Hainan: The existing commercial residential land can be transformed into rental housing with a 60% discount on land price.

On April 26th, Hainan Housing and Construction Department, natural resources and planning, finance, public security, taxation, finance and other departments jointly issued the Notice on Supporting and Regulating the Development of Housing Leasing Market, which supported the housing leasing business from the aspects of finance, finance, land use and service management, promoted the establishment of a housing system that met the development requirements of Hainan Pilot Free Trade Zone and China Free Trade Port, further supported and standardized the management of land supply and construction of leased housing, revitalized idle social housing and improved the utilization rate of resources. ?

1. Encourage multiple subjects to participate in the housing leasing business? ?

Keywords: encourage domestic and foreign professional housing rental platform companies to develop their business in Hainan?

Encourage individuals, intermediaries, housing leasing enterprises, real estate development enterprises, housing leasing platform companies and other multi-subjects to participate in housing leasing business. Encourage individuals to rent idle houses and increase market supply. Standardize the behavior of intermediaries and provide safe and high-quality housing rental services. Support the large-scale development of housing leasing enterprises, extend and improve the housing leasing industry chain, and provide high-quality personalized services. Actively guide the transformation and development of real estate development enterprises. Real estate development enterprises can set up leasing management departments to operate self-sustaining commercial housing leasing, or use built commercial housing or new commercial housing to cooperate with housing leasing enterprises, intermediaries and housing leasing platform companies to carry out leasing business. Encourage domestic and foreign professional housing rental platform companies to use platform resources and advantages to expand Hainan's housing rental business, especially to provide seasonal short rent services. Encourage housing rental platform companies to provide training and value-added services in landlord management, tenant reception, decoration design, personalized service, publicity and promotion. , improve housing quality and enhance customer experience. ?

Support market players to enjoy the concept and mode of economy, and promote after-sales vacant housing to enter the rental market. Encourage the development of timeshare, online rental, housing sharing and other * * * enjoyment residential products. Encourage real estate development enterprises, housing leasing enterprises, intermediaries and other market entities and individuals to use information technology to optimize the allocation of vacant housing resources through the Internet platform, improve utilization efficiency, and meet diversified accommodation needs. ?

Second, multi-channel support for housing rental business?

Keywords:-Personal income tax deduction enterprises enjoy the support policy of life service industry?

-financial institutions provide lease credit to individuals and enterprises provide financing loan services?

-individuals provide rental credit and enterprises provide financing loan services?

-Can enterprises and institutions apply for business licenses for house leasing business?

(1) In terms of fiscal and taxation support, the housing rent that meets the special additional deduction conditions for personal income tax shall be deducted according to the regulations. Intermediaries, housing leasing enterprises, real estate development enterprises and housing leasing platform companies can enjoy various support policies for the life service industry according to relevant regulations. For the development of existing commercial residential land or the transformation of existing commercial housing into rental housing projects, the municipal and county governments may formulate specific subsidy policies according to the retained portion of city and county taxes paid by leasing operations, and give appropriate rewards and subsidies to those who meet certain conditions. ?

(2) In terms of financial support, banking financial institutions are encouraged to increase credit support for specialized and institutionalized housing leasing enterprises under the premise of controllable risks and sustainable business, and provide housing leasing enterprises with medium and long-term loans and financial solutions that meet their operating characteristics by reasonably calculating the future cash flow of rental income. Guide and support financial institutions to innovate financial products of housing rental projects and provide rental credit and other services for individuals. ?

Financial institutions can provide follow-up financing support through products such as operating property loans for real estate development enterprises that use the existing commercial houses for rental operation. Encourage real estate development enterprises and housing leasing enterprises to issue real estate investment trusts (REITs) to attract socialized investment and raise funds through multiple channels. Encourage insurance companies to innovate products and services, develop insurance products with low cost, simple insurance and rich protection for residential quarters and private houses where leasing personnel are concentrated, and provide insurance risk protection for housing leasing enterprises and private house owners. ?

(three) increase land support, allowing the existing commercial residential land to be transformed into rental housing under the premise of meeting the planning, and separate it in the annual housing implementation plan. At the same time, in accordance with the provisions of this notice on the use of leased housing land, re-sign the land transfer contract and go through the formalities of real estate registration. If the existing commercial residential land is used for the renovation and construction of rental housing, the transfer price can be paid or refunded according to the difference between the market evaluation price of the land use right under the new land use conditions and the market evaluation price of the remaining land use right under the original land use conditions. Before the end of 2020, cities and counties should organize the compilation of the benchmark land price for rental housing land, and report it to the provincial government for approval before implementation. Before the introduction of the benchmark land price of rental housing land, the benchmark land price of rental housing land can be implemented according to 60% of the current benchmark land price of commercial residential land, and the specific proportion is determined by the municipal and county governments in combination with the actual situation. Industrial land in the industrial park can be used for supporting the construction of rental housing and other living service facilities, and its construction area accounts for no more than 15% of the total construction area. Land shall be used according to its original purpose, but it shall not be divided or transferred. ?

(4) simplify procedures. We will implement the reform requirements of "simplifying administration and decentralization, strengthening supervision and improving services", simplify the relevant procedures for housing leasing operations, and reduce the burden on individuals and enterprises. Intermediaries, housing leasing enterprises, and housing leasing platform companies apply for housing leasing business licenses, and the market supervision and management departments support them, and the unified registration business scope is "housing leasing business". The public security department can open a mobile APP or an information collection client for the house leasing enterprise, and provide convenience for the house leasing enterprise to access relevant business systems to register the information of the renter. The fire department can provide fire safety tips and other related services for housing leasing enterprises, urge the relevant subjects of housing leasing to implement the responsibility of fire safety production, and raise the awareness of fire safety. The realty service enterprise shall assist in information collection and lease service management, and provide corresponding convenience for the house leasing enterprise in protecting the rights and interests of the parties, maintaining order, ensuring safety and providing relevant information on house leasing. ?

Third, provide housing rental market services?

Key words:-establish a government housing rental service platform to provide housing verification?

-promoting a unified model text of housing lease contracts?

-Can residents enjoy social security, schooling for their children and other public services when renting a house?

(1) Providing trading services. On the basis of upgrading the real estate information management system (online signing system), the Provincial Department of Housing and Urban-Rural Development should speed up the establishment of a government housing rental service platform, and provide services such as housing verification, housing rental information release, online signing of housing rental contracts, credit information inquiry and credit evaluation of market participants. The government housing rental service platform can link the rental service platforms of banks, real estate agents, housing rental enterprises, industry organizations, commercial website operators and other market entities, increase cooperation and continuously enrich service functions. At the same time, explore cooperation with banks and Internet financial platforms in payment, real-name authentication, credit authentication, value-added rights, platform promotion and other services, accelerate the exploration and establishment of a housing rental fund supervision system, and strengthen rent supervision. ?

(2) Guarantee the lease rights and interests. The Provincial Department of Housing and Urban-Rural Development shall, jointly with the market supervision and management department, formulate and implement a unified model text of housing lease contracts, and comprehensively promote the online signing and filing of housing lease contracts. Optimize the transaction process of housing leasing, establish and improve the filing system of housing leasing enterprises and real estate intermediaries, strengthen the credit management of housing leasing, and establish a multi-sector joint incentive and joint punishment mechanism for dishonesty. Strengthen the monitoring of housing rental market to provide basic data for government decision-making. ?

(three) through the government housing rental service platform, and tax, finance, housing provident fund, market supervision and management, public security, education, social security and other departments to share online registration information of housing rental contracts. According to the online registration information of the housing lease contract, the relevant authorities will implement the preferential tax and credit policies related to the lessee, and provide residence permits, children's schooling, social security, housing security, etc. according to the law. ?

Fourth, standardize land supply management?

Keywords: —— The allocation of new commercial residential land and rental housing in business gathering areas and industrial parks shall not be less than 15%?

-Can the leased housing land be rented first and then let?

-The maximum transfer period of leased housing land shall not exceed 70 years?

-Leased land and house property certificate are handled separately?

(a) to strengthen the audit of land supply plan. If it is really necessary to increase the supply of land for rental housing, before the supply of land, the municipal and county people's governments shall organize natural resources planning, housing construction, ecological environment, finance, commerce, water affairs and other departments to examine and approve the relevant restrictive conditions such as the nature of the house, development and construction requirements, transfer management requirements and lease management requirements. The land to be supplied for rental housing is listed in the announcement of land transfer as a condition of land transfer, and it is listed as an essential clause of the land transfer contract, according to "who proposes who will handle it"?

For the newly-built commercial residential land around the business gathering area and industrial park, the relevant municipal and county governments should specify in the transfer conditions that commercial residential buildings should be equipped with rental housing of not less than 15%. ?

(2) Improve the way of land supply. According to the actual demand of rental housing projects, land supply is classified in the following ways:

1, auction listing transfer. On the premise of fairness, justice and not excluding multiple potential market competitors, bidding conditions can be set for bidders' performance, development qualifications, development and construction requirements, and corporate integrity. And the land can be provided by bidding, auction and hanging (bidding before listing or auction) or by combining bidding, auction and listing. ?

2. Transfer by agreement. If a government platform company builds rental housing, it may agree to provide land. ?

3. Rent before letting. Lease the land within 5- 10 years to land users by means of bidding, auction and listing, and the land users will pay the rent according to the contract and develop and utilize it. If the lease term reaches the conditions agreed in the contract and continues to be performed, the land transfer procedures for the remaining years shall be handled according to the agreement transfer method. ?

(3) Reasonably determine the reserve price. When the competent department of natural resources planning of cities and counties supplies land for rental housing, it shall entrust a qualified land evaluation agency to evaluate the land for rental housing according to the benchmark land price, and fully combine the local rental housing market situation and rental housing management requirements, and comprehensively determine the reserve price of rental housing land by collective decision of the cities and counties. ?

(four) clear land transfer period. The maximum transfer period of leased housing land shall not exceed 70 years. ?

(five) strict transfer contract and land registration management. After the land supply, the land transfer contract shall clearly stipulate the transfer conditions of the leased housing land, the transferee's capital contribution ratio, the equity structure, and the prohibition of division and transfer. , and shall be recorded in the real estate ownership certificate and real estate register. For the leased land and houses held as a whole in the land transfer contract, a certificate of real estate ownership shall be issued, which shall not be handled separately, and the certificate of real estate ownership shall indicate "held as a whole, and shall not be handled separately". ?

Any change in the capital contribution ratio and equity structure of the real estate obligee shall obtain the consent of the transferor in advance. ?

Verb (abbreviation of verb) Establish and improve the industry supervision mechanism?

Keywords:-Leased housing land should be used as a whole, and land should not be sold separately?

-The per capita housing area should not be less than 6 square meters?

-It is forbidden for housing leasing enterprises to carry out "rent loan" business on their own?

(1) Strict transfer management. The leased housing land is held by the land use right holder as a whole, and may not be divided and transferred, and the leased housing built may not be divided and sold to the outside world. Due to bankruptcy, reorganization and other special circumstances, the original land use right holder can not continue to hold. After being approved by the people's government of the city or county, it can be transferred as a whole according to law, and the relevant agreed rights and obligations will be transferred accordingly. ?

After the overall transfer or change of investment proportion, shareholding structure and actual controller, the planned use and actual use nature of the leased house shall not be changed, and it must continue to be used for leasing, and the original lease relationship shall be maintained according to the lease use contract. ?

The above transfer management requirements should be included in the land transfer contract, and the relevant liability for breach of contract should be agreed at the same time. ?

(2) Strengthen mortgage supervision. It should be made clear in the land transfer contract that the qualification of the mortgage buyer must be approved by the people's government of the city or county when the land for lease housing and the house are mortgaged and the mortgage right is realized, which meets the requirements for the management of lease housing. ?

(3) Regulate leasing behavior. Rental housing and ancillary facilities shall meet the standards and requirements of fire control, public security and hygiene. The minimum rental unit is a room originally planned and designed as a residential house, and the per capita rental area shall not be less than 6 square meters. Lessors (including individuals and enterprises) bear the main responsibility for the structure, fire protection and air quality of the leased house. The longest term of a house lease contract shall generally not exceed 5 years. ?

(four) standardize the "rental loan" business. Housing leasing enterprises shall not carry out financial services such as "rent loan" on their own, cooperate with institutions that do not have the qualification for lending to carry out such services, induce the lessee to sign a "rent loan" agreement, and provide the lessee with guarantees and other credit enhancement measures. Financial institutions should ensure the lessee's right to know as a financial consumer when conducting "rent loan" business. Financial institutions shall not cooperate with housing leasing enterprises and intermediaries that have not been filed by the real estate authorities to provide financial services. ?

(5) Strengthen industry self-discipline. Give full play to the role of provincial real estate appraisal and brokerage associations, provincial property associations and other industry associations, guide social forces to participate in the daily management of housing leasing, formulate and improve the professional norms and codes of conduct of the housing leasing industry, strengthen industry self-discipline, urge and guide intermediaries and housing leasing enterprises to collect information on leased houses and tenants in a timely manner, and report to the housing leasing management department. ?

(Original title: "Hainan New Deal: Supporting Housing Leasing Operation and Building a Government Housing Leasing Service Platform")