It is difficult for laid-off workers after the age of 60 to find jobs and can't afford social security. What should I do when I reach retirement age?

I have lived for 60 years, and our generation has paid much more than any other generation and made great contributions to society at the expense of youth. Educated youth decentralized, working for one month 18 yuan low salary, family planning, forced to be laid off and unemployed. After decades of work, I only gave 20 thousand yuan to buy out the service. After losing their jobs, they have to pay their own pension insurance. When they are old, it is difficult to maintain their basic life. What should they pay? Is it ridiculous to propose that laid-off workers pay endowment insurance? In the fifties and sixties, this generation paid for the country and the unit. The country can't consider our practical difficulties. Will the government pay the bill?

It is difficult for laid-off workers after the age of 60 to find jobs and can't afford social security. What should I do when I reach retirement age? It is a reality that it is difficult to find a job, and it is probably useless to advise you to find a better job. The quickest way to tell you is to understand the policy and apply for the corresponding national social security subsidy.

1, single-solution workers, double-solution workers who terminate their labor contracts with state-owned enterprises, unemployed or flexible employees who have no unit or personal status can enjoy social security subsidies when participating in endowment insurance.

Subsidy standard: based on 60% of the average salary of employees in urban economic units in this city in the previous year, the basic old-age insurance premium payable is calculated according to the payment ratio of 20%, and the payment subsidy is enjoyed according to the following standards:

(1) Less than 5 years from the statutory retirement age (statutory retirement age refers to: men over 60 years old and women over 50 years old; Those who have engaged in special jobs and meet the retirement conditions of special jobs stipulated by the state, men are over 55 years old and women are over 45 years old), or have worked for more than 30 years (length of service refers to the continuous length of service stipulated by the state before the implementation of individual contributions in our city (excluding the converted length of service) and the actual payment period after the implementation of individual contributions), they will be given 2/3 subsidies according to their basic old-age insurance contributions, and the rest13 will be borne by individuals. Among them, those who are enjoying the minimum living guarantee for urban residents will be given full payment subsidies according to the payment of their basic old-age insurance.

(two) the rest of the laid-off workers of state-owned enterprises, according to their basic old-age insurance payment to give 50% subsidies, the remaining 50% shall be borne by individuals.

The subsidy period can be subsidized until the month when the statutory retirement age is reached.

2, the scope of subsidies for flexible employees:

(1) "4050" personnel: urban registered unemployed persons with valid employment unemployment registration certificate (or employee unemployment certificate), male over 50 years old and female over 40 years old.

(2) Unemployed people from "low-income families" in cities and towns: registered unemployed people in cities and towns who have valid unemployment certificates (or employee unemployment certificates) and low guarantees before employment and are enjoying subsistence allowances.

(3) Unemployed persons from "zero-employment families" in cities and towns: registered unemployed persons in cities and towns with valid unemployment certificates (or employee unemployment certificates) and zero-employment family cards.

Subsidy standard: 2/3 of the basic old-age insurance premium actually paid.

The subsidy period is generally between 3 and 5 years.

The above is Chongqing's pension insurance subsidy policy. Friends in Chongqing can refer to it directly, and friends from other provinces can also refer to it. It is recommended to call local 12333 for verification after registration.

This question reminds me of an incident three years ago, and I still feel helpless when I think about it now.

I have a classmate who is born after 60. He used to work in a state-owned enterprise. He has been laid off for many years and has been working. Later, I worked as a security guard in a property company, earning 2000 yuan a month. Usually I like to have a little wine and chat together, and the relationship is good. One night, he came to my house and said that he was a special type of work and could retire early immediately, but he still had two years of unpaid social security, hoping to pay it back. Can you lend him some money to supplement social security? I know that his children have just joined the work, and his parents are over eighty years old. They are in poor health, and the salary of his part-time job is simply unable to pay social security. So I lent him some money and asked him to make up for it, so that social security could not be paid in the future.

Laid-off workers born in the 1960s are all over 50 years old. It is an indisputable fact that it is hard to find a job. They can only do low-paid jobs without technical content, and paying social security has become a big problem. The sponsor has reached retirement age, has no job and can't afford to pay social security. He must find something simple to do as soon as possible. If the money is not enough, let his brothers and sisters help him make it up and try not to pay it off. Now social security is not paid. Your situation is not uncommon among laid-off workers. I only hope that the state will introduce stronger support policies to help these people tide over the difficulties. After all, they have also contributed to the country.

Laid-off workers born after 60 have a heavy burden, which is generally not needed at this age. Even if they are employed, their income is very low, and some of them can't work because of physical reasons. It is even harder to pay social security by yourself every year. However, some provinces have introduced social security subsidies for laid-off workers, and most parts of the country have not yet introduced policies. There are also some signs that the new policy for laid-off workers will be announced soon.

It's too difficult for laid-off workers born in the 1960s. They are old and young, and it is not easy to find a job. They can't afford social security, so they have to make ends meet and live at the bottom of society. However, in today's prosperous China, I believe they will consider such vulnerable groups. After all, you have paid and contributed to your country, and the Republic of China will never forget you.

The state should introduce a policy to give some care to these people after the 1960s. Because these people are vulnerable groups in today's society. They are old and young. Unemployment and unemployment. Let them retire at least a few years early, which can relieve the pressure. After all, these people have made great contributions to the country.

If you can't afford the loan, you have to pay social security. I think it is more appropriate to pay social security. If you pay the minimum payment of 15 years, the minimum grade is 60%. I don't know where you come from. The minimum level of social security here is 5600. If you buy out laid-off workers from state-owned enterprises, you must have worked for a long time before, and it may take 15 years in a few years. Be sure to pay before you retire, don't lose money, and remember to borrow money.

It is a difficult problem for older laid-off workers to find jobs. They are in poor health, no employers want them, but social security contributions are not enough.

In this case, it is generally necessary to ask the local employment department for help.

For older laid-off workers, we will identify them as people with employment difficulties.

There are two kinds of care for them. One is to give social security subsidies to employers after recruitment, so as to reduce their labor costs and ensure their stable employment. At present, almost all enterprises in Qingdao are partially subsidized, and enterprises reduce their burdens by 700 yuan per month to 800 yuan.

Moreover, the unit pays five social insurance. If the unit dismisses employees, employees can not only get economic compensation, but also enjoy unemployment benefits.

Unemployment insurance can enjoy unemployment benefits for three months after one year, and social security can also pay medical insurance during the period of receiving unemployment benefits. Perhaps this year's revised unemployment insurance regulations will give us the basic old-age insurance together, and really solve the problem that it is difficult for older laid-off workers to pay social security.

If no unit hires us, we can also apply for social security subsidies for flexible employees.

Generally speaking, as long as it is all about community service, such as maintenance, retail, hairdressing, water delivery, etc. And their wage income is lower than 60% of the average social wage, they can enjoy the monthly social security subsidy of 300 yuan in Qingdao.

Beijing, on the other hand, can enjoy the full subsidy of the non-individual self-paid part of social security, of which flexible employment in Beijing also includes unemployment insurance.

In addition, our localities also encourage people to start their own businesses through various entrepreneurship promotion policies. Qingdao's one-time entrepreneurship subsidy is 654.38 million yuan, as long as it lasts for two years. There are also small secured loans, small interest subsidies and other related policies.

With the development of economy and society, there will be more and more employment support policies and entrepreneurship support policies. As long as we are willing to work, we will find our own subsidy policy, hoping to solve everyone's employment problem through these methods.

Converting into resident pension insurance is really not good, and it is not too much to pay. If you pay to the retirement age, you can also get a pension ranging from 200 to 7800 per month, and pay more. Talk is better than nothing! If there is nothing wrong with your health, you must work all the time. If you don't work, you will have no food, and there will be no pie in the sky!

It is really sad to mention paying social security. When I was on the job, I gritted my teeth and paid through my teeth. After I was laid off, I couldn't afford it because of my life. It was interrupted for nearly ten years. In recent years, I have tried to save money and borrowed some money from my relatives. Alas! The life of laid-off workers is very difficult! Anyway, social security must be paid, this is life-saving money!