Annual Work Summary of Capital Operation Department

In order to do a good job in the future, the staff of the Capital Operation Department should conscientiously sum up the work of this year. The following is the Annual Work Summary of Capital Operation Department compiled by me for your reference only. Welcome to reading.

Annual Work Summary and Capital Operation Department (1) After one year of asset operation, our department basically successfully completed the asset operation tasks assigned by the enterprise. Through half a year's practical work, our employees fully realize the significance of asset management to the long-term development of the company.

In the past year, we were able to take the initiative to complete the work and tasks assigned by the leaders. With the help of leaders and colleagues, all the difficulties we encountered in our work have been actively and effectively dealt with.

The work of the asset operation department of the enterprise is summarized as follows:

First, actively participate in learning activities to improve business ability.

The asset operation department of our enterprise strives to learn business knowledge, accumulate work experience and master working methods. Because the asset operation department of our enterprise belongs to the public service department, the daily asset operation tasks are numerous, the procedures are complicated and the business scope is wide. While actively learning business knowledge, I also strive to improve my working ability. When handling all kinds of formalities, we should try our best to reduce waste and detour, which not only saves time, but also improves work efficiency.

The second is to fully complete the key tasks of asset management.

In this half year, the operation of key assets of enterprises is the capital operation task of the top ten real estates. The asset operation department of our enterprise implements branch operation, combines various business models and conducts capital operation according to the actual situation, and has achieved good operation effect and excellent performance. It has played a positive role in alleviating the financial pressure of the company.

Third, problems at work.

Due to the nature and historical reasons of our enterprise, some overseas business processing has encountered many policy problems, and some work cannot be guaranteed to be completed in time.

Summary of the Annual Work of the Capital Operation Department (II) Under the correct leadership of the superior bank and the leading group of the Union, we have kept pace with the times, strengthened the basic management of credit, established the concept of credit marketing, established and improved the management system, and vigorously collected and revitalized non-performing loans, effectively promoting the healthy and steady development of the credit work and various businesses of rural credit cooperatives.

I. Overview of Capital Operation in 20xx

In 20xx, our company established the market concept, enhanced the sense of competition, expanded the depth of service, improved the assessment mechanism, and better grasped the initiative of work. By the end of X this year, the deposits of rural credit cooperatives in the city had reached X billion yuan, a net increase of X billion yuan over the beginning of the year, with a growth rate of x%. New deposits accounted for x% of the new deposits of financial institutions in the city, reaching a historical good level.

Our agency conscientiously implements the requirements of higher authorities on supporting agriculture with credit, takes the development of local economy as its own responsibility, firmly establishes the purpose of serving agriculture, countryside and farmers, adheres to the business strategy of "taking agriculture as the foundation and promoting agriculture through agriculture", actively expands the credit market and gives full play to the role of rural credit cooperatives as the main force of rural finance. By the end of X, the loan balance of rural credit cooperatives in the city was X billion yuan, an increase of X billion yuan over the beginning of the year, of which the loan balance of "agriculture, rural areas and farmers" was X billion yuan, an increase of X billion yuan over the beginning of the year, accounting for x% of the loan balance. Since the beginning of this year, a total of X billion yuan of loans for agriculture, rural areas and farmers have been issued, which has basically met the reasonable capital needs of farmers in our city, and the level of credit support for agriculture has been significantly improved, and the problem of farmers' loan difficulties has basically been solved.

Two. Main working measures in 20xx years

1, take practical measures to improve the working system and push the fund organization to a new level.

First, grasp the initiative of organizing fund work in time. 1 month 1 day, we issued the organizational fund target for the first quarter in the form of document 1. In late March, the Associated Press issued the organizational fund target for the whole year. After receiving the notice, all units acted quickly, seized the golden opportunity of organizing funds during the Spring Festival and gained the initiative in their work. By the end of the first quarter, all deposits increased by X million yuan compared with the beginning of the year, and x% of the target tasks in the first quarter were completed. Second, timely implement the deposit targets and tasks and improve the reward and punishment measures. This year, according to the workload evaluation system of the previous three years, we further revised and improved the on-site workload evaluation method. On the basis of the original credit asset quality assessment, basic account opening and credit basic management, the method of "deposit and loan correspondence, separation of rewards and punishments" has been added. If the year-end deposits of foreign workers exceed the approved base and exceed the task of collecting interest, it will be different. The formulation of assessment methods has achieved the purpose of improving service quality, expanding business space, occupying rural markets and increasing total deposits, and further stimulated the subjective initiative of credit personnel in organizing funds. Third, the "good start" competition for organizing funds in the first quarter was launched, which fully mobilized the enthusiasm of employees to organize funds and achieved the expected goal through this work. After the competition in the first quarter, the Associated Press commended and rewarded the units and individuals who had successfully completed the task. The fourth is to carry out assistance work. In the fourth quarter, every ten days, our department timely announced the list of credit cooperatives and employees who failed to complete the target in time, and contacted them at the same time to help them formulate strategies to ensure the completion of the annual task.

2. Increase investment and actively support the development of agriculture, rural areas and farmers.

Since the beginning of this year, while increasing credit input, we have strictly grasped the investment and quantity of loans, controlled the loans of "five major industries", followed the credit policy of differentiated treatment and optimized structure, focused on supporting "agriculture, rural areas and farmers", insisted on taking farmers, individual and private economies and small and medium-sized enterprises as the most basic customers, fully supported rural economic development and promoted the construction of a well-off society in rural areas.

First, support the adjustment of rural industrial structure, cultivate and develop county-level characteristic agriculture and regional leading industries. According to the local regional development strategy of "one product in one township, one product in several townships", combined with the characteristics of local township economy, credit funds will be rationally allocated, farmers and rural economic departments will be guided to carry out industrialization and large-scale operation according to local conditions, and a number of characteristic agricultural bases with high quality and efficiency will be supported and developed, which can give full play to the advantages of local resources. With the effective support of credit funds, up to now, the leading industries featuring tea, cabbage goose, vegetables, cows, straw mats, economic fruits and high-quality rice in X City have taken shape initially, and the base scale has been further expanded. Supporting leading agricultural enterprises as the carrier not only promotes the adjustment of industrial structure, but also promotes the increase of farmers' income. According to the transformation of traditional production technology by straw mat production enterprises, X Credit Union within its jurisdiction invested credit funds. Support a group of large individual straw mats to produce high-grade straw mats such as rush mats and tatami mats, expand the planting of straw mats by X mu, drive the adjustment of the product structure of straw mat producers in the town, and make X Town one of the three major straw mat production bases in China. On the basis of in-depth investigation, X Credit Union successively lent farmers 1 10,000 yuan for planting tea gardens and economic fruits, which made the whole town form a "xx" pattern and become the "hometown of X". X raises pigs, and more than X pigs are slaughtered every year, which has formed the characteristics of "self-breeding, self-feeding and self-slaughter", reducing costs, increasing economic benefits and promoting the further development and improvement of rural economy.

The second is to optimize the allocation of credit funds and actively support local economic construction. First, support the development of government investment projects. X company in x city settled in x district of x town. Because liquidity is used for investment in fixed assets, the production of enterprises has been affected. The loan officer took the initiative to come to the door after learning the situation. Through investigation, it is known that working capital loans are issued in time. Up to now, loans of RMB 10,000 have been granted, and the economic benefits of the enterprise have been significantly improved. This year, loans for investment projects totaled X billion yuan, which effectively promoted the development of local economy. The second is to issue loans of X billion yuan to support urban construction and development. Mainly support a group of private self-employed individuals who provide supporting services for construction projects such as Wanbo Real Estate Company and resettlement houses in automobile industrial parks. At present, 80% of individual bosses who provide raw materials such as sand and gravel have had credit relations with us, with a cumulative investment of X million yuan. Third, loans of more than 10,000 yuan were granted, which promoted the construction of high-grade highways along the Yangtze River and Tongcun highways. With the start of the project, some towns and villages make full use of local resource advantages to provide them with raw materials such as sand and gravel. We took the initiative to contact sand and gravel miners and transporters, conducted in-depth investigation, and solved their operating liquidity in time, which promoted the smooth construction of the project.

The third is to concentrate the scale of credit funds and actively support the development of the private economy. Since the beginning of this year, we have firmly established the concept of "the private individual economy wins the world", promoted the industrialization and regionalization of private individual economy in our city according to local conditions, rationally adjusted investment, highlighted investment priorities, and supported the development of large private individual households with certain scale and stable operation. Actively support new technology projects with high technology content, high added value and good prospects. Since the beginning of this year, the city's rural credit cooperatives have issued a total of X billion yuan of individual and private economic loans. Private owner X is the owner of Lerong Toy Factory in X City. We saw his characteristics of integrity, knowing how to operate and being good at management, helped him to show his products, gave him financial support and invested X million yuan to promote its scale and level. At present, the annual output value has exceeded X million yuan. He is a big toy company in the city and our "golden customer". Focus on supporting the development of private individual economy such as toy processing industry, garment processing industry, chemical manufacturing industry, shipbuilding industry and chemical fiber trade. , greatly mobilized the enthusiasm of farmers to develop private economy, and played a positive role for farmers to get rich and rural economic prosperity.

Fourth, innovate financial products to increase farmers' income. Actively respond to and cooperate with the municipal party committee and municipal government to carry out the activities of "three struggles", closely combine the service of "agriculture, rural areas and farmers" with the support of "three struggles", further enhance the sense of honor in supporting "three struggles" ideologically, further enhance the sense of responsibility in supporting "three struggles" in action, strive to provide high-quality and efficient financial services for rural cadres and farmers in the jurisdiction, and vigorously support farmers, professional households and individual industrial and commercial households in party member. At the end of 20xx, among the X households in party member, X city, X households had a credit relationship with our agency, and the loan balance reached X yuan, which strongly supported party member cadres to get rich first. With the strong support of credit cooperatives, X, the legal representative and party branch secretary of Hongda Tourism Products Co., Ltd. in * * Town, has developed rapidly and achieved good economic benefits, which not only solved the employment problem of surplus rural labor force in xx surrounding areas, but also the average annual income of employees exceeded X yuan and paid taxes to the state of one million yuan every year. Our society makes every effort to support rural party member cadres to take the lead in getting rich, lead the masses to get rich together, and make their due contribution to building a well-off society in an all-round way. Jointly held the "Credit Union Cup" Youth Entrepreneurship Competition with the Communist Youth League Committee of * * *, and launched a new variety of "Young Farmers' Entrepreneurship Loan", which effectively stimulated farmers' entrepreneurial enthusiasm and pushed the national entrepreneurship to a climax.

3. Strengthen credit inspection, strictly assess rewards and punishments, and effectively improve the quality of credit management.

First, improve departmental data management and report relevant reports in time. First of all, at the beginning of the year, the statements submitted by the grass-roots credit departments were sorted out, the loan purpose table was added, the responsible person and the reporting time were clarified, the quality and efficiency of the statements were improved, and the basis for the leadership decision-making was provided in a short time. Second, establish archives of individual and private enterprises and pay attention to the operation of enterprises. At present, enterprise files have been established with X households and more than 10,000 yuan. Through the establishment of enterprise files, the assets, liabilities and profits of enterprises are mastered, the loan risk is reduced and the security of credit funds is improved. Third, bind all kinds of files and reports on time. At the beginning of each month, bind the investigation reports, monthly reports and quarterly reports passed by the meeting into volumes and hand them over to the archives for management in time for reference. Four, timely report to the people's Bank of China, the banking regulatory bureau, the provincial association of investigation reports and related statements, all kinds of materials reported throughout the year a total of X copies.

The second is to improve the credit management system, and the credit work has laws to follow and rules to follow. First of all, according to the new management system after the merger of legal persons and the new problems encountered in daily work, we revised the "Measures for the Management of Loans of Rural Credit Cooperatives in X City", systematically and in detail expounding the operation steps, problems that should be paid attention to, the approval authority of loans and the punishment measures for various violations. Second, the "Opinions on Supporting Agriculture" was issued, requiring credit personnel to firmly establish a sense of agriculture and effectively improve their work style. The third is to revise and improve the "On-site Business Assessment Measures". On the basis of the original credit asset quality assessment, basic account opening and credit basic management, the method of "deposit and loan correspondence, reward and punishment respectively" was added, which mobilized the enthusiasm of credit personnel.

The third is to strengthen credit inspection and effectively improve the basic management level of credit. Since the beginning of this year, we have conducted credit checks on all branches within our jurisdiction. During the inspection, the legality of the mortgage loan procedures and the resolutions of the board of directors issued by the company's guaranteed loans were mainly checked by accessing loan IOUs, contracts, economic files, work logs, and post-loan inspection books of credit personnel. The problems found in the inspection were rectified in time, and a written report was formed after the inspection, requiring the inspected branches to rectify within a time limit, which effectively promoted the improvement of the basic credit management level. Since March this year, the rural credit cooperatives under the jurisdiction of the province have been required to change the agricultural loan account page, use the new agricultural loan account uniformly, and effectively improve the basic management level of credit.

Fourth, adhere to the people-oriented, strengthen team building, and constantly improve the level of credit services. First of all, strengthen the construction of credit team and optimize the personnel combination. What kind of credit team determines the quality of credit assets. We adhere to the principle of "people-oriented", optimize the personnel combination, carefully select a group of backstage backbones with good comprehensive quality to enrich the credit team, strengthen the professional ethics of employees, promote the improvement of service level with marketing concepts, and require credit personnel to carry forward the traditional spirit of backpacking to the countryside and keeping close contact with the masses, and actively help customers solve some difficulties.

Annual Work Summary of Capital Operation Department (III) Busy for 20xxx years. In this year, under the leadership of the central leadership and the leadership of the finance department, with the help of colleagues, through their unremitting efforts and serious and responsible attitude towards their work, they successfully completed all the work, and at the same time their own quality has been improved accordingly. In order to work in by going up one flight of stairs for 20xx years, I will conscientiously sum up my study and work in 20xx years.

I. Work and study

Xx's excellent corporate culture and advanced management concept deeply infected me, here.

In a big family of unity and struggle, I can only truly integrate into this group if I maintain a high degree of self-motivation and initiative with the company. Over the past year or so, I have been able to strictly abide by the company's rules, regulations and requirements, obey the leadership's arrangement, learn from my colleagues with an open mind, make new progress in my thinking, study and work, further improve my overall quality and form a good work style.

As an employee of such an excellent and potential enterprise, I know that the responsibility on my shoulders is great. So I must study in practice, practice in learning, and constantly improve my professional level and working ability.

The fund operation department is the front-line department of the future market, which plays a very important role in the development of the company and needs to deal with financial institutions such as banks, investment companies and trust companies frequently. Therefore, employees are required not only to have professional knowledge and experience in finance, finance, real estate and society, but also to have forward-looking thinking and perseverance. In order to meet this requirement, I attach great importance to learning and improvement: first, learning from books, second, learning from leaders, and third, learning from colleagues. The ancients said, "Every three people must have a teacher", and every leader and colleague in the company is my mentor. With the guidance of leaders and the help of colleagues, plus my continuous learning, my quality and ability have been greatly improved, and my work has achieved initial results.

Second, the work performance

Since I came to the Capital Operation Department for one year, with the care and help of my leading colleagues, I have studied hard and worked hard, and actively cooperated with the leadership according to the boss's instructions. Give full play to your enthusiasm in your work and complete the assigned tasks.

Among them, cooperating with manager X on the X paper project, actively cooperating with the manager's work deployment, and completing the manager's task instructions lies in completing the construction, maintenance, handover and acceptance of the civil engineering part and hydropower part of the X project under the guidance of the manager.

At the same time, the trend, contact and capital integration of the real estate market, actively collect the information of macro-industry market development and market competition pattern, track it in time, analyze it in detail and feed it back to the leaders, so as to seize the early stage and earnestly and strictly fulfill the departmental responsibilities.

Iii. Work in 20xx years

Strengthen the supervision and management of the key links of the company's independent project development, and find and solve existing problems in time; Strengthen contact with banks, investment companies, trust companies and other financial institutions; Integrate the internal and external funds of the company and carry out this work on the principle of scientific review and reasonable argumentation.

Improve the understanding of work, realize the principle of enterprise development, keep pace, obey orders, complete all work with dedication and efficiency, and strengthen coordination and cooperation with all departments of the group company and enterprises in the industry.