What are the product characteristics of strategic investment-linked insurance?

Nowadays, investment-oriented insurance financing is increasingly favored by people. It is not only the first choice for young white-collar workers to invest and finance, but also the first choice for people of all ages to invest and finance. Investment-linked insurance is a good choice. One of the characteristics of investment-linked insurance is that the cost is transparent, but it costs a lot. At present, the investment-linked insurance products on the market emerge one after another. Now let's learn about China Merchants Cigna's strategic investment-linked insurance.

What are the product characteristics of strategic investment-linked insurance?

According to the insurance contract, the product features of China Merchants Cigna Strategic Investment-linked Insurance mainly include:

1, advanced financial management

The investment management team realizes the value professionally, the scale investment disperses the risk, and the portfolio investment reduces the investment fluctuation.

2. Flexible investment and exit

Customers can increase the investment amount or receive the value of personal account at any time according to their own needs. After deducting the initial cost, all the funds enter the investment account, which is flexible and convenient to operate. Customers can call the insurance company at any time according to their financial needs to apply for a part of the personal account value to meet customers' emergency needs. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

3. Freedom of account conversion

Customers can convert the account assets in each account at any time according to their own judgment and adjust the asset allocation of customers.

4. Transparent account operation

Insurance companies evaluate the value of investment accounts every working day and calculate the investment unit price of each investment account. All fees charged by the policy are stated in the insurance contract, and the flow of fees is clear and transparent; The insurance company will send the first investment report to the customer after the customer's insurance policy takes effect, and then send the investment report once every six months, detailing the information such as the value of the personal account, so that the customer can fully grasp the personal account dynamics in time, clearly understand the investment situation and guarantee the income.

5. Pay attention to high security

China Merchants Cigna's products not only provide death protection, but also provide sufficient accidental death protection.

The above is an introduction to the product features of China Merchants Cigna Investment-linked Insurance, including investment, flexible withdrawal and transparent account operation, which is deeply loved by consumers and is a very good investment-linked insurance.

Related suggestions:

Investment scope of China Merchants Bank's investment-linked insurance

In recent years, with people paying more and more attention to investment and financial management, many insurance companies have launched various investment and financial management products to meet market demand. For example, China Merchants Bank's investment-linked insurance is an investment and wealth management product launched by China Merchants Cigna. The investment risk of investment-linked insurance is shared by the insured and the insurance company, so its investment risk is the highest among all kinds of insurance products. I believe many people don't understand the investment scope of China Merchants Bank's investment-linked insurance. Read more

Matters needing attention in purchasing investment-linked insurance of China Merchants Bank

Investment-linked insurance is the abbreviation of investment-linked insurance, also known as investment-linked or variable life insurance, which is a kind of financial insurance integrating investment and guarantee. Compared with other financial management methods, investment-linked insurance is heroic and popular. Customers who insure investment-linked insurance are responsible for their own profits and losses, and their income is directly linked to the return on investment. The operation process is highly transparent, and the income is much higher than other financial management. At the same time, the operation is simple, and you can easily invest and operate just by choosing from fixed high-quality fund accounts, without requiring the insured to have a lot of professional knowledge and actuarial skills. See more good life insurance recommendations. I just sorted out the relevant contents, hoping to help you: the top ten insurance companies selling life insurance in 2020!