My car was scraped outside the community, and the insurance company only paid 70% and still needed the real estate license? What if there is no real estate license?

Parking in the community is a headache. After scratching in the community, the escape rate of the perpetrators is extremely high. Few people will stay in the neighborhood to pick up other people's money after rubbing their cars. In view of the above situation, we put forward some practical claims for car owners. For example, Ms. Liu's new car is parked in the community. The next day, she found that the front bumper was scratched in a large area and the perpetrator had escaped. How to claim compensation from the insurance company? The correct way: require the residential property to issue a certificate of vehicle scraping, describing in detail the scraping position, the degree of vehicle damage, the time of scraping and the fact that the third party escaped at that time, and report the case to the insurance company within 48 hours. Special reminder: this situation belongs to the escape of a third party. The owner needs to issue a certificate that the vehicle was scraped by the residential property, and claim compensation from the insurance company with the driver's book, driving license and insurance card; For accidents with clear responsibilities and complete procedures, the maintenance party can think that the insured pays the maintenance fee in advance and make direct compensation. Conceptual analysis: Direct compensation means that the maintenance cost of the vehicle is directly paid by the insurance company and the maintenance party, and the insured can drive the vehicle away without paying the maintenance cost, only by handing in relevant materials.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.