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What is the budget to be made before buying Jinxia apartment, and what are the conditions for purchasing a house with provident fund loans?
Before buying a house in Jinxia apartment, you should correctly estimate your personal strength and leave enough living expenses. Make an adequate budget plan. Including: 1, correctly estimating personal assets and household disposable income 2, choosing the appropriate apartment type, price and area of Jinxia apartment. 3. Calculate all taxes and fees when buying Jinxia apartment. 4. Carefully consider the property management cost of Jinxia Apartment. 5. Carefully estimate the repayment ability. 6. Budget the renovation and maintenance expenses of Jinxia Apartment.
The conditions for purchasing Jinxia apartment with provident fund loan include: 1. The borrower must have an account in the city where Jinxia Apartment is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for purchasing the self-occupied apartment of Jinxia Apartment, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Jinxia apartment loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!
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