Is Taiping Life Insurance "Jin Yue Life Insurance" insured? (Note: Taiping is not the Pacific Ocean)

Hello! According to the rate you gave, your baby is less than one year old at present, so you should buy two copies, and the premium is 4406, 20 years. Because of the importance of children's education fund, in the process of preparing education fund for children, we should pay special attention to the stability, safety and risk avoidance of fund accumulation, and try our best to choose the accumulation method of fixed income to ensure the safety of funds. For example, Jin Yue Life Insurance of Taiping Life Insurance is such a dividend-paying insurance product, and its insurance liabilities include survival insurance, death insurance, policy exemption and birthday insurance. As a long-term insurance wealth management product, it can preserve and increase the value and plan the cash flow of life on the premise of ensuring the safety of funds, which is especially suitable for parents to buy for their children and prepare long-term stable and continuous cash flow for their children. It is understood that since "Jin Yue Life" was put on sale, 80% of the insurance policies have been insured by parents for their children. Not only can we plan for children's education funds, but we can also prepare marriage funds, venture funds, pensions and so on. Its cumulative interest-bearing function can meet the capital needs of customers in different life stages. As long as the customer chooses not to receive the survival fund, the company will accumulate interest and compound interest on it every year, and the customer can receive it in installments when needed. As for the doubts about the return of the fixed minimum living allowance, we can look at the insurance liability in the insurance clause, which clearly lists the ways to return the minimum living allowance. The way to return the subsistence allowance is to return 5% of the basic insurance amount every two years, with an increase of 5% every 10 year, with a maximum of 20% before the age of 65, and 30% of the basic insurance amount plus dividends every year after the age of 65, and return it for life until the age of 88. The richer you are, the richer you will be. You can check the terms in Taiping official website, or call Taiping Life Service Hotline at 95589. Insurance is a contractual act. Don't worry, the contract must be performed according to the terms. As for whether such a good commodity living in Jin Yue is suitable for your needs, you haven't explained your situation in detail, so it's hard to judge. I hope I can communicate with you and choose the goods that suit your needs. I wish you a happy working life and happiness!