I just moved into an apartment, and the management fee includes public liability insurance. What kind of public liability insurance is this?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Public liability insurance refers to the insurance that protects the insured from accidental injuries in public places. Public liability insurance is mainly the economic compensation liability that the insured should bear according to law when he engages in production, business or other activities within the geographical scope of his business and causes personal injury and property loss to others (third parties) due to accidents.

Public liability insurance is applicable to enterprises, institutions, social organizations, individual industrial and commercial households, other economic organizations and natural persons, and can cover their factories, office buildings, hotels, houses, shops, hospitals, schools, theaters, exhibition halls and other public activities.

Public liability insurance includes catering comprehensive insurance, fire public liability insurance and property liability insurance. If consumers have an accident in some shopping malls or restaurants, the responsibility lies in the shopping malls or restaurants. The shopping malls or restaurants insured with public liability insurance can first lose money to consumers and then seek compensation from insurance companies.