What is public liability insurance? For example, who will bear the responsibility for renting counters in shopping malls and stealing things at night? Is this covered by public liability insurance?

Public liability insurance refers to the economic compensation liability that the actor should bear to the victim according to law because of the wrong behavior of the actor in public activities that causes personal or property damage to others. The composition of public responsibility is based on the legal responsibility of economic compensation, and its legal basis is the civil laws of various countries and various related separate laws and regulations. In addition, in some places that do not belong to public activities, if the public is damaged in places that should be borne by the actor, it can also be attributed to the public. Therefore, all kinds of public facilities, factories, office buildings, schools, hospitals, shops, exhibition halls, zoos, hotels, cinemas, sports venues, engineering construction sites and so on all have the risk of public liability accidents. Owners and managers of these places need to transfer their responsibilities by purchasing public liability insurance.

If you only buy public liability insurance, the insurance company is irresponsible, but because it is at the rental counter of the shopping mall, the shopping mall needs to bear certain management responsibilities.

If the goods you are talking about are stolen, they are not covered by public liability insurance, and even if they are purchased, they will not be settled.