Go to the bank for a loan, and the income certificate is false. Will the bank sue you if it finds out? Will you get caught?

First, you may face default because you can't get a loan. This cost is extremely high. Generally, the purchase contract will indicate that if the buyer cannot get a loan for his own reasons, he can increase the down payment ratio, otherwise he will have to bear a high penalty, which is generally 10% of the total purchase price.

Second, if the income certificate is much higher than the actual income, even if the mortgage comes down, the monthly supply pressure will be very great, which may lead to overdue and default, which can only be borne by the buyers.

Third, the loan to buy a house to open a false income certificate. In the later stage, the bank may terminate the loan contract on the grounds that the contract information is untrue.