Is it legal for the property company to collect the information of the owner from the third party?

As long as there are legal debts, it is legal to collect debts on behalf of creditors, no matter who they are looking for. However, because there may be some problems in debt collection by debt collection companies, if there is evidence within the statutory limitation of action in China, they can sue in the people's court where the defendant is registered, and apply for compulsory execution after the court decides. The statutory limitation of action for creditor's rights and debts in China is three years, and the limitation of action will be recalculated every time the dunning is made. But we need proof.

Legal analysis

Third-party debt collection companies are illegal, and the existence of third-party debt collection companies is definitely not allowed by laws and regulations. It is also illegal to say that someone does not go through formal legal channels to find a company that claims to be able to help collect debts because the debts cannot be collected. Because third-party debt collection companies often use some informal means, such as violence, cajoling, fraud and other illegal means, to force people who owe money to pay back, and some even more seriously, to achieve the purpose of debt collection by restricting personal freedom, causing physical harm to the debtor and threatening his personal safety, so as to obtain a high percentage of commission as debt collection fees. The establishment of third-party debt collection companies has greatly undermined the process of social justice and order, and will also have a serious impact on citizens' daily production and life, threatening social security, and a large number of people will ask for help. These illegal companies will continue to engage in illegal debt collection activities.

legal ground

Chapter III Normalizing and Rectifying the Notification Behavior of Cash Loan Business

Article 13 The object of debt collection shall meet the relevant requirements of laws and regulations, and shall not harass irrelevant personnel.

Article 14 When an institution can't get in touch with the debtor, it can only get in touch with the contact person agreed by the debtor in advance to restore contact with the debtor.

Fifteenth in debt collection, the collection personnel should indicate the name of the representative office at the first time, and should take the initiative to produce relevant documents and loan information when collecting on site.

Article 16 When communicating with the debtor and related parties, the collection personnel shall use polite language, and shall not intimidate the debtor and related parties with words or behaviors that threaten, insult or violate public order and good customs.

Article 17 Collection personnel shall carry out collection activities at an appropriate time, and shall not call frequently to harass debtors and other personnel.

Article 18 Collection personnel shall not disclose the debtor's personal information such as debts, overdue and breach of contract. For persons other than the debtor, except as otherwise provided by laws and regulations.

Article 19 An institution shall designate a collection channel, and the collection personnel shall not use other channels or methods to collect repayment from the debtor and related parties, nor shall they illegally collect additional fees in the name of collection.