How to check the age of second-hand houses? Query method for counting the age of second-hand houses

Whether it is a new house or a second-hand house, we pay more attention to the location or apartment type when buying a house, but often ignore the age of the house itself. Because the old house will face problems such as the expiration of property rights, if the property rights of the house with outstanding loans expire, it will be very unfavorable for the bank, so the loan amount of the bank to the old house will not be too high.

1. What is the age of the house?

The house age refers to the fixed number of years from the date when the house is completed, accepted and delivered for use. Specifically, it is the service life of the land under the house. Here's one thing that matters. That is, in our country, land is state-owned, and we only have the right to use it, but not the property right. But the houses on the land are personal, and the state sells the land to developers to develop and build houses. In the past, the service life of the house was 50 years, but now it is adjusted to 70 years.

How to check the age of second-hand houses?

1. To check the age of the second-hand house, you can confirm the real age of the house by looking at the painted wall or the housing management department. Don't listen to the introduction of the intermediary company about the age of the house.

2. When asking about the age of the second-hand house, if the house has been recently renovated, you can enter the kitchen and bathroom for observation, because the decoration of the kitchen and bathroom is difficult to change, and it is generally easier to judge the real decoration age of the house from the decoration of the kitchen and bathroom. In addition, because the decoration of the floor is not easy to replace, the color and style of the floor are also easier to see the old and new decoration of the house.

3. Asking about the age of second-hand houses can be judged by observing the corridor and understanding the status of households.

4. If you are in doubt about the real age of the house provided by the owner, you can consult other owners or property staff in the community. Starting from the periphery, the results are often highly realistic.

5. Looking at the property right certificate, the time for handling property rights can also roughly judge the age of the house. If it is a unit house, the time for handling property rights can be recursive for two or three years; Commercial housing recursively for one or two years.

6. It is a safe way to judge the age of the house by querying the housing archives of the Construction Committee and the housing archives of the Construction Committee. If your home area has established a real estate registration center, you can also check there.

Note: this method requires on-site inquiry of the information such as the room book, identity certificate, etc.

7. Check the real estate license: the age of the house on the real estate license is not accurate enough. Under normal circumstances, the age of the house is usually about two years longer than the registration time of the real estate license;

This method is suitable for querying the first-time marketing houses in the second-hand housing market. If the house has changed hands many times, buyers can check the completion time of the house, and some real estate licenses will indicate the completion time or surveying and mapping instructions, which are effective references for judging the age of the house.

3. What are the risks of buying a large-sized house?

Among the many factors that affect the second-hand housing transaction, the age of the house may not be the key factor for buyers, but it is very important to know the age of the house accurately. At present, the land use of commercial housing has a fixed term. According to China's current laws, the land use right is only 70 years. If the actual age of the house is older, the service life of the buyer is likely to be shortened; In addition, there is a popular saying in China that when the land use right expires, the house owner has the right to apply for extending the land use right, but may have to bear the land use fee.

Secondly, the age of the house is closely related to the effective service life of the house. The longer the actual service life, the higher the damage degree of the house, so there will be a certain house maintenance cost, which will increase the maintenance cost of the property, and this risk is often borne by the buyers. At the same time, it also affects subsequent transactions.

Thirdly, in the process of buying and selling some houses, some homeowners may hide their age. This behavior has seriously damaged the interests of the buyers, who have the right to modify or terminate the purchase contract according to the provisions of the contract law, and can claim compensation for losses. However, in the house sales contract, the age of the house must be indicated.

Finally, some old houses may not be able to apply for bank loans. Although banks do not expressly stipulate that loans cannot be made under the age of the house, major banks in urban areas like young houses and generally do not accept mortgage applications for more than 20 years.