What happened to the elevator car lighting fault insurance? What's the matter with the pot urging insurance to return the insurance?

Elevator insurance is not a new type of insurance, and most property insurance companies provide similar risk protection.

At present, elevator insurance mainly includes three forms. One is as an additional risk of public liability insurance, the other is elevator comprehensive insurance, and the third is elevator liability insurance. These three forms of insurance policyholders can be the owners or managers of elevators. The main purpose is to ensure that the elevator will be compensated after an accident occurs during the insurance period, resulting in casualties of elevator passengers. Under normal circumstances, the insurance company will calculate the premium according to the site conditions. If the risk is considered high, the premium may be higher.

Elevator liability insurance: the insured objects are all kinds of passenger and freight elevators, hydraulic elevators, escalators and moving sidewalks. Once an accident occurs in the operation of the insured elevator, causing personal injury or property loss to a third party, the insurance company shall bear the economic compensation liability, reasonable arbitration fees, legal fees and rescue fees after the accident;

Special equipment liability insurance: elevators belong to special equipment, and once an accident occurs, the insurance liability is consistent with the elevator liability insurance;

Public liability insurance: in addition to public liability insurance or property liability insurance, elevator liability insurance is additionally insured, and the insurance company shall bear the corresponding responsibilities according to the agreed terms. Among them, elevator liability insurance has the strongest risk pertinence.