What is the treatment of Suzhou People's Bank?

At present, the banking institutions are: head office, provincial banks, city banks, sub-branches and outlets (savings offices). The organization is pyramid-shaped, with branches and outlets all over the streets of the city, which is also the place with the largest number of people. The post setting of the superior organization is: senior management personnel, the decision-making level such as president and vice president as the people say. The following departments: human resources, company, institutional business, personal finance business, asset business, credit approval business, legal affairs, operation business, planned finance, etc. The requirements for majors and abilities are: economic majors and business knowledge related to this major. Because banks are state-owned enterprises and institutions, and pursue the maximization of benefits, they are required to have financial management ability, marketing ability and management ability. Focus on marketing and communication skills. Branches and institutions below are basically business personnel, and a few are managers. Operators are basically needed, and the ability requirement is to have a vocational high school education and be fully competent. Because the computer program is fixed and stupid, the window staff only need to press the enter key, enter the number and type the name, so most bank employees simply can't understand the company account book! If you need ability, you need the ability to communicate with customers. If you know marketing, it's ok to pull deposits, but it's only limited to economically underdeveloped areas. If it is a bank window in an economically developed area, there is no need to pull deposits at all. If you keep a straight face and customers line up to deposit and withdraw money, there is no need for marketing. Of course, you will leave the window and get a promotion.

Grassroots positions:

Sub-branch account managers are under great pressure, but the incentive is relatively high, and they can get more than 200 thousand a year at the highest. Counter staff, including accountants and savings offices, is another matter. Accounting posts are still relatively stable at present, because relevant knowledge and education are needed. In addition, the accounting system of general banks is relatively perfect.

Saving is relatively simple, but it is hard and tiring. The bank's system is that if you can't get the long and short money back, you must pay for it yourself. It is common for many newcomers who do savings work to lose 1 and $2,000 when they first start working. No wonder people always make mistakes when they receive 1 or 200 customers every day and handle so much money, and the air in the hall is dirty and the noise is noisy. The income from savings is lower than that from accounting. This is one of the most informal employees in the bank.

Other positions in the branch:

The president's annual income is about 340,000 yuan, excluding work expenses, such as eating, making phone calls, gasoline reimbursement and so on. But this is a good situation. If the benefit is poor and the task is not completed, then he can only get more than 654.38+ 10,000. On the whole, this is a good job.

Credit supervisors, accounting supervisors and the most important cadres of sub-branches are not only led by the president, but also managed by their direct departments. We all know that middle-level cadres are the most tired. In addition to completing your own tasks, you should also be responsible for the affairs of your subordinates. They can't escape the mistakes of those people. So I live with fear. The annual income is about 65438+ ten thousand.

Lobby manager, temporary worker, intern. Generally speaking, it is not a formal establishment of banks, but it is said that in recent years, it has gradually become a long-term contract worker. These people have the lowest income, ranging from/kloc-0 to 2000 a month, including drivers and clerks.

At the basic level of the bank, the most important task is to complete all the index tasks. Whether you are tired or not depends on what you think. The most difficult thing is the loan officer, who runs outside every day and has no guarantee. However, it is better than the insurance company's business. Many companies have posted "no insurance" at the door, at least not to the point where bank account managers are not allowed to enter.

Of course, the life of the head office is different from that of the grassroots. In fact, for young people, the headquarters has a high starting point, a large stage and relatively stable income. Headquarters has a philosophy of survival. First of all, we should make fewer mistakes. The more we do, the greater the chance of making mistakes. Secondly, it depends on the leadership and environment. Of course, it is better to have enlightened leadership and a healthy environment. Naturally, you can show your talents, even if you don't get promoted, you have learned your skills.