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The difference between fixed assets loans and operating property loans

The difference between fixed assets loans and operating property loans;

1. Operating real estate loans are applicable to real estate used for business activities, and fixed assets loans are applicable to real estate used for production activities.

2. The loan interest rate and loan term are also different. Generally speaking, operating real estate loans have a shorter term, while fixed assets loans have a longer term.

3. Operating property loans can also be used to purchase office equipment, while fixed assets loans can only be used to purchase fixed assets.