What does it mean to sign a new house?

Signing a new house, as the name implies, is a series of processes such as signing a purchase agreement and a purchase contract when buying a house. Usually, after reading the house, if you are interested in buying it, you will sign a purchase agreement with the developer and sign a detailed purchase contract. Because the contract will explain in detail the housing situation, transfer process, whether to obtain the real estate license, etc.

What should I pay attention to when signing a new house?

1, review the developer certificate

Property buyers should focus on whether the property has pre-sale qualification when choosing a house. When looking at the relevant documents of the developer, the buyers should focus on the pre-sale certificate of commercial housing, such as whether the property is publicly subscribed internally without the pre-sale certificate, whether the pre-sale certificate is hung in a conspicuous place in the sales department, and whether the pre-sale certificate has expired.

2. Pay attention to the terms of the contract

When signing a house purchase contract, we should also pay attention to the content of the contract. Some unscrupulous developers will tamper with the contract, and there are still many blank clauses in the contract for buyers to see. Before signing the contract, buyers must ask clearly what to fill in, so as to prevent developers from filling in terms that are not conducive to their rights and interests in the future.

3. Pay attention to the handover time of the house

At present, there are many cases in which developers delay the delivery of houses, so buyers must agree on the specific delivery time and conditions when signing the purchase contract, so developers should deliver the houses with reasonable quality to buyers within the delivery time.

What are the procedures for buying a new house?

1, house selection

First of all, buyers should go to the scene to see the house, and it is also important to understand the strength and reputation of developers. It is said that seeing is believing and buyers can estimate the quality of the future community through field visits. Methods include: look at the residential areas built by developers in the past, the reputation of old owners, the reputation of the industry and so on.

2. Sign the subscription book

Property buyers can sign the subscription book after choosing a house. The contents of the subscription book generally include: basic information of both parties, basic information of the house (including the location and area of the house), price calculation and signing period. Everyone should see clearly whether the content violates the principle of equality and fairness.

3. Formal signing of the contract

After subscribing for bookmarks, buyers can wait to sign contracts with developers. But before that, buyers should also pay attention to determining the area in the contract, confirming the conditions for handing over the house, the loan problem, confirming the real estate information, and stipulating the liability for breach of contract, which is convenient and beautiful, and can effectively protect the legitimate rights and interests, and the contract content should be as detailed as possible. In the payment process, buyers should pay attention to saving payment documents and other information.

4. Go through the loan formalities

After completing the purchase contract, it is time to pay the house price. In the process of handling loan procedures, I mainly deal with banks and handle commercial housing mortgage and loan matters. Before the buyer signs a loan contract with the bank, the bank needs to approve the buyer's credit information and repayment ability. After the approval, the buyer can sign a formal loan contract and wait for the bank to lend money.

5. House handover

The handover of the house is very important. Property buyers should carefully check the quality of houses, and at the same time require developers to issue three certificates: residential quality guarantee, residential instruction manual, house completion acceptance certificate and occupancy permit. If any problems are found in the process of house inspection, buyers must communicate with developers in time and negotiate solutions.