Counting five kinds of destocking policies. Are you ready to buy a house?

In 20 16, the destocking of commercial housing will once again enhance the influence of the real estate market. After the Spring Festival, local governments have successively introduced new policies for the property market to accelerate the digestion of inventory pressure in the property market. The following are five types of current "destocking" policies.

Type 1: Commercial housing is transformed into public rental housing.

1. Real estate developers are generally only willing to sell houses because the rental funds are slowly withdrawn. However, in the context of destocking, in order to reduce the sales pressure, some housing enterprises in Liaoning Province began to change some large-sized houses into rental houses.

2. While guiding real estate enterprises to sell and rent their own houses, Shandong Province also encourages local governments to buy or lease existing commercial housing for a long time as public rental housing, and encourages natural persons and various institutional investors to buy existing commercial housing. Qingdao is even more clear that the districts and cities with a large stock of commercial housing should repurchase or lease part of the stock or commercial housing under construction for public rental housing.

3. Anhui Province indicated that in 20 16 years, the proportion of monetized resettlement in the whole province should reach more than 50%, and strive to reach 70%. To promote the monetization of public rental housing, it is really necessary to increase the supply of public rental housing, mainly through long-term lease or purchase in the market.

Type II: Encourage residents' housing to be changed into pension or tourism real estate.

1, Qingdao, Shandong Province, encourages real estate development enterprises to transform eligible commercial housing into electric commercial housing, urban industrial real estate, commercial-residential complex real estate, pension real estate, tourism real estate, etc. Through discount interest and subsidies, we can achieve a win-win situation in digesting the inventory of commercial housing and promoting the development of emerging industries.

2. Jinan Industrial Park in Shandong Province moved into an office building. The developer said that the industrial park has a high growth rate, and its potential income in the future is higher than that of office buildings. Now dozens of enterprises have settled in, and the effect is very good.

Category III: There are various direct subsidy schemes.

Among the tricks of destocking in local property markets, the most direct feeling of buyers is subsidies. According to preliminary statistics, up to now, about 60 cities across the country have issued housing subsidy policies with different strengths, mostly in third-and fourth-tier cities, and various subsidy schemes have been introduced in various places.

1, a typical representative of financial subsidies

In Meishan City, Sichuan Province, eligible buyers can enjoy the subsidy of 500 yuan per square meter.

2. Subsidies during purchase.

Luohe City, Henan Province, purchased the house on February 29th, 20 16 (inclusive), and subsidized 200 yuan/m below144m2; Purchase the house from March/day of 20 1 year to August/day of 3 1 year, with subsidy of 100 yuan/square meter.

Jiyuan City, Henan Province, 20 15 12 3 1 (inclusive), and the household registration is transferred to the urban area, the subsidy is 10000 yuan; On June 65438+1 October1,2065438+February 3 1, 20 17 (inclusive), the housing subsidy is 8,000 yuan.

3, according to the size of the purchase area subsidies.

"Area Gradient" principle subsidy in Lianjiang County, Fujian Province. Within 60㎡, each subsidy is 6.5438+0.2 million yuan; Purchase 60 ㎡-100 ㎡, with a subsidy of 22,000 yuan per set; Purchase 100㎡- 144㎡, with a subsidy of 32,000 yuan per set; Purchase more than 144㎡, and each set will be subsidized by 20,000 yuan.

Large-sized houses in Wuhu City, Anhui Province pay 50% deed tax and buy houses in urban areas. Should pay 4% deed tax, after paying the deed tax, the municipal finance department will give subsidies. Note: Generally, the apartment type that needs to pay 4% deed tax in Wuhu is above144m2 (inclusive).

4, according to the number of housing subsidies.

Residents of Anyang City, Henan Province can directly enjoy a subsidy of 20,000 yuan as long as they buy ordinary commercial housing within the urban area.

Puyang City, Henan Province subsidizes farmers to buy new commercial housing 150 yuan per square meter, the second set of improved housing 100 yuan per square meter, and the purchase of second-hand housing subsidizes 200 yuan per square meter.

5. Give subsidies according to the educational background of the purchaser.

In Fuyang District, Hangzhou, the higher the educational background, the more subsidies buyers have. The document stipulates that the full-time undergraduate degree is subsidized by 65438+ 0.5% of the purchase price, with a maximum of 30,000 yuan; Master's degree, up to 50,000 yuan; Doctoral degree, with a maximum of 6.5438+0.5 million yuan; China Academy of Sciences, China Academy of Engineering and other national experts gave a one-time grant of 800,000 yuan. ?

Fourth, encourage migrant workers to buy houses in cities.

1. The notice issued by the Housing and Construction Department of Gansu Province shows that the province will gradually bring eligible migrant workers and individual industrial and commercial households into the scope of the housing provident fund system, and encourage migrant workers and individual industrial and commercial households to make full use of housing provident fund loans to purchase houses, realize living and living, and expand housing demand.

2. Shanxi Province is studying and formulating a housing subsidy policy to encourage migrant workers who go to school, get married and provide for the elderly to buy houses in cities and counties, and to promote migrant workers and other personnel to buy commercial housing in their places of employment.

3. Liaoning Province provides subsidies for migrant workers to buy houses, expands the scope of the housing provident fund system, gradually brings eligible migrant workers and individual industrial and commercial households into the scope of the housing provident fund system, improves the allocation and management methods of public rental housing, and appropriately relaxes the conditions for migrant workers to apply for public rental housing.

4. Sichuan Province should speed up the reform of household registration system, safeguard the existing rights and interests of farmers in cities, and implement financial subsidies; Our province promotes the policy of supporting rural residents to buy houses in cities, but it will not be "across the board", but encourages all localities to make independent decisions according to their own economic level and housing prices.

5. Anhui Province gives a one-time purchase reward to farmers who buy houses in cities, voluntarily withdraw from the homestead and return farmland to forests according to the area of withdrawing from the legal homestead; For the agricultural transfer population who have stable employment in cities and towns, a flexible housing provident fund deposit policy is implemented, and those who have continuously paid housing provident fund for a certain number of years can apply for housing provident fund loans.

6. Jiangxi Province gives financial subsidies to eligible farmers who purchase urban housing for the first time, enjoys preferential tax policies according to regulations, and explores the inclusion of migrant workers and individual industrial and commercial households in the scope of the housing provident fund system.

7. All parts of Shandong Province should do a good job of convergence and policy reserve, and give preferential treatment to farmers who buy houses in cities, such as deed tax subsidy, fee reduction, loan discount and property fee subsidy, so as to make them become long-term and stable housing consumption groups.

8. Farmers who voluntarily withdraw from the homestead for returning farmland to forests and buying houses in cities (including second-hand houses) will be given a one-time purchase reward according to the depreciation of the homestead area and above. The membership of the collective economic organizations of farmers who buy houses in cities remains unchanged, and the original land contractual management rights and collective economic organizations' income rights remain unchanged.

Type 5: Poor destocking will be held accountable.

Recently, the Jiangxi Provincial Government issued the Notice on Doing a Good Job in Resolving Real Estate Inventory and Promoting the Sustainable and Stable Development of the Real Estate Market. According to the circular, cities and counties whose real estate inventory has been de-stocked for more than 12 months should intensify their work and fulfill their responsibilities to ensure that the local inventory dropped significantly in the first half of this year and in the whole year. It is necessary to strengthen inspection and assessment, and cities and counties that fail to implement the responsibility of destocking and stabilizing the market will be interviewed for accountability.

(The above answers were published on 2016-11-15. At present, please refer to the actual situation for the relevant purchase policy. )

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