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Loans are used to repay shareholders' loans and loans are used to repay shareholders' loans.
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If the purpose of the loan is to repay the shareholder's loan, compare the amount of the loan to be repaid to the shareholder with other payables and long-term payables. If the purpose of the loan is to replace other bank loans, check the balance, term and conditions of the applicant's loan in the credit information system of the People's Bank of China, verify whether the amount of the applicant's long-term and short-term loans is consistent with the amount to be replaced by other bank loans, and check whether the formation time of the long-term and short-term loans in the continuous annual financial statements is suitable for the applicant's business situation.
Mortgage loan for operating property refers to the operating assets with stable cash flow (including but not limited to fee income, rental income and operating income, collectively referred to as operating income) generated by the borrower after purchasing or putting into use as the first repayment.
Project loan funds shall not be used to repay shareholders' loans.
It is correct that project loan funds should not be used to repay shareholders' loans.
Interim Measures for the Administration of Working Capital Loans: Article 9 The lender shall agree with the borrower on a clear and legal purpose of the loan.
Working capital loans shall not be used for fixed assets, equity and other investments, and shall not be used for fields and uses prohibited by the state. The working capital loan shall not be misappropriated, and the lender shall inspect and supervise the use of the working capital loan as stipulated in the contract.
Can't fixed loan funds be used to repay shareholders' loans?
No, fixed loan funds can only be used for business development, but not for repayment of shareholders' loans, which will increase the financial risk of the company and is not conducive to the healthy development of the company.
This is the end of introducing loans to repay shareholders' loans and loans to repay shareholders' loans. I wonder if you have found the information you need?
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