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Renaming procedure of small property right house
What are the risks of buying a small property right house?
1. Policy risk: Because the property right house does not meet the sales requirements, if the buyers choose the property right house and pay the money, and the relevant departments rectify the rural property right house construction project, then the buyers will often face the embarrassing situation that they can neither obtain the house nor claim the house payment from the developer in time, and both the money and the house will be lost.
In addition to the project rectification, the interests of buyers are not guaranteed, and so is the demolition. Because property buyers can't get real estate license when they choose small property houses, they are not legal property owners, and the compensation for demolition is almost impossible, even if they can get other compensation, it is very meager.
2. Legal risk: Small property houses do not have land certificates and pre-sale certificates issued by the state, so they do not have the legal nature of ordinary commercial houses. Although buyers can live after buying a house, it should be noted that the laws and regulations of commercial housing cannot be used for small property houses, which means that it is difficult to safeguard the rights and interests of buyers in the event of disputes.
3. Unfinished business risk: Because the small property houses are built on collective land, there is no strict supervision by the government and no bank loan support. Once the developer has financial problems, the project is likely to be unfinished, and it is very risky for buyers to get the house on time. In addition, in order to make money, many developers of small property rights projects cut corners on the materials used in houses, which has serious security risks. Housing quality and after-sales warranty are difficult to guarantee, and property management after occupancy is also prone to problems.
4. Transfer risk: According to the regulations, no one except the collective members has the right to transfer, transfer or lease the small property houses. Even collective members can only transfer their houses internally and cannot sell them to urban residents. That is to say, if you buy a small property right, you can't go through legal procedures such as land use certificate, real estate license and deed tax certificate. Of course, property buyers who buy small property houses can not only borrow money from banks, but also mortgage and mortgage.
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