I work in a property management company. The employee was accidentally hit by the owner's car in the community. The owner applied for insurance. Does the company still need to lose money?

First of all, whether you are the owner of the community or not, the property management company has no right to detain your motor vehicle. Even if a written agreement is signed and the so-called "voluntary parking of the property" is reached, the fact that the residential property is illegal cannot be concealed.

Secondly, since the vehicle has been insured, the insurance company has accepted it. From the perspective of insurance, this accident belongs to insurance liability. I believe that the loss of 5000 yuan is definitely within the insured amount of your vehicle;

Finally, I suggest you seek legal ways to solve this problem and give you two suggestions. One is to call the police for help first, because the other party has obviously violated your legitimate rights and interests, illegally seized your motor vehicle, and called the police to solve it; The other is to find a lawyer to coordinate with the other party and tell the property company clearly that you can compensate the property company for its losses. But because they detained your motor vehicle, the property management company should also be responsible for the losses caused to you, and reserve the right to claim losses from the property management company.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.