Can you find a small property right house in your name?

I can't find the small property right house under my name. Because small property houses generally have no real estate license and are not filed with the Housing Authority, there is no real estate record on the website of the Housing Authority. Small property houses usually refer to houses built for sale on land collectively owned by farmers in rural and suburban areas of China. Because the collective land did not pay the land transfer fee and other fees when transferring the right to use, this kind of house could not get the property certificate issued by the national housing management department, but was issued by the township government or village Committee, so it was also called the township property right house.

What are the risks of buying a small property right house?

1, without property right certificate and land certificate.

In the same area, the price of small property houses is 1/3 even lower than that of commercial houses, so many friends have to buy small property houses regardless of property rights risks. However, in the process of house transaction or mortgage, the title certificate is an indispensable document. However, there are no relevant documents for small property houses, and even if there are, they are issued by village committees or township governments, which are not recognized by law.

2. There are no bank loans or mortgage loans.

Because small property houses are not filed and there is no real estate license, banks will not give loans. Therefore, if you need to buy a small property right house, you need to pay off the loan in one lump sum. It's not just that you can't get a loan if you buy a house. Even if you buy a house, you can't use it as a mortgage to get a bank loan.

3. It is difficult to trade small property houses.

If a small property right house is sold to a third person who is not a member of the collective, it is impossible to complete the transfer of property rights because there is no real estate license. Buyers of small property houses can completely sign a house sale agreement with others, so as to achieve the purpose of selling one house for two or more, and the interests of the third party will not be guaranteed.

4, the demolition compensation is difficult.

With the rapid development of urbanization, more and more places are facing demolition. If property buyers buy houses with small property rights, it is often difficult to get compensation when demolition, and it is likely to fall into the embarrassing situation of "losing money and having a house". Therefore, if property buyers really want to buy small property houses, then it is best to buy those small property houses that have already reached a scale, at least they will not be easily demolished.

5. Property management is difficult.

Although the service content of small property houses is relatively simple and the service level is not high, its management is often very difficult due to some subjective and objective factors. Therefore, many property companies are unwilling to accept small property houses, resulting in some small property houses without property.

6. Validity of the sales contract.

When you buy a small property right house, you usually only get a house and a real estate sales contract after paying the money, and you won't go through the property registration formalities like a regular commercial house. Because there is no property right registration, it will not produce legal property right effect, and the buyer can only obtain corresponding rights based on the real estate sales contract.

7. The supporting facilities are not perfect.

Small property houses are often incomplete, and there are generally no supporting facilities such as heating and natural gas. And in the event of a dispute, it is likely that water and electricity will be cut off.

8. The hukou cannot be moved in.

After buying a small property right house, the property buyers can't move into the household registration, and they can't get free medical care and compulsory education resources.

9. Policy uncertainty.

The state has not yet issued a clear policy on the treatment of small property houses, so it is impossible to predict the risks.