What insurance should the property company take?

Question 1: What kind of liability insurance can I buy for real estate? 1. What is property management liability insurance?

Property management liability insurance means that insurance companies collect insurance premiums from property management companies, and bear the economic compensation liability for personal injury or property loss caused by the negligence or negligence of the property management companies participating in property management liability insurance according to law.

2. What are the contents of property management liability insurance?

1, insured object

Property managers who have registered in the administrative department for industry and commerce and obtained legal qualifications can be regarded as the insured.

2. Mainly responsible for

During the insurance period and within the insurance area, if the insured causes personal injury or property loss to a third party due to negligence, the insured shall be liable for compensation according to law.

3. The litigation expenses agreed by the insurance company in writing in advance.

Necessary and reasonable expenses paid by the insured to reduce or reduce the liability for compensation after the insured accident.

4. Exemption from liability

Intentional behavior of the insured or his representative; Confiscation and requisition by state organs; Shake, move or weaken the support; Losses, expenses and responsibilities caused by air, land, water pollution and other pollution.

The responsibilities assumed by the insured under this agreement without the approval of the relevant departments of * * * and the written consent of the insurer; Personal injury, death and property loss of the insured or its representative and its employees;

Question 2: What kind of insurance should a general property company buy for residents? Property companies generally buy public liability insurance, which generally covers 10 yuan per square meter, 10W square meter 10W yuan, 10W square meter 10W yuan.

Question 3: What types of insurance should be invested in property management, what is the rate and what is the property management liability insurance?

Property insurance is an indispensable part of the whole social insurance. Property insurance has played a positive role in promoting property management by providing economic compensation or capital payment for the loss of insurance coverage caused by natural disasters and accidents in the property management field. Property insurance generally has the following functions:

(1) can resist unexpected misfortune. Property insurance enables people's houses and their related interests to get certain economic compensation after they suffer losses due to natural disasters and accidents, helps the affected families to rebuild their homes quickly, and provides protection for the business activities of enterprises and people's daily life.

(2) It can promote the reform of housing system. With the deepening of housing system reform, self-owned property has become an important part of many family properties, and the safety of housing is very important for a family. Carrying out housing insurance can eliminate people's worries and promote the reform of housing system.

(3) It can enhance the social disaster prevention and relief forces. The insurer of property insurance can check the safety of the insured house and property, and make use of the experience accumulated in daily business activities to put forward reasonable suggestions to the insured to eliminate unsafe factors, thus promoting the protection of social wealth.

Question 4: What is property insurance? Generally speaking, property insurance has the following functions: (1) It can resist unexpected misfortune. Property insurance can make people's houses and related interests suffer losses due to natural disasters and accidents, get certain economic compensation, help affected families rebuild their homes quickly, and provide protection for the business activities of enterprises and people's daily life. (2) It can promote the reform of housing system. With the deepening of housing system reform, self-owned property has become an important part of many family properties. The safety of housing is very important to a family. Carrying out housing insurance can eliminate people's worries and promote the reform of housing system. (3) It can enhance the social disaster prevention and relief forces. The insurer of property insurance can check the safety of the insured's house and property, and make use of the experience accumulated in daily business activities to put forward reasonable suggestions to the insured to eliminate unsafe factors, thus promoting the protection of social wealth. Property management insurance mainly includes: house property insurance, property liability insurance, property life insurance and other property management insurance: (1) house property insurance. There are many classification standards of housing property insurance, which are divided into enterprise group property insurance and resident property insurance according to the types of policyholders; * According to the nature of housing, it can be divided into commercial housing insurance and self-owned housing insurance. The property insurance purchased by the property management company is mainly fire insurance, so that the owners can get timely compensation for the losses caused by the fire. (2) Property liability insurance. This is the economic compensation responsibility that the property professionals should bear for the damage caused by negligence or negligence in their work, and it is the legal responsibility to the third party to protect the property and personal safety of the owners. (3) Personal insurance in property management. Life insurance can be classified according to the hazards of insurance, which can be divided into three types: one is personal accident insurance; The second is health insurance, some of which are also called sickness insurance; The third is life insurance. (4) Other insurances in property management. Other insurance in property management refers to other types of insurance besides the above, mainly including the following types: ① financial insurance; ② Property liability insurance; ③ Investment value-added insurance; 4 property right insurance; ⑤ Quality liability insurance; ⑥ Comprehensive housing insurance; ⑦ Real estate installment insurance. Property management companies can choose some types of insurance according to the actual situation of residential quarters (buildings).

Question 5: How do property companies buy insurance for their employees? What kind of insurance do you mainly buy? 5 cents to buy normal social insurance plus commercial accident insurance.

Question 6: What does the property liability insurance cover? If you reported the case at that time and the property was insured, you can find the property to coordinate and solve it.

Question 7: What are the responsibilities and rights of the property management company? 1. Rights of property management companies 1. According to the relevant laws, regulations and policies, combined with the actual situation of this community, formulate the property management measures of this community; 2, according to the entrusted management contract and the relevant provisions, collect property management fees and other related expenses, and in accordance with the provisions of the escrow and use of ontology maintenance fund; 3. Have the right to maintain the public order and environmental appearance of this community and stop illegal acts; 4. Choose a franchise company to engage in special business activities; 5. Have the right to ask the owners and the owners' committee to assist in the work; 6, the implementation of diversified business, with its income to supplement the property management fee; 7. Have the right to modify or improve the facilities and equipment with unreasonable and inefficient settings; 8. Other rights granted by property management laws and regulations. Second, the obligation and responsibility of the property management company is 1, aiming at serving the owners and paying attention to social, economic and environmental benefits; 2, according to the provisions of the municipal real estate department standards and property management contract for property management; 3. Accept the supervision of the owners' committee and owners; 4. Organize or assist community cultural activities; 5. Collect the management fee payable by the owner according to the regulations; 6. Keep the residential environment clean, hygienic and beautiful; 7. Keep the appearance of the house clean and unified; 8, responsible for the collection and removal of garbage in the community; 9, responsible for the greening of the community; 10, responsible for vehicle and traffic management in the community; 1 1, repair, maintain and ensure that the fire fighting system, drainage system, exhaust system, computer room and other facilities and equipment in the community are in good working condition; 12, stop the behavior of destroying the community structure, and order the responsible person to restore the original state, and the responsible person shall bear all the expenses arising therefrom; 13. Stop damaging public facilities and equipment, and order the responsible person to repair or compensate, and the responsible person shall bear all expenses arising therefrom; 14. Remove any illegal articles that do not conform to the owners' convention, and charge the illegal owners or non-owners users the expenses arising therefrom; 15. Stop anyone from occupying or using public facilities, equipment and public places in any way without permission; 16, stop anyone from illegal marketing in the community and persuade them to leave the community; 17, the property management company can apply for insurance related to community management in the name of community management office. Owners involved in the interests of the owners' units should take out insurance on their own. 18, responsible for all owners of this community to negotiate the rights and interests of this community or related legal proceedings with relevant departments such as * * *; 19. Take all measures to stop and correct the violations, non-compliance or non-performance of the owners' convention by owners and non-owners users.

Question 8: What kind of insurance do property companies generally need? Thank you for your liability insurance and property insurance.

Please accept it, thank you!

Question 9: What are the insurances related to property management? 5 points Property management company to buy insurance? 1, for our employees: group insurance and employer liability insurance.

2. Give your own office property: enterprise property insurance, company comprehensive insurance.

3. For the community managed by itself: property management liability insurance.

Question 10: I am a security guard. I worked in a property management company for four years, but the company never bought us old-age insurance. How to identify the labor contract and pay the endowment insurance for employees when the enterprise has been employed for more than three months? Here, the obligations of enterprises are also the legitimate rights and interests of employees. It is illegal for a company not to pay endowment insurance. You can apply to the Labor Arbitration Committee for arbitration, or report to the labor inspection organ, and ask the law enforcement department to assist in safeguarding the legitimate rights and interests.