Heavy! Xuzhou adjusts policies to support the real estate industry.

On April 28th, the Municipal Housing and Construction Bureau, the Municipal Assets Planning Bureau, the Xuzhou Central Branch of the People's Bank of China and other relevant departments held a meeting on the resumption of work in the real estate industry in the Municipal Housing and Construction Bureau, and the principals of more than 20 urban development enterprises attended the meeting. At the meeting, the responsible persons of relevant functional departments publicized the scientific implementation of land supply, increasing credit financing support, optimizing the market business environment, supporting reasonable housing demand, and adjusting the use policy of provident fund.

Scientific implementation of land supply

1. Put residential land accurately according to market changes, and control the scale of land supply for areas with long de-chemical cycle.

2. The bid bond for the land to be listed for transfer is adjusted from the original land listing starting price 100% to 50%, and the remaining transfer fee shall be paid in full before handling the construction project planning permit, and the longest period shall not exceed 6 months.

3. When handling the pre-sale permit of commercial housing, if the whole land is mortgaged, the land mortgage right corresponding to the pre-sale of some houses in this batch must be cancelled, and the mortgagee and mortgagor reach an agreement and apply to the real estate registration department; According to the application of both parties, the registration department indicates the agreed contents in the corresponding real estate register, and cancels the mortgage of the pre-sale part of the land use right. If the project under construction is mortgaged, the real estate with pre-sale permit shall be cancelled in batches, and the remaining part shall be registered for the change of mortgage right of the project under construction.

Increase credit financing support.

1. In accordance with the principles of legal compliance, controllable risks and sustainable business, we will increase support for project loans and M&A loans for real estate development enterprises, actively issue and renew loans for enterprises in difficulty, and effectively alleviate the financial pressure on development enterprises.

2 to guide financial institutions to increase the supply of personal housing mortgage loans, reduce the interest rate of housing loans, actively carry out the portfolio loan business of "provident fund commercial banks", and effectively reduce the burden of personal housing consumption.

3. Encourage financial institutions to reduce the down payment ratio of first-time home purchases without housing and loans and second suites without housing and loans.

4. Increase the support for second-hand housing transaction loans, meet the demand for housing transaction funds, and broaden the financing channels for improved housing.

Optimize the market business environment

1. Optimize the withdrawal node of supervision funds for pre-sale of commercial housing, and adjust it from the original pre-sale batch to the withdrawal of key supervision funds by building. The main body of a single project is completed by 50%, and the key supervision funds are paid by 50%; Single project subject acceptance, key supervision funds paid to 60%; Single project completion acceptance, key supervision funds paid to 80%; After the completion of the construction project, the key supervision funds will be paid to 90%; When handling the initial registration, the key supervision funds are fully in place.

2. The supervision funds for the pre-sale of pilot commercial housing are guaranteed by banks.

3. Adjust the pre-sale permit and spot sale batch of commercial housing in urban areas, from the original batch of 20,000 square meters to small high-rise, high-rise and non-residential projects, which can be applied by building, and each batch of high-grade residential projects such as townhouses and bungalows is not less than 654.38+10,000 square meters, which can be applied at the end of the session.

4. The first-phase special maintenance fund for newly-built commercial housing shall be paid by the owner in one lump sum when handling the online signing and filing of commercial housing; Unsold or unsold houses that have not been online signed for the record shall be paid in full by the construction unit before the completion of the project. The construction unit shall not deliver the house to the buyer if the first special maintenance fund for the property is not paid as required.

5. The completion acceptance and filing of commercial housing can be handled in batches and regions according to the planning verification certificate, and the basic facilities such as kindergartens should be delivered synchronously with the first batch of completed and filed houses, with complete functions.

Support reasonable housing demand

1. Encourage real estate development enterprises to actively improve the functional quality of commercial housing, create differentiated products, and continuously improve housing quality, living environment and property services to meet the needs of various consumers. Incorporate the municipal infrastructure works and fine decoration of new residential projects into the management of capital construction procedures, strengthen the review of new residential construction drawings, and effectively solve the common quality problems of commercial housing.

2. The transfer of newly purchased 144 square meters and above commercial housing is not restricted, unless otherwise agreed in the land transfer contract; 3. The talent housing subsidy policy continues the provisions of Xuzhou "555" talent introduction project implementation plan (Xu Weifa [202 1] 15).

Adjust the use policy of housing provident fund

1. Set up provident fund for flexible employees (self-employed, freelancers and new citizens) in the city, and enjoy the housing provident fund loan interest rate according to regulations.

2. Simplify the process for employees in Huaihai Economic Zone to use provident fund loans to purchase houses in Xu, and support buyers to pay the provident fund in different places through the "inter-provincial general office" platform.

3. Reduce the access conditions for provident fund loan projects, and you can apply for provident fund loans when the main body of high-rise residential monomer projects is completed 50%.