Guangzhou personal loan

Excuse me, what is the personal business guarantee loan of China Bank?

China Bank's guarantee loan for individual entrepreneurship in Guangzhou refers to a loan business in which individual entrepreneurs or small and micro enterprises that meet the specified conditions and have been audited by the human resources and social security department of Guangzhou are borrowers, guaranteed by the guarantee fund, distributed by the handling bank according to the specified conditions, and subsidized by the discount funds of the entrepreneurship guarantee loan to support individual entrepreneurship or small and micro enterprises to expand employment.

The above contents are for your reference. Please refer to the actual business regulations.

Which personal loan company in Guangzhou first promoted these companies?

Now, there are many personal loan companies all over the country, and Guangzhou is no exception. With more and more companies to choose from, which one to choose for personal loan companies in Guangzhou is a concern of Guangzhou citizens. Today, I will introduce several good loan companies in Guangzhou.

Yuexiu financial holding

Yuexiu Financial Holdings has a strong background. Its shareholders are five well-known state-owned enterprises in Guangzhou, including Guangzhou Yuexiu Financial Holding Group and Guangzhou Light Industry and Trade Group. It is one of the top 100 invited enterprises in China with a registered capital of 300 million yuan. The company's main products include Yue Le loan, factoring loan, consumer money, employee money and so on, which can meet the loan demand of almost all users.

Hai Yin Yuexiu Hotel

Yuexiu Hai Yin was initiated by Hai Yin Group with a registered capital of 1 100 million yuan, which is dedicated to serving small and medium-sized enterprises and individual industrial and commercial households in Yuexiu District, Guangzhou. The company's products include Hai Yin commercial credit loan, Hai Yin mortgage loan and Hai Yin emergency loan, which can meet the needs of all small and medium-sized enterprises.

Guangjian

Guangjian is one of the first state-owned personal loan companies in Guangdong Province. The company's main products are fast mortgage loans of more than 500,000 yuan and unsecured credit loans of less than 500,000 yuan. There are five kinds of fast mortgage loans: fast mortgage loans, two mortgage, goods mortgage loans, engineering loans and housing loans. There are five types of unsecured credit loans: emergency relief, credit funds, commercial loans, property loans and wage loans.

Long live Huadu

Huadu Wansui is an established Guangzhou personal loan company, which was established in 2009 and has been 8 years now. The company is committed to serving small and medium-sized enterprises, individual industrial and commercial households and "agriculture, countryside and farmers" in Guangzhou. Huadu is rich in long-lived loan products, including salary loans for office workers, loans for small and medium-sized enterprises, and convenient business loans for individual industrial and commercial households. The interest rate is low, ranging from thousands to millions.

What are the personal loan conditions of Guangzhou provident fund in 2022?

2022 The personal loan conditions of Guangzhou Provident Fund are as follows:

1, mainland residents have China people's household registration and valid identity cards; Compatriots from Taiwan, Hong Kong and Macao hold mainland travel permits or residence permits for Taiwan, Hong Kong and Macao residents; Foreigners with permanent residency in China hold passports and permanent residence identity cards for foreigners;

2. When applying for a loan, the applicant's deposit shall meet the following conditions:

(1) The registered employees in this city have paid the housing provident fund in full 1 year or more (inclusive), and the non-registered employees have paid the housing provident fund in full for more than 2 years (inclusive); The deposit time in different places and the deposit time of retirees can be merged into the deposit time in this city;

(2) Voluntary depositors must also meet the conditions of voluntary continuous deposit in this city for more than half a year (including half a year) as stipulated by relevant laws and regulations;

(3) Employees who meet the conditions for talents to purchase houses in this city and hold the green card of talents in Guangzhou and District or the deputy certificate of green card of talents apply for housing provident fund loans and enjoy the treatment of registered employees in this city;

3. There is a purchase contract or agreement confirmed by the real estate registration department where the house is located, and mortgage or guarantee procedures can be handled;

4. Pay the down payment for house purchase according to relevant laws and regulations;

5. Have full capacity for civil conduct, good credit, stable occupation and income, and the ability to repay the loan principal and interest;

6, housing provident fund deposit priority for repayment of personal housing provident fund loans.

Non-loan situation:

1. The building structure of the purchased house is brick-wood structure and mixed structure;

2. The purpose of the purchased house is villa or non-residence;

3. The purchased house is an independent residence;

4, only to buy part of the housing property rights share (except * * property houses);

5. Families purchase the third and above houses;

6. The applicant has outstanding housing provident fund loan records;

7. The applicant has used the housing provident fund loan twice;

8. The applicant is under any of the following circumstances:

(1) in the past five years, there have been more than six loans overdue issues (inclusive);

② A single credit card is overdue for more than 6 periods (inclusive) in the past 2 years;

③ The credit card status is bad debt, frozen or stopped payment;

(4) The loan is classified as secondary, doubtful or loss;

(5) Being included in the list of persons who have been executed for breach of trust.

What are the requirements for personal credit loan of Guangzhou Bank?

Conditions for applying for credit loan: natural person with age 18-65; The actual age of the borrower and the loan application period should not exceed 70 years old; , with a stable occupation, stable income, the ability to repay the principal and interest of the loan on schedule; Good credit and no bad record; Other conditions stipulated by the bank.

Introduction of personal loan in Guangzhou and how to end the loan in Guangzhou. I wonder if you found the information you need from it?