is sufficient to reflect the borrower's ability to repay the loan principal and interest during the repayment period, differentiated repayment ability certification standards should be formulated as soon as possible according to the local actual situation to meet the needs of the development of the personal loan market.

Question 6: Under what circumstances does the company need to issue a certificate of work income? In addition to mortgage and car loans, there are also credit cards to prove income.

Question 7: Under what circumstances will the company issue work certificates and salary certificates to employees? There is no special rule that he must send it to you or not, but if you even encounter resistance to this little thing, then you really can't get along in the company. Don't embarrass yourself.

Question 8: When does the proof of income from buying a house suit you? A friend of mine bought a house, and now he has some minor disputes with the seller, which are summarized as follows: There are some remarks in the last article of the real estate sales contract. If it is clear that the contract content is inconsistent with the remarks, the remarks shall prevail, and the remarks are as follows: 1 omitted; 2. The buyer shall go through the bank supervision formalities within one day after the seller entrusts notarization, and the supervision amount shall not be lower than the minimum bank standard. If the buyer fails to meet the bank loan requirements due to personal credit reasons, the buyer shall be responsible for purchasing the house; 3 ellipsis; The seller shall handle the valid entrustment notarization within five working days after receiving the first-hand real estate license. If the working days are more than five, the seller shall be paid a penalty of 1% of the daily deposit amount; 5 ellipsis; The monthly bank payment of the property before the buyer's second-hand real estate license is obtained shall be paid by the seller. The problem now is: Annex: The contents of the breach clauses in the contract itself are: Article 12 Liability for breach of contract, Contract Termination Agreement 1 If either party fails to perform the obligations stipulated in the contract, resulting in the transaction cannot be completed, it shall bear the liability for breach of contract to the other party. If the buyer breaches the contract after paying the deposit, the seller has the right to terminate the contract and confiscate the deposit or demand the buyer to pay 20% of the transfer price of the real estate as liquidated damages; If the seller breaches the contract after collecting the deposit, the buyer has the right to terminate the contract and ask the seller to double the deposit or ask the seller to pay a penalty of 20% of the transfer price of the property. If losses are caused to a third party, the breaching party shall be liable for compensation. 2 After the signing of this contract, if the buyer refuses to pay any down payment and breaches the contract, he shall pay the seller a penalty of 5% of the transfer price of the house; If the seller refuses to collect any deposit and violates the contract, the seller shall pay the buyer a penalty of 5% of the transfer price of the house.

Question 9: What conditions do mortgage banks need to buy a house, such as proof of income? Nothing special, just need proof of income. Generally, those from other provinces and those that banks don't recognize are local. You can find local enterprises and ask them to build official seals. Banks rarely verify! If it is the on-site office of the bank, it should be soon. If not, then you may have to make more trips and go to the insurance company quickly!

Question 10: What does the income certificate of an individual's three-year income include? Need to provide tax proof, self-deposited bank flow, self-employed business description and other information, you can explain the income of self-employed people from the side.