Judge the best time to buy and sell a house and master the seven golden laws.

Whether it is demand or investment, many people hope that the house they buy can increase in value and preserve value, and the house they sell will not be too bad. This has a lot to do with the timing of buying and selling a house. Do you want to know when is the best time to buy and sell a house? We must master these seven golden laws.

First, pay attention to regional supply when buying a house.

When the market rises, the price of second-hand houses will be lower than that of first-hand houses, and vice versa. This is because suppliers in the market often include developers and small business owners. In the same area, house prices will be affected by the amount of push from both. For example, if there are more first-hand houses, developers will compete for more customers and the prices will be relatively reasonable. This time is more favorable for buyers of new houses. When the supply of first-hand houses is insufficient, in order to meet the market demand, some individuals hoard goods, and prices are easy to rise.

Second, interest rates will always change.

Buying a house must first consider your ability to pay and liquidity. If property buyers have sufficient funds or smooth liquidity, they can decisively buy a suitable house when the bank cuts interest rates.

Be sure to remember that you can afford it, not blindly follow the trend. If you exceed your actual ability, think about the future mortgage pressure, how to live?

The vacant rooms need to be rented out immediately.

No matter whether the rent is high or low, it is a harvest. After all, empty houses are the biggest waste. If it is rented, there is no need to be too extravagant in decoration, especially in the off-season, which is not proportional to the rent of the house.

Fourth, sell the surplus houses in the off-season.

For some small and medium-sized investors, even in the off-season, selling houses is very cost-effective. Because the house needs to pay a certain price in its own hands, such as property management fees, bank interest, decoration fees and so on. Therefore, if you don't sell the house, you must ensure that the income and appreciation of the house can cover these costs. Therefore, for some friends who don't have enough funds but need to improve their living environment, they generally need to sell one and buy one to improve their living conditions. At this time, they need to lower their psychological expectations. Because in the off-season, the cost of housing will not be reduced, but if the extra house can be sold in time, it can provide possible funds and time for the next home investment.

5. Property tax shall be compensated by sale.

For property buyers, it is easy to have the psychology of paying less taxes and paying more taxes to buy a house. In fact, in this case, it is necessary to distinguish the taxes and fees involved in real estate. The current property tax is divided into turnover tax and holding tax.

Turnover tax mainly includes business tax, deed tax and income tax. Turnover tax is a kind of tax that will be paid only when property rights change. Holding tax mainly refers to property tax and property tax. Property tax is only for rental properties, and there is no property tax yet. At present, the focus of taxation is to crack down on property speculation, which has little impact on personal use. In addition, even if you are listed, as long as you are patient enough, you can complete the compensation of these taxes and fees in real estate transactions through multi-party inquiry.

Sixth, changing rooms is not affected by the off-season.

In the second-hand housing market, many people want to improve their living needs. Relevant people pointed out that if you need to change rooms, you don't need to consider too many off-season factors. Homeoccupied houses are generally not affected by the off-season such as getting married and improving housing conditions. In the same area, if the living products are relatively backward and there is a plan to change houses, in the current market, you can get more opportunities by selling your house for money.

This law is more suitable for non-speculative self-housing. The real estate market, whether it is the seller's market or the buyer's market, has completed the change of buying and selling status as long as there are people who have the intention to change houses. If there is some interest transfer when selling a house, there will be some interest when buying a house. So for individuals, the overall situation will not affect too much.

7. Second-hand houses cherish every trading opportunity.

In real estate transactions, buyers and sellers are often deadlocked because of price. Generally speaking, the seller will improve it in the actual transaction process after the real estate agent gives an acceptable price. But for property buyers, they must fully understand the house price before buying a house, hoping that the house price will be close to their psychological expectations. In this way, the situation of the game between the two sides is formed.

Second-hand housing must consider the current market. When the market is not optimistic, sellers must cherish the opportunity of housing transaction, because there are more sellers than buyers. Therefore, it is easy to cause the turnover to shrink. Therefore, as long as the buyer is not too outrageous, don't hang the house for sale. After all, once you miss the opportunity, you may never meet a better situation and eventually cause greater losses.