Annual work summary of branch company

Summary is a written material for reviewing, checking and evaluating a certain stage of study or work afterwards. It can guide our next stage of study and work life, so it is very necessary to write a summary. Have you figured out how to write a summary? The following is a summary of the work of the branch that I have carefully sorted out for reference only. Welcome to reading.

Since its official opening, XX Sub-branch, under the correct leadership of bank leaders and superior departments, followed closely the spirit of the superior working conference, conscientiously implemented the national financial policies and the spirit of the working conference, improved the level of financial services, innovated business development methods, strengthened basic management, and paid close attention to compliance management, and all the work was steadily advanced.

There are 10 business organizations under the jurisdiction of the Bank. At the end of June, the balance of various deposits was 2,309.73 million yuan, an increase of 675 1 10,000 yuan compared with the end of May; The balance of various loans was RMB 9,356,543.8+0.60 million, a decrease of RMB 654.38+0,654.38+0.75 million compared with the end of May; The balance of non-performing loans in the table was 2.35 million yuan, down 3.95 million yuan from the end of May; The total financial income is 33010.3 million yuan (including realized income of 6.35 million yuan), the total expenditure is 24.85 million yuan, and the net profit is 8.28 million yuan.

1. Our main measures and achievements are as follows.

(1) Build an internal management framework and go all out to ensure the smooth opening of the business.

Since its opening, XX Sub-branch has actively implemented the preparatory work of the preparatory establishment office and the Head Office, and completed the opening announcement and publicity with high quality and efficiency. We carried out the dual employment of government officials and middle-level management cadres, actively set up government agencies, determined office locations with the help and support of the head office and brother branches, gradually improved office facilities, and initially established the selection of government officials and the basic establishment of departments. Since then, the organs and departments of XX Branch have begun to take shape, ensuring the orderly development of various management work.

(2) Gradually establish and improve the credit management system of sub-branches.

According to the arrangement of the Head Office and the requirements of the Working Rules of the Credit Review Committee (Provisional), the Bank established the Credit Review Group of XX Branch and formulated the Rules of Procedure for the Credit Review Group of XX Branch. According to the Operating Rules for Credit Business (Provisional) and the actual situation of the Bank, the credit business rules of XX Branch are formulated. The formulation of the rules of procedure and the credit business process has clarified the responsibilities of all aspects of the bank's credit business and laid a good foundation for the smooth development of the bank's credit business at this stage.

(3) Strengthen the basic management of credit and improve the management level.

While stepping up the loan marketing, our sub-branch reviewed the submitted loan materials one by one, and * * * reviewed 8 loans with a total amount of 4.7 million yuan. Timely examine and approve the business that meets the conditions of loan credit, return the loan that does not meet the conditions of credit business, and notify the handling bank to supplement and improve the information if the loan information is incomplete. In the review of credit business, the Bank, in accordance with relevant laws and regulations, national industry policies, business planning and credit policy system of the Bank, uses the method of combining financial analysis and non-financial analysis to review credit business, fully reveals the risks of credit business, and puts forward feasible risk control measures to provide a basis for credit approval. At the same time, our branch insists on speeding up the examination and approval on the basis of legal, safe and feasible business. The examination and approval of personal loans will be completed on the same day or the next day, and the examination and approval of corporate loans will be conducted as soon as possible.

(4) Strengthen the basic management of accounting and deal with various expenses in a timely manner.

According to the Head Office's accounting check Plan (tentative), in late June, an inspection team composed of 3 people from the Finance and Accounting Department made a special inspection on the 10 outlets within its jurisdiction, including cash on hand, important blank vouchers, accounting business seals, internal and external accounts, accounting files and handover of accounting personnel. The problems found in the inspection shall be rectified within a time limit in accordance with relevant regulations, and the accounting work shall be gradually institutionalized, streamlined and standardized.

The accounting department of our branch began to operate formally in mid-June, and the early expense reimbursement work failed to proceed normally. Therefore, first of all, we carefully studied the financial examination and approval methods, financial expense reimbursement methods and low-value consumables management methods issued by the Head Office, carried out financial expense reimbursement in strict accordance with the requirements, carefully examined financial matters and bills, and handled them in accordance with the examination and approval procedures and authority norms to ensure the authenticity, rationality and compliance of expenses. When encountering problems that are difficult to grasp, actively communicate with relevant personnel of the Head Office to avoid affecting the quality of work due to inadequate understanding and biased understanding.

(five) standardize the management and operation of electronic equipment, and further improve the level of information management.

According to the arrangement of the Electronic Channels Department, relevant personnel of the Bank attended the work arrangement meeting of the Electronic Channels Department held in the Head Office on June 19, XX, to learn the business processes, management methods and business norms related to electronic banking and information technology. Connect with electronic equipment repairers, distributors and manufacturers one after another; Organize and file the price list and communication lines of electronic equipment; Errors in the daily statistical system shall be reported to the Electronic Channel Department of the Head Office in time for handling; Coordinate and solve the temporary failures of systems and electronic equipment reported by various outlets.

(six) to strengthen safety work, improve safety awareness.

By means of observation, sniffing and inquiry, the General Management Department conducted safety inspection on the business department and nine secondary branches under my jurisdiction, and the inspection coverage rate reached 100%. Through the inspection, the problems existing in various outlets were corrected in time. At the same time, combined with the problems existing in this inspection, safety education and management were carried out for employees, which enhanced their safety awareness and preventive ability.

(7)? Strengthen comprehensive management to ensure the orderly and efficient operation of administrative work.

First, actively build OA office system, realize electronic communication of official documents, improve efficiency and save time. Timely sort out the relevant documents, policies and important information of the head office, banking regulatory bureau and other higher authorities, and deliver them to the bank leaders in a timely manner in strict accordance with the provisions of the secrecy law, confidentiality rules and regulations and document circulation system, and deliver them in place in a timely and accurate manner according to the instructions of the bank leaders. Take back the completed documents in time to prevent them from being lost. Classify and store the recovered documents for reference. Second, adhere to the property management of sub-branches, and conduct a comprehensive inspection of the leasing situation, environmental sanitation, places and facilities of the business outlets under their jurisdiction.

The facilities that need to be repaired or replaced were handled and replaced in time. Third, the low-value consumables and fixed assets of the branches under its jurisdiction are counted one by one by combining book inventory and actual inventory, and differential accounting is implemented.

Second, the problems existing in the work

1. The adverse environment of secondary branches needs to be further improved. There is no unified logo for the business outlets under its jurisdiction, and there are widespread problems such as long decoration time and outdated network facilities. Some branches need to be renovated and some office facilities need to be updated.

2. The service quality of tellers needs to be further improved, and the service awareness needs to be strengthened.

3 rules and regulations need to be further improved and refined, and the consciousness, standardization and refinement of system implementation need to be further strengthened.

Three. Work plan for next month:

1. Further improve the bank's credit business management system and strengthen the training of credit managers.

2. On the basis of full investigation, some expense standards are approved to prevent waste. Try to reduce unnecessary expenses and form the consciousness and habit of saving office.

3. Cooperate with the central bank to do a good job in account information connection and risk early warning information submission.

4. According to the arrangement of the leaders of the Bank and the actual situation of the secondary branches of the Bank, communicate and coordinate with the Head Office and equip outlets with self-service equipment as soon as possible.

5. According to the department setting, post responsibilities and staffing plan of the branch, and in combination with the existing staffing situation of the Bank, the staffing will be carried out.

6. Refine the business operation process, improve the internal management system of sub-branches, build a strict and effective system guarantee system, and form a long-term mechanism with rules to follow, procedures to follow and penalties for violations.

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