The parked vehicle is hung up, and the responsible person can't be found. How to settle the claim?

1. Shopping mall parking lot: If it is a shopping mall parking lot, the parking lot should be managed as long as it is charged, whether indoors or outdoors. Therefore, if the car is scraped in the parking lot of the mall, the owner can find the responsible unit of the mall to compensate for the loss.

2. Community parking lot: If the car is smashed in the community, the owner can call the police and wait for the traffic police to get to the scene to understand the situation and collect evidence, which can reduce unnecessary contradictions and troubles. If the perpetrator cannot be found, the property management company also needs to bear corresponding legal responsibilities.

3, parked on the side of the road:

(1) Report to the traffic police department: If the car is scratched while parked on the roadside, the owner should actively report to the traffic police department and write down the time, place and general course of the incident in writing, which will be more conducive to the traffic police to verify.

(2) Pay attention to whether there is a camera: After the owner finds that the vehicle has been rubbed, pay attention to whether there is a camera on the surrounding road. If so, you need to pay attention to the serial number of the monitoring equipment, which will generally be marked on the equipment chassis, which can simplify the handling procedures of the traffic police.

If there is no monitoring equipment, it is necessary to report the case to the insurance company insured by the vehicle in time, and relevant certificates must be issued to the traffic police team before reporting the case. The traffic police department will cooperate to reduce the loss of the owner.

Extended data:

extent of compensation

First, if the car is lost in the pay parking lot, there is no compensation. According to the regulations of the insurance company, the insurance company is not responsible for compensation for vehicles stolen in toll parking lots or operating repair shops. Because the above-mentioned places are responsible for the custody of vehicles, during the custody period, if the vehicles are damaged or lost due to improper custody by the custodian, the custodian shall bear the responsibility.

Therefore, the insurance company doesn't care whether the car is lost or scraped. Introduction: The correct way is to find a parking lot to claim it. Therefore, drivers must pay attention to the receipt of parking fees every time they stop.

Although many related regulations of toll parking lots say "no matter what you pay", according to the standard contract in China's contract law, this is a unilateral shirking of your responsibility. If it can't be settled through consultation, you must resort to law. At present, someone has won such a lawsuit.

Second, there is a provision in the insurance contract that vehicles that have not been inspected annually will not be compensated: insurance will only take effect for qualified vehicles, and vehicles that have not been inspected annually can only be regarded as unqualified vehicles.

Guide: The car owner must remember to have the annual inspection on time, and must not delay it, so as to avoid the house leaking more severely when claiming compensation, and the fine is small and the compensation is large. Moreover, the traffic accident caused losses to the third party, and the expenses were also borne by you, so the insurance was bought for nothing.

3. If the driver fails to conduct the annual review and the vehicle he is driving is unqualified, the insurance company may refuse any claim according to the insurance contract.

Guide: be serious, don't be afraid of trouble, and go to the annual review then.

Fourth, the third party liability insurance does not compensate the third party who hit his own car. Generally speaking, the third party excludes four kinds of people: the insurer, the insured, the driver and his family members in the event of an automobile accident, and the family members of the insured. Not only car insurance, but also other liability insurance.

Guide: Don't annoy others, especially your own family.

Five, no license plate cars do not pay. When the vehicle is in danger, the insured vehicle must meet two conditions. First, insurance vehicles must have a driving license or license plate issued by the traffic management department. Second, it must pass the inspection of the traffic management department within the prescribed time limit.

Introduction: Remember to protect your car from being stolen and hit before you get a new license.

References:

Baidu encyclopedia-automobile settlement of claims