What if the car is lost in the toll parking lot and the car insurance is not settled?

One of the exemptions in auto insurance claims: lost cars and scratches in toll parking lots.

One of the things that can't be compensated for car insurance claims: lost or scraped cars in toll parking lots. Example: Miss Li bought a golf after getting her driver's license last year. She parks her car in the parking lot of the community every day. To this end, Miss Li has to pay more than 300 yuan of property parking fees every month.

One of the exemptions in auto insurance claims: lost cars and scratches in toll parking lots.

Example of auto insurance claim: Miss Li bought a golf after she got her driver's license last year. She parks her car in the parking lot of the community every day. To this end, Miss Li has to pay more than 300 yuan of property parking fees every month. In June this year, Miss Li went to work early in the morning and found that her car was lost when she parked in the community. Because Miss Li is a novice, she gave the car full insurance. After the car was lost, she reported the case to the insurance company and asked for a claim, but the insurance company replied: If the car is lost in the toll parking lot, the insurance company will not pay!

Reasons for auto insurance claims: According to the regulations of the insurance company, the insurance company is not responsible for compensation for vehicles stolen in toll parking lots or operating repair shops. Because the above-mentioned places are responsible for the custody of vehicles, during the custody period, if the vehicles are damaged or lost due to improper custody by the custodian, the custodian shall bear the responsibility. The insurance company is not responsible for compensation. Therefore, the insurance company doesn't care whether the car is lost or scraped.

The right thing to do is to claim compensation from the parking lot. Therefore, drivers must pay attention to the receipt of parking fees every time they stop. Although many related regulations of toll parking lots say "pay for it", according to the standard contract in China's civil code, this is a unilateral shirking of responsibility. If negotiation fails, we can only resort to law. At present, someone has won such a lawsuit.

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