Hello, I scratched the brake lever of the property while driving, and the insurance company won't pay for it. I am all the risks.

There is no problem with car damage insurance. Take it to the garage and ask if it is necessary to go to the scene. If you want to re-examine the site, drive the car to the insurance company to verify that there is no problem, and you can repair the car (if there is car damage insurance, there is no deductible, otherwise 15% deductible will be deducted). If you forget where the scene is, it is obvious that unilateral accidents do not need to be fully compensated at the scene. If the insurance company has to go to the scene, even if it is an obvious unilateral accident, it will be deducted 30% without compensation.