Excuse me, where can Haikou handle the transfer of second-hand houses? What materials and transfer procedures do buyers need to prepare? Which way is better to handle the transfer by yourself or ask t

Excuse me, where can Haikou handle the transfer of second-hand houses? What materials and transfer procedures do buyers need to prepare? Which way is better to handle the transfer by yourself or ask the intermediary to handle it? 1. Transfer of second-hand houses in Haikou shall be handled by Haikou Housing Management Bureau.

Two. Information required for transfer:

1. If tax relief is not involved, only the property owners of the buyer and the seller need to bring their ID cards.

2. If tax relief is involved, the property owners and spouses of the buyers and sellers are required to bring their ID cards, household registration books and marriage certificates (bachelor's certificates are provided for singles and divorce certificates and bachelor's certificates are provided for divorcees).

Three. Transfer procedure:

Buy in full

1. Looking at the house, the buyer and the seller reached an agreement to pay the house purchase deposit.

2. Transfer ownership and pay down payment.

3. Pay taxes and get a new real estate license.

4. Pay the balance when the property is delivered.

Loan purchase

1. Looking at the house, the buyer and the seller reached an agreement to pay the house purchase deposit.

2. Submit the loan application and sign the loan contract.

3. Property appraisal and third-party guarantee

4. Bank approval

5. Transfer ownership and pay down payment.

6. Pay taxes and get a new real estate license

7. Banks receive loan contracts and house mortgage registration.

8. Bank loans to the seller, real estate delivery and final payment.

9. The buyer repays the loan, recovers the house book after settlement, and cancels the mortgage registration.

Fourth, if you don't understand the policy, you'd better find an intermediary company to handle it:

1. There are many houses in the intermediary company, so you can compare the houses with multiple data to avoid the situation of "buying high prices" or "selling losses" due to information asymmetry;

2. The intermediary company has professional employees and a transaction contract filed by the Housing Authority, which can effectively protect your transaction safety;

3. Intermediary companies are familiar with the transaction process, which can effectively save your time and avoid the pain of running around. You don't have to face the "difficult things, ugly faces and ugly words" of the staff of state institutions.

4. Intermediary companies are familiar with trading policies and can help apply for tax reduction or exemption if they meet the conditions for tax reduction or exemption;

5. For customers who are pressed for time or inconvenient to come forward, you can entrust the service in advance and run the formalities for you.