Hainan's housing purchase policy

"First, Hainan's latest purchase policy 2022

Hainan's local housing purchase policy in 2022 is as follows:

1. If you meet the talent requirements and don't settle down, you can buy a house by paying 12 months of social security or individual tax;

2. Talents can settle down to buy a house, without social security and tax;

3, ordinary settlement, pay 24 months of social security or individual tax, you can buy a house;

4, no talent conditions, do not settle down, Haikou Sanya Qionghai, pay 60 months of social security or individual tax, you can buy a house, and the rest cities pay 24 months;

5. Qiongzhong, Baisha, Baoting and Wuzhishan cannot buy a house.

(1) The local purchase process in Hainan in 2022 is as follows:

1. The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house and requires the seller to provide legal documents.

Including house ownership certificate, identity certificate and other documents;

2. If the house provided by the seller is legal and can be listed and traded, the buyer can pay the house purchase deposit and sign the house sales contract;

3. The buyer and the seller * * * submit declarations to the real estate transaction management department;

4. Contract. The real estate transaction management department shall, according to the property right status and the purchase object of the transaction house, report to the transaction department for approval step by step according to the approval authority set in advance, and both parties to the transaction may go through the formalities of signing the deed;

5. Pay taxes and fees. The composition of taxes and fees is more complicated, depending on the nature of the transaction house;

6. Go through the formalities of property right transfer and transfer. After the real estate transaction management department completes the registration of property right change, both parties to the transaction will hand over the transaction data to the issuing department and notify the buyer by obtaining the house ownership certificate.

7. For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to go through the loan procedures, and the bank will review the buyer's credit standing and make a decision on the house that both parties want to trade.

Evaluate and determine the buyer's loan amount, then approve the buyer's loan, and the bank will issue the loan in one lump sum within three working days after both parties complete the property right registration change;

8. After the seller delivers the house and settles all the property fees, the house purchase and sale transactions of both parties are completed.

2. The materials required for local house purchase in Hainan in 2022 are as follows:

1. Documents required for buying a house in full: married, marriage certificate, ID card and household registration book of both husband and wife are required. Single, ID card, household registration book, single certificate;

2. Documents required for buying a house by loan: marriage certificate, household registration book, income certificate, copy of business license stamped by the company, running salary card, ID card, spouse ID card, spouse household registration book and spouse marriage certificate.

In short, Hainan's local housing purchase policy in 2022 is as follows: those who meet the talent requirements and have not settled down can buy a house by paying 12 months social security or individual tax; Talents can settle down to buy a house, without social security and taxes; Ordinary settlement, paying 24 months of social security or individual tax, can buy a house; Without talent conditions, if you don't settle in Qionghai, Sanya and Haikou, you can buy a house by paying 60 months of social security or individual tax, and the rest cities pay 24 months; Qiongzhong, Baisha, Baoting and Wuzhishan cannot buy a house.

legal ground

"Notice of Hainan Province on Further Stabilizing the Real Estate Market" implements global purchase restriction;

Houses built in Wuzhishan, Baoting, Qiongzhong and Baisha four central ecological core areas can only be sold to families in this city and county. In Haikou, Sanya and Qionghai, where the purchase restriction has been implemented, families who are not registered in this province must provide at least one family member when purchasing a house. ""

Article 367 of the Civil Code of People's Republic of China (PRC) stipulates the right of residence, and the parties concerned shall conclude a right of residence contract in writing. Resident contracts generally include the following clauses:

(1) The name and domicile of the party concerned;

(2) the domicile;

(3) living conditions and requirements;

(four) the duration of the right of residence;

(5) Methods for resolving disputes.

What materials do I need to prepare for buying a house?

1, marriage certificate, ID card and household register of both married couples;

2. A copy of the applicant's ID card;

3. The original income certificate of the applicant;

4. The original proof of the applicant's provident fund deposit, etc.

People's Republic of China (PRC) City Real Estate Management Law Article 2 This law shall be observed in obtaining the land use right of real estate development land, engaging in real estate development, real estate transactions and implementing real estate management on the state-owned land in People's Republic of China (PRC) urban planning area. The term "houses" as mentioned in this Law refers to buildings and structures such as houses on land. The term "real estate development" as mentioned in this Law refers to the construction of infrastructure and houses on the land that has obtained the right to use state-owned land in accordance with this Law. Real estate transactions mentioned in this Law include real estate transfer, real estate mortgage and house lease. "