Can I buy a house and settle down? Xi' an guide to buying a house

On June 25th, "Several Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in Xi City" was officially released, including nine aspects, such as optimizing the housing supply structure and relaxing the conditions of provident fund loans. Among them, the policy of "buying a house and settling down" is the most attractive to non-local residents: from July/Kloc-0 to the end of next year, foreigners who buy houses of 90 square meters or more in Xi 'an can settle down if they meet the relevant conditions.

After the release of the Opinions, many citizens in need still don't know the specific procedures for "buying a house and settling down". For the convenience of the public, yesterday, the Xi Public Security Bureau announced the handling strategy of "buying a house and settling down".

How to buy a house and settle down?

1 First of all, the applicant applies to Xi Housing Management Bureau for the Certificate of Online Registration of House Purchase and Sale with the required materials and seals it.

Note: The online signing records of commercial housing sales contracts and second-hand housing sales contracts in Xincheng, Beilin, Lianhu, Yanta, Baqiao and weiyang district (including Gaoxin, Economic Development Zone, Qujiang New District, Chanba Ecological Zone, Aerospace Base, International Port Area and Fengdong New City) are certified by Xijie and Xiangmiyuan Xi Housing Property Ownership Registration Management Center. The online signing and filing records of housing sales contracts in Chang 'an, Lintong, Yanliang, Lantian, Zhouzhi, Gaoling and Huxian are proved by the local real estate departments setting up special windows in their respective service halls. The working procedures shall be handled with reference to the relevant provisions of the Interim Measures for the Inquiry of Housing Ownership Registration Information.

Next, the applicant takes the relevant documents to the endowment insurance agencies at all levels, such as provinces and cities, to print the personal accounts of his employees' basic endowment insurance and stamp them.

Finally, the applicant applies to the household registration office of the police station where the house is located with the above-mentioned required materials.

Four requirements for "buying a house and settling down"

Non-local residents who have stable jobs and legally stable jobs in Xi.

Buy a house before the end of next year, and buy a house on July 20th1,July 20th16,65438+February 3rd1.

Purchase commercial housing and second-hand housing with a construction area of over 90 square meters (including 90 square meters) within the administrative area of Xi City (subject to the online signing time of the sales contract).

Obtain the house ownership certificate

Pay social security for more than one year.

Xi office address of housing property registration management center

Xidajie real estate trading hall

Address:No. 1 16, West Street, Lianhu District

Tel: 87638 167

Xiangmiyuan real estate trading hall

Address: No.93, Xiangmiyuan West Lane, Lianhu District

Tel: 87315758,87315760.

Hanguang road real estate trading hall

Address: No.255 Hanguang Road, beilin district

Tel: 85330045, 85330274

Wenjing rd real estate trading hall

Address: Northeast corner of the intersection of Wenjing Road and Fengcheng No.6 Road, Economic Development Zone

Tel: 8924 1525, 8924 1526.

These ten materials need to be prepared for "buying a house and settling down"

1 Personal Home Application Form. In the application form, the household registration status of the person and his entourage and whether they meet the acceptance conditions should be stated item by item, and they should be signed.

2. The online registration certificate of house sale issued by the housing management department.

3. Letter of introduction issued by the employer.

Household registration book and resident identity card (original and photocopy)

5 labor contract signed by the employer according to law (the following personnel will no longer provide labor contracts: if the legal representative of the employer applies, the business license, tax registration certificate and social security registration certificate should be reviewed; If the employer's property owner applies, provide the property right certificate issued by the industrial and commercial department and the business license, tax registration certificate and social security registration certificate of the property right unit; When applying for individual industrial and commercial households, the business license and tax registration certificate (original and photocopy) shall be reviewed.

6. Business license, tax registration certificate and social security registration certificate of the employer (original and photocopy)

Original employee social insurance personal account issued by social insurance institutions at all levels such as provinces and cities.

8. Property ownership certificate (original and photocopy)

9. Property occupancy certificate issued by the occupancy community.

10 unemployment certificate or unemployment certificate issued by the district, county and employment department where the spouse was originally located. If the accompanying spouse has a job in this city, he can issue the labor contract (original and photocopy) issued by the provincial and municipal social insurance institutions and the original employee social insurance personal account, and no longer issue the unemployment certificate or unemployment certificate issued by the district, county and employment department of origin.

Interpretation in the industry

Shortening the social security period is more meaningful to the foreign population.

"The biggest change is that the social security period has changed from 5 years to 1 year." Zhang Jiwei, deputy general manager of Yi Dao Consulting Group, said that according to the previous settlement policy, people who have long-term employment and legal permanent residence in Xi 'an need to pay social insurance in Xi 'an for more than five years. The new policy has greatly shortened this year's restrictions, and more new immigrants will meet the conditions for settlement.

Although the settlement conditions are reduced, many people in the industry believe that the new policy will not cause a large influx of surrounding cities, especially agricultural population. "For the agricultural population, the attraction of moving the hukou to the city has been greatly reduced." Li Lianyuan, an independent real estate critic, said that the central government is constantly promoting the orderly circulation of rural land. For many surrounding agricultural population, staying in the countryside may be a better choice. He believes that for those who have settled down in Xi, the policy of buying a house is more practical.

Existing houses that have passed the completion acceptance are more attractive.

The New Deal not only requires "continuous payment of social security for more than 1 year", but also requires the purchase of a building area of more than 90 square meters from "July 20 1 day to February 3/201day" (subject to the filing time of the online signing of the sales contract).

Zhang Jiwei said that considering some owners who need to settle down, in order to solve the problem of their children's schooling as soon as possible, the house that can get the real estate license as soon as possible will be more attractive to them. Xin Wang, manager of Changjian Real Estate Sales Center, said that the handling of the real estate license is related to whether the real estate that has passed the completion acceptance can be delivered smoothly, and the owners also need to pay relevant taxes and maintenance funds in time. Therefore, compared with the speed of applying for a certificate, it will be faster to get a certificate for an existing house that has been built and passed the completion acceptance.

(The above answers were published on 20 15-08-24. Please refer to the actual situation for the current purchase policy. )

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