About buying a house in Zhengzhou

First of all, you earn 4 thousand a month, and a good house in a lot is not enough to repay the loan.

It is not recommended that you choose a second-hand house. First, the prices of second-hand houses and new houses are not much different. Second, the down payment ratio of second-hand houses is very high.

Jinshui District, Zhengzhou, 100 square meter, about 6500-8000 yuan.

Calculated by 6500 yuan, the total price is 65W, the down payment is 30% 19.5 w, and the loan repayment for 20 years is about 3500 yuan a month. 10 year repayment, more than 5200 yuan.

The problem is that the environment of a flat house with 6500 yuan is really not very good. At present, the housing price in Jinshui District is between 7500 and 8500. However, the loan has to be repaid, or even more.

There are many mortgage calculators online. You can do the math yourself.