Shenzhen "luxury tax" adjustment tracking: some second-hand housing sellers increase prices

"I met a buyer yesterday, and the other party asked for 4.05 million. I decided to reconsider. Today, the real estate agent came to tell me that fortunately, I didn't agree, and I can go up again100000. " 165438+1October 1 1, Jason Chung, a white-collar worker who lives in Baoan District, Shenzhen, told reporters.

On the day of "Double 1 1", Shenzhen suddenly issued a "big gift package" for tax reduction in the property market, and adjusted the definition standard of luxury houses: from 20 19 1 1, there is no price regulation for ordinary residential standards, and the floor area ratio is 65,438+.

For many property buyers, this means saving tens of thousands to hundreds of thousands of taxes and fees. As soon as the good news came out, some sellers quickly raised their prices. Jason Chung initially offered a price of 4 1.8 million in the intermediary, leaving little room for bargaining. But now, he feels that he can further narrow the bargaining space.

In the opinion of analysts, the benefits of tax reduction will indeed cause some price fluctuations in the short term, but it will eventually stabilize and the price increase will not be great.

The greater impact of tax cuts is the large demand for housing replacement in first-tier cities like Shenzhen. High total house price and high taxes and fees often lead to long decision-making time and slow rotation of house exchange chain. Tax reduction is beneficial to both buyers and sellers and will effectively promote the release of just-needed and improved demand.

Shenzhen Housing and Urban-Rural Development Bureau also stressed that this move is to implement the national spirit of tax reduction and fee reduction, and fully consider the reasonable housing consumption of ordinary families under the guidance of "houses are used for living, not for speculation", and will not affect Shenzhen's real estate regulation and control policies.

The price increase may be limited

There has been a long-standing call for the adjustment of "luxury goods tax" in the market.

Previously, the applicable standard of ordinary commodity housing in Shenzhen was promulgated and implemented in September 20 15. The difference between ordinary housing and non-ordinary housing is mainly determined from three aspects: total price, floor area ratio and area. The total price requirements of each district are different, with the highest price of 4.9 million in Nanshan District and the lowest price of 2 million in Pingshan District.

According to the data of Shenzhen Zhongyuan Real Estate Research Center, the average price of second-hand houses in Nanshan District of Shenzhen has exceeded 90,000 yuan at 20 19 and 10, reaching 9 1530 yuan /m2. This also means that before defining the standard adjustment, about 54 square meters of houses in Nanshan District may reach the standard of "luxury house".

Shenzhen Housing and Construction Bureau said that with the changes in the real estate market situation, the standard of ordinary commodity housing does not match the reasonable housing demand of residents. A large number of small and medium-sized housing transactions in the market need to pay value-added tax, which undoubtedly increases the burden on ordinary families who just need to buy a house. In the past two years, relevant government departments have received many complaints from the masses, demanding to adjust the standard of ordinary commodity housing to ensure that they just need to buy.

How much tax can be saved after adjustment?

Leyoujia Research Center takes a 90-square-meter house as an example. In Nanshan District, if the original registered price is 3.48 million and the current transfer price is 7.05 million, the total tax revenue can be reduced by 2,065,438+10,000; In Longhua District, if the original registered price is 2 1.2 million and the current transfer price is 49 1.0 million, the total tax revenue can be reduced by 1.542 million.

When the news came out, it quickly triggered a market reaction. Lai Feixin, the founder of Shenzhen Mercure Real Estate, told 2 1 Century Business Herald that from the situation of these two days, there were indeed owners who raised prices and suddenly stopped selling.

Does this mean that it will cause drastic price fluctuations? He Qianru, director of the National Research Center of Midland realty, told the reporter of 2 1 Century Business Herald that if the buyers can be "stable" and don't follow the trend, the market will gradually return to stability.

Lai Feixin also believes that people who buy and sell houses are more rational. It is expected that in the actual transaction in the future, the owners with excessive price increase will still give in.

Intermediary ecology is developing in a benign direction. In the WeChat working group of a real estate agent in Shenzhen, a company informed that it is not allowed to spread information that drives up housing prices, including information such as the owner's price increase, and it is not allowed to coerce customers to buy a house.

An intermediary in Bao 'an District told reporters that on the morning of 12, they implemented the owners of the houses in their area one by one, but some people still kept the original price unchanged.

Li, chief researcher of Guangdong Housing Policy Research Center, told 2 1 Century Business Herald that the rise in housing prices mainly depends on the game between buyers and sellers. At present, the supply of second-hand houses in Shenzhen is relatively large, and buyers are relatively dominant in general.

Just past the "Golden September and Silver 10", in September, Shenzhen sold 7 124 sets of second-hand houses, up 43.9% year-on-year; 65438+ 10 * * 7 165 sets were sold, up 89.2% year-on-year.

Drive the rotation of the house changing chain.

The house that Jason Chung is selling was bought on 20 15. This year, because I plan to have a second child, I plan to change to a bigger three-bedroom apartment.

There are many cases like Jason Chung in first-tier cities. Due to the high total housing price, it is difficult for young people to buy a house in one step, and often they may face the need to change houses in a few years.

But when changing rooms, do you buy first and then sell? Or sell first and then buy? I bought three rooms first, but what if the house can't meet the right buyer in time? Coupled with the high total price of three rooms, these problems and concerns led to the delay in Jason Chung's house exchange.

According to Li's analysis, just need is the small apartment released by those who "sell small and buy big". The higher the taxes and fees, the more it affects the purchasing power, which further makes it difficult to turn the whole house exchange chain, which is manifested in the prolonged transaction cycle. Second-hand housing is not short of supply, but short of effective demand, which is the biggest obstacle.

"Most city owners need 100 days to sell their houses, and even four months in Shanghai and Shenzhen." Li said to him.

According to Lai Feixin, in some areas with good degrees in Shenzhen, the transaction suddenly became active in these two days. Because the total price of degree rooms is high, tax reduction may bring hundreds of thousands of impacts, and the decision-making speed of buyers is obviously accelerated.

Lai Feixin said, for example, a house would have to pay 200 thousand value-added tax, and now the buyer has saved the money. If the seller rises 10 to 15000, both the buyer and the seller win, and the overall effect is to promote the transaction.

In addition, a financial practitioner who is looking at the house told the 2 1 Century Business Herald that cash needs to be prepared to pay taxes. After the tax reduction, even if the owner has a certain price increase, it will be discounted according to the down payment ratio, which is equivalent to the price increase. With more budget, there will be more choices.

Jason Chung also said that the adjustment of "luxury goods tax" has a dual impact on them. The original house may sell for 654.38+ million, and the fancy house may increase the price by 654.38+ million or more. I hope that the tax reduction can really stimulate market transactions and complete the house change as soon as possible. After all, time is also a cost.