Do couples need face recognition when buying a house?

Most banks can open online signing business, and those who can't sign online need face-to-face signing. When buying a house, if you get married, both husband and wife sign online, which is to protect the right to know of both husband and wife, and also to prevent developers from selling more than one room. There are essential differences between online signing and filing. Online signing is just a networked management system established by real estate management departments to regulate the sale of houses by real estate enterprises and prevent development enterprises from selling more houses in property hoarding. And the filing basis is the sixth regulation issued by the Ministry of Construction of China: the pre-sale of commercial housing is subject to the licensing system. The development enterprise shall handle the pre-sale registration of commercial housing with the city and county real estate management departments and obtain the pre-sale permit of commercial housing. Article 10 of this method also stipulates that: for the pre-sale of commercial housing, the development enterprise shall sign a pre-sale contract with the winning bidder. The pre-seller shall, within 30 days from the date of signing the contract, go through the registration formalities with the real estate management department and land management department of the people's government at or above the county level with the pre-sale contract of commercial housing. The two have the same function, both of which are to prevent one room from selling more, but it should be noted that online signing has no legal effect of filing, and can only achieve the management effect of filing. If you want to achieve the legal effect of filing after completing the online signing, you must go to the local real estate registration agency for filing and registration. The time for handling the real estate license is within one month after the completion of the real estate transaction, which means that both parties need to bring relevant materials to handle the housing transaction within one month. When registering, you need to bring your ID card, household registration book, commercial housing sales contract and other documents and materials.

After receiving the notice of house purchase and sale, the buyer and seller should hold ID cards, household registration books, seals, etc. , and pay the handling fee, deed tax and stamp duty before handling the transfer formalities. In principle, the house ownership certificate shall be jointly handled by the buyer and the seller. If the buyer and the seller or one of them cannot handle the transfer formalities and property right registration for some reason, they may issue a power of attorney and entrust an agent to handle it on their behalf.