How much is the house price in Dongguan per square meter? Will the premises drop in the future?

1700 is not a square! There are second-hand houses. If it is a new house, the details are as follows:

30% down payment for more than 90 square meters, 20% down payment for less than 90 square meters, and almost 80% interest. Suppose: Xinyi No.1 is 6,000 yuan per square meter, and 80 square meters is 20% down payment, then it will cost 96,000 yuan, plus tax and foundation, it will cost more than 1 10,000, making a total of * * * to 1 1 10,000 or 20,000. Pay 30% for 90 square meters. You can calculate according to this method. Monthly payment: 80% of the loans have a maximum term of 30 years and 70% have a term of 20 years.

You can also return it in advance! ! !

Look at this.

Recently, the relevant state departments issued the "Opinions on Doing a Good Job in Stabilizing Housing Prices" (hereinafter referred to as "Opinions"), which intensified the adjustment of individual taxes. How will this affect the buyers?

Adjusting tax rate to curb real estate speculation

Most people may spend most of their savings to buy a house, so everyone is very concerned about buying a house. First of all, let's understand the content of this tax policy adjustment. The "Opinions" stipulate that from June 1 this year, if an individual purchases a house for less than 2 years, the business tax will be levied in full according to the income from the sale of the house; Individuals who purchase ordinary houses for more than 2 years are exempt from business tax when selling; For individuals who have purchased non-ordinary houses for more than 2 years, business tax shall be levied according to the difference between the income from selling houses and the purchase price. The current tax policy requires that ordinary houses purchased by individuals for more than 1 year are exempt from business tax when sold, and those less than 1 year are levied according to the difference. In addition, the "Opinions" also explicitly prohibit speculation in faster houses.

However, for citizens who are ready to sell their properties for more than five years, such properties can be exempted from personal income tax, but starting from June 1, some citizens may have to pay more for this. Because the "Opinions" stipulate that if an individual transfers his own house for more than five years and is the only living room for the family, his income can be temporarily exempted from personal income tax. Personal income tax is levied on people who own more than two houses, whether they live or invest. Through careful comparison, it is not difficult to find that the main purpose of adjusting the business tax policy in the housing transfer link is to increase the short-term speculative cost and curb some people's property speculation and property price speculation.

The expansion of tax payment affects the second-hand property market.

In my town, the price of new houses is rising year by year, so some people are eyeing second-hand houses. Because the second-hand house is a little old, but it is more affordable and suitable for the working class. The adjustment of real estate tax rate, although the tax has dropped, has expanded the taxable area a lot, which has also affected the second-hand property market.

For the adjustment of taxes and fees, the real estate industry believes that the reduction of taxes and fees may promote the development of the second-hand property market. At the same time, the new regulations make it clear that only the transfer of real estate that has lived for more than five years and is the only family room can be tax-free, which can crack down on speculators and make them more cautious in entering the market. However, some people think that this adjustment, although seemingly reduced, has increased taxes and fees as a whole. At present, most of the houses in the second-hand property market are more than five years old. The previous tax exemption policy has played a very good role in promoting the transaction of such real estate. However, in the future, in addition to a small number of such properties (that is, the transfer of properties that have lived for more than five years and are the only houses for families), they can also enjoy tax exemption, and more people may pay more. For example, to buy a second-hand house of about 200,000 yuan in Chang 'an, all kinds of transfer taxes and fees originally needed about 1 1,000 yuan, and now according to the new regulations, it is necessary to pay nearly 10,000 yuan more. At that time, the increased cost will be passed on to the housing price, which will invisibly increase the price of second-hand housing, thus having a certain impact on the second-hand property market. According to the staff of Sida Real Estate Agency and Tianzheng Real Estate Agency in our town and the staff of the town housing management office, many people in our town don't know much about the adjustment of taxes and fees, and some buyers and sellers are in the wait-and-see stage, so the transaction volume of second-hand houses in our town is not much recently, and there has not been a large number of selling.

Ordinary people still enjoy preferential policies when buying a house.

It is understood that the government has always encouraged and supported the general public's ordinary housing needs for the purpose of self-occupation. Many preferential policies have been introduced since 1999, and these preferential policies will continue to be retained. For example, if an individual purchases an ordinary house for his own use, the deed tax will be halved; The transfer of individual-owned ordinary housing is exempt from land value-added tax; Individuals who sell their own houses and plan to buy houses at the market price within 1 year after the sale of their existing houses are exempted from personal income tax in whole or in part, depending on the value of the new house, and those who have used it for more than 5 years and are the only living rooms for their families are exempted from personal income tax.

The opinion also sets three conditions for ordinary houses enjoying preferential policies: the floor area ratio of houses is above 1.0, the single building area is below 1.20 square meters, and the transaction price is below 1.2 times the average housing price on the same level of land. Experts said that because there was no strict definition of ordinary self-occupied housing in the past, some people who should not enjoy preferential treatment also enjoyed it, and this provision was to encourage the construction of ordinary commodity housing and affordable housing. Therefore, the support policy for the housing needs of ordinary people has not changed.

The new policy brought good news. Some people hold money for purchase.

Now people generally report that it is difficult to buy a house, especially some low-and middle-income people, which affects the process of building a well-off society in an all-round way. Over the years, housing prices in China have risen rapidly. Last year, house prices rose by 14.4%, which was too high and too fast.